BMG Money vs UpfrontPOS Cloud
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BMG Money
Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.
- Loans from $500-$10,000
- No FICO credit score required
- Loan offers in minutes
- Higher acceptance rate
- Instant funding available
- APR from 16.99%-35.99%
- Referral program for extra cash
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BMG Money is a great loan solution for employees and retirees who are working on improving their credit scores. This app is for new loans for existing customers. 1. Better Loan Offers (4) - Loans ranging from $500-$10,000 & terms from 6-48 months 2. No Credit Score Required (2) - We do not use FICO credit scores when reviewing loan applications 3. Easy Application - Loan offers in minutes from any device 4. Higher Acceptance Rate - When banks say no, we say yes 5. Instant Funding Available (1) - Most borrowers get their loan proceeds deposited in their bank accounts instantly. Loans are automatically paid through allotment, direct deposit, debit card, or payroll deduction. 6. Annual Percentage Rate (APR) ranging from 16.99%-35.99% 7. Loans do not require repayment in full in 60 days or less from the loan issue date 8. If you have been employed for at least one year, are over 18 years of age, are not active in the military and are not in bankruptcy, you may be eligible. Also you must be employed by one of the employers we work with. Access https://app.bmgmoney.com/signup to see if your employer qualifies, terms and conditions apply. 9. Stay informed when you enable notifications 10. Enable Touch ID / Face ID for instant access 11. Earn extra cash by referring BMG Money to your friends and colleagues Loan example: A 17-month $2,000 loan with a finance charge of $500.06 and a 31.67% APR has 36 bi-weekly installments at $70.00 each, for a total loan cost of $2,500.06. All loans marketed by BMG Money are made by WebBank, except the loans made to residents of Illinois, Ohio, Rhode Island are made by BMG LoansAtWork, Inc.
UpfrontPOS Cloud
Manage grocery store sales, transactions, and analytics with this cloud-based solution. Access real-time data from anywhere to gain insights and drive business success. Features are designed for intuitive use and efficiency.
- Sales management
- Transaction tracking
- Cloud-based analytics
- Real-time data access
- Business insights
- Intuitive interface
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UpfrontPOS Cloud offers a cutting-edge solution for efficiently managing your grocery store's sales, transactions, and analytics. Experience the power of cloud-based technology that allows you to access real-time data anywhere, anytime. Elevate your business with intuitive features designed to provide insights and drive success.
Screenshots
Verdict
The clearest difference is rating: UpfrontPOS Cloud at 5.0 against BMG Money's 3.3. BMG Money's advantage is ratings volume (151 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UpfrontPOS Cloud holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: BMG Money has 151 ratings behind it against 4, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.
| Parameter | BMG Money | UpfrontPOS Cloud |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (151 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 44.2% of reviews | — |
| Number of ratings | 151 — better | 4 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 148 MB | 27 MB |
| Age rating | 17+ | 9+ |
| Developer | BMG Money Inc. | Cresencio Hilario |
Customer experience
BMG Money
UpfrontPOS Cloud
Bugs and requests
BMG Money
Reported bugs
16 issues- Unable to log in through the app
- App won't reload successfully
- App displays inaccurate information
- App is reporting negatively on credit
- Error when logging into the app or online
Show 11 moreShow fewer
- Cannot access loan
- Endless login loop
- Cannot sign onto web or app
- App doesn't work
- Cannot log in online anymore
- App doesn't show refinancing option
- Can't log in to my account to access loan
- Truv is bugged
- Won't let me link my work account
- Won't let me connect my employer
- Employment verification won't work
Requested features
5 requests- Add Walgreens to employer list
- Fix bug with Truv linking work account
- Update app for more accurate payment dates
- Provide more bonus for sharing referral link
- Increase refinance bonus amount
UpfrontPOS Cloud
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BMG Money
No in-app purchases
UpfrontPOS Cloud
No in-app purchases









