Comparison

Fiinance vs Budget Flow | Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fiinance

Easily track all your monthly expenses and subscriptions in one place. Customize categories and discover your true spending costs with a modern, user-friendly interface. No internet connection is required, and your data remains private on your device.

Highlights
  • Track monthly expenses
  • Manage subscriptions
  • Customize expense categories
  • Discover spending costs
  • User-friendly interface
  • Offline functionality
  • Privacy-focused data handling
Features
Read full description

Fiinance helps you easily track all your monthly expenses and subscriptions. ABOUT THE APP Fiinance is an all-in-one tracking app: • Track and improve your financial habits, • All your monthly expenses are in one place, • Fully customize all your expenses, • Add categories, • Discover how much it really costs you. Fiinance is also: • A modern and user-friendly interface, • An easy-to-use everyday app. No Internet connection required. 100% free + premium features. ABOUT THE PRIVACY Fiinance is privacy safe. Your personal data will never leave your phone. Once you delete the app, the inside data are permanently erased. In other words: the app doesn't collect any data. ABOUT PREMIUM Premium users can unlock the second card. They also support an independent developer. The in-app purchase is a lifetime purchase. It's also available for all your Apple devices associated with your account. WHO AM I? Hello everyone, I'm Alexandre, an independent developer who likes to track and improve his financial habits. That's why I created this app and I really hope it will be as useful to you as it is to me. Report a bug: apps@alexandrenaud.fr Privacy policy: https://www.alexandrenaud.fr/fiinance/privacy-en.pdf

About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Highlights
  • Track income and expenses
  • Manage multiple accounts and categories
  • Plan budgets for categories
  • Shared budgeting with multiple users
  • Secure data storage with no login
  • Offline functionality
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Fiinance4 screens
Budget Flow | Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Budget Flow | Expense Tracker at every 2 weeks against Fiinance's every 2 months. Budget Flow | Expense Tracker also leads on device support (4 vs 2). Fiinance's advantage is review sentiment (100% vs 90%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fiinance sells 1 one-off in-app purchase and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Fiinance ships an update every 2 months, Budget Flow | Expense Tracker every 2 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Fiinance versus Budget Flow | Expense Tracker: the parameters behind the verdict, then further details
ParameterFiinanceBudget Flow | Expense Tracker
PriceFreeFree
Rating—4.8 (337 ratings) — better
Positive reviews100.0% of reviews — better90.3% of reviews
Number of ratings—337 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS15.0 — better16.0
Further details — not scored
Size1 MB147 MB
Age rating4+4+
DeveloperAlexandre NaudFabian Hasse

Customer experience

Fiinance

Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Budget Flow | Expense Tracker

All ratings335 ratings
Positive94.6%
Neutral1.8%
Negative3.6%
Written reviews476 reviews
Positive90.3%
Neutral4.4%
Negative5.3%

Bugs and requests

Fiinance

Not enough reviews yet to summarise bugs or requests.

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

In-app purchases

1 purchases

Fiinance

One-time1
  • Premium$4.99
4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99

Questions

Is Fiinance free?
Fiinance is free to download, with in-app purchases available.
Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Do Fiinance or Budget Flow | Expense Tracker have ads?
Neither Fiinance nor Budget Flow | Expense Tracker shows ads.
Which is updated more often, Fiinance or Budget Flow | Expense Tracker?
Fiinance ships an update every 2 months, and Budget Flow | Expense Tracker every 2 weeks. Most recently, Fiinance was updated on October 24, 2026 and Budget Flow | Expense Tracker on October 25, 2026.

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