Ramp vs FutureStep
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ramp
This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.
- Corporate card management
- Expense reporting
- Bill payments
- Accounting automation
- Receipt capture
- Spend request management
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Ramp is the finance automation platform designed to save you time and money. With Ramp you get corporate cards, expense management, bill payments, accounting automation and reporting—all in one easy-to-use solution. Ramp Mobile puts finance automation in your pocket. Pay for expenses quickly with your corporate card at your fingertips. Submit expense reports and reimbursements on the go by taking a picture of your receipt and tapping in a memo or other submission requirements. Plus, with simplified visibility, you’ll always have the information you need on expense policies, recent transactions, or spend requests. App Features: - View & lock your cards - Add to Apple Wallet - Request new spend or temporary spend increase - Take a picture of your receipt and auto-match to transaction - Submit additional requirements like memos & accounting fields - Book flights and hotels with Ramp Travel - Request reimbursements - View all transactions & spend requests - See your expense policy - Set communication preferences - Dark/light themes
FutureStep
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FutureStep™ brought to you by Manulife John Hancock Plan, save, and invest for your retirement. Stay connected to your retirement account—anywhere, anytime—in 19 languages, including English and Spanish. This app provides secure, convenient access to your retirement plan, helping you track your progress, manage contributions, and make informed investment decisions. Use device-level features like Face ID or Touch ID (where supported) for quick and secure sign-in, and access tools designed to support you at every step of your retirement journey. Take control of your financial future: - Register and enroll in your plan - Set your contribution rate - Streamline your accounts - Use planning tools - Focus on living better for longer FutureStep is a Manulife John Hancock Retirement platform with certain recordkeeping and related services provided by Vestwell.
Screenshots
Verdict
The clearest difference is ads: FutureStep at none against Ramp's shown. FutureStep also leads on iOS requirement (15.0 vs 18.0). Ramp's advantage is update cadence (every 5 days vs every 2 months) and chart position (#103 vs unranked). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ramp ships an update every 5 days, FutureStep every 2 months. The most recent releases landed on October 14, 2026 and October 3, 2026 respectively.
| Parameter | Ramp | FutureStep |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (47K ratings) — better | — |
| Positive reviews | 70.6% of reviews | — |
| Number of ratings | 47K — better | — |
| Update frequency | Every 5 days — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Best chart rank | #103 — better | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 290 MB | 273 MB |
| Age rating | 4+ | 4+ |
| Developer | Ramp Business Corporation | Vestwell Holdings Inc. |
Bugs and requests
Ramp
Reported bugs
3 issues- Login issues and cards failing to load
- Receipt upload failures and missing transaction details
- Incompatibility with older iOS devices
Requested features
5 requests- Ability to add multiple receipts to a single expense report
- Approval functionality within the mobile app
- Support for foreign currency transactions and custom exchange rates
- Customizable expense coding and reporting rules
- Integration with more accounting and ERP systems
FutureStep
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Ramp
No in-app purchases
FutureStep
No in-app purchases
Questions
Is Ramp free?
Is FutureStep free?
Do Ramp or FutureStep have ads?
Which is updated more often, Ramp or FutureStep?
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