Comparison

BMG Money vs Argyle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BMG Money

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

Highlights
  • Loans from $500-$10,000
  • No FICO credit score required
  • Loan offers in minutes
  • Higher acceptance rate
  • Instant funding available
  • APR from 16.99%-35.99%
  • Referral program for extra cash
Read full description

BMG Money is a great loan solution for employees and retirees who are working on improving their credit scores. This app is for new loans for existing customers. 1. Better Loan Offers (4) - Loans ranging from $500-$10,000 & terms from 6-48 months 2. No Credit Score Required (2) - We do not use FICO credit scores when reviewing loan applications 3. Easy Application - Loan offers in minutes from any device 4. Higher Acceptance Rate - When banks say no, we say yes 5. Instant Funding Available (1) - Most borrowers get their loan proceeds deposited in their bank accounts instantly. Loans are automatically paid through allotment, direct deposit, debit card, or payroll deduction. 6. Annual Percentage Rate (APR) ranging from 16.99%-35.99% 7. Loans do not require repayment in full in 60 days or less from the loan issue date 8. If you have been employed for at least one year, are over 18 years of age, are not active in the military and are not in bankruptcy, you may be eligible. Also you must be employed by one of the employers we work with. Access https://app.bmgmoney.com/signup to see if your employer qualifies, terms and conditions apply. 9. Stay informed when you enable notifications 10. Enable Touch ID / Face ID for instant access 11. Earn extra cash by referring BMG Money to your friends and colleagues Loan example: A 17-month $2,000 loan with a finance charge of $500.06 and a 31.67% APR has 36 bi-weekly installments at $70.00 each, for a total loan cost of $2,500.06. All loans marketed by BMG Money are made by WebBank, except the loans made to residents of Illinois, Ohio, Rhode Island are made by BMG LoansAtWork, Inc.

About

Argyle

Easily share your income and employment data with lenders, insurers, and background screeners. Securely connect your payroll account to avoid manual verification processes and speed up applications for homes or jobs.

Highlights
  • Income and employment verification
  • Secure payroll account connection
  • Direct data sharing with service providers
  • Faster application processing
  • No need for paystubs or forms
Features
Read full description

Faster, safer, and easier verifications with Argyle Whether you’re buying your first home or starting your dream job, Argyle helps you easily share your income and employment data directly with lenders, insurers, background screeners, and other service providers—so you can quickly advance your application. You do enough to earn your income. You shouldn’t have to jump through hoops to prove it. Argyle serves as a trusted intermediary, helping you securely connect your payroll and employer accounts with service providers. With Argyle, you never have to track down a paystub or fill out endless forms to verify your income and employment. How the app works: 1. Using your smartphone, open the camera to scan the QR code provided 2. Log in to your payroll account using your existing username and password 3. Once connected, Argyle’s secure technology retrieves your income and employment data for your service provider

Screenshots

BMG Money4 screens
Argyle3 screens

Verdict

The call

The clearest difference is review sentiment: BMG Money at 44% against Argyle's 0%. BMG Money also leads on rating (3.3 vs 1.5) and ratings volume (151 vs 8). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BMG Money holds the better App Store score, 3.3 against 1.5. That said, the two scores are not equally well evidenced: BMG Money has 151 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 44% of BMG Money's written reviews are positive against 0% of Argyle's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.

Scorecard3 real differences · 7 level
BMG Money versus Argyle: the parameters behind the verdict, then further details
ParameterBMG MoneyArgyle
PriceFreeFree
Rating3.3 (151 ratings) — better1.5 (8 ratings)
Positive reviews44.2% of reviews — better0.0% of reviews
Number of ratings151 — better8
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size148 MB13 MB
Age rating17+4+
DeveloperBMG Money Inc.Argyle Systems Inc.

Customer experience

BMG Money

All ratings151 ratings
Positive57.0%
Neutral2.6%
Negative40.4%
Written reviews52 reviews
Positive44.2%
Neutral3.8%
Negative51.9%

Argyle

All ratings8 ratings
Positive12.5%
Neutral0.0%
Negative87.5%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

BMG Money

Reported bugs

16 issues
  • Unable to log in through the app
  • App won't reload successfully
  • App displays inaccurate information
  • App is reporting negatively on credit
  • Error when logging into the app or online
Show 11 more
  • Cannot access loan
  • Endless login loop
  • Cannot sign onto web or app
  • App doesn't work
  • Cannot log in online anymore
  • App doesn't show refinancing option
  • Can't log in to my account to access loan
  • Truv is bugged
  • Won't let me link my work account
  • Won't let me connect my employer
  • Employment verification won't work

Requested features

5 requests
  • Add Walgreens to employer list
  • Fix bug with Truv linking work account
  • Update app for more accurate payment dates
  • Provide more bonus for sharing referral link
  • Increase refinance bonus amount

Argyle

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BMG Money

No in-app purchases

None

Argyle

No in-app purchases

Questions

Is BMG Money free?
BMG Money is free to download, with no in-app purchases.
Is Argyle free?
Argyle is free to download, with no in-app purchases.
Which has better reviews, BMG Money or Argyle?
BMG Money is rated higher. BMG Money averages 3.3 out of 5 from 151 ratings, while Argyle averages 1.5 from 8 ratings.
Do BMG Money or Argyle have ads?
Neither BMG Money nor Argyle shows ads.
Which is updated more often, BMG Money or Argyle?
BMG Money ships an update fortnightly, and Argyle fortnightly. Most recently, BMG Money was updated on October 24, 2026 and Argyle on October 17, 2026.

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