Comparison

Ramp vs FutureStep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ramp

This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.

Highlights
  • Corporate card management
  • Expense reporting
  • Bill payments
  • Accounting automation
  • Receipt capture
  • Spend request management
Features
Currently charting
Read full description

Ramp is the finance automation platform designed to save you time and money. With Ramp you get corporate cards, expense management, bill payments, accounting automation and reporting—all in one easy-to-use solution. Ramp Mobile puts finance automation in your pocket. Pay for expenses quickly with your corporate card at your fingertips. Submit expense reports and reimbursements on the go by taking a picture of your receipt and tapping in a memo or other submission requirements. Plus, with simplified visibility, you’ll always have the information you need on expense policies, recent transactions, or spend requests. App Features: - View & lock your cards - Add to Apple Wallet - Request new spend or temporary spend increase - Take a picture of your receipt and auto-match to transaction - Submit additional requirements like memos & accounting fields - Book flights and hotels with Ramp Travel - Request reimbursements - View all transactions & spend requests - See your expense policy - Set communication preferences - Dark/light themes

About

FutureStep

Features
Read full description

FutureStep™ brought to you by Manulife John Hancock Plan, save, and invest for your retirement. Stay connected to your retirement account—anywhere, anytime—in 19 languages, including English and Spanish. This app provides secure, convenient access to your retirement plan, helping you track your progress, manage contributions, and make informed investment decisions. Use device-level features like Face ID or Touch ID (where supported) for quick and secure sign-in, and access tools designed to support you at every step of your retirement journey. Take control of your financial future: - Register and enroll in your plan - Set your contribution rate - Streamline your accounts - Use planning tools - Focus on living better for longer FutureStep is a Manulife John Hancock Retirement platform with certain recordkeeping and related services provided by Vestwell.

Screenshots

Ramp4 screens
FutureStep4 screens

Verdict

The call

The clearest difference is ads: FutureStep at none against Ramp's shown. FutureStep also leads on iOS requirement (15.0 vs 18.0). Ramp's advantage is update cadence (every 5 days vs every 2 months) and chart position (#103 vs unranked). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ramp ships an update every 5 days, FutureStep every 2 months. The most recent releases landed on October 14, 2026 and October 3, 2026 respectively.

Scorecard4 real differences · 7 level
Ramp versus FutureStep: the parameters behind the verdict, then further details
ParameterRampFutureStep
PriceFreeFree
Rating4.9 (47K ratings) — better—
Positive reviews70.6% of reviews—
Number of ratings47K — better—
Update frequencyEvery 5 days — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
Best chart rank#103 — better—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size290 MB273 MB
Age rating4+4+
DeveloperRamp Business CorporationVestwell Holdings Inc.

Bugs and requests

Ramp

Reported bugs

3 issues
  • Login issues and cards failing to load
  • Receipt upload failures and missing transaction details
  • Incompatibility with older iOS devices

Requested features

5 requests
  • Ability to add multiple receipts to a single expense report
  • Approval functionality within the mobile app
  • Support for foreign currency transactions and custom exchange rates
  • Customizable expense coding and reporting rules
  • Integration with more accounting and ERP systems

FutureStep

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Ramp

No in-app purchases

None

FutureStep

No in-app purchases

Questions

Is Ramp free?
Ramp is free to download, with no in-app purchases.
Is FutureStep free?
FutureStep is free to download, with no in-app purchases.
Do Ramp or FutureStep have ads?
Ramp shows ads; FutureStep does not.
Which is updated more often, Ramp or FutureStep?
Ramp ships an update every 5 days, and FutureStep every 2 months. Most recently, Ramp was updated on October 14, 2026 and FutureStep on October 3, 2026.

Other comparisons