Capitol cards vs Postbank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Capitol cards
Manage your credit card account conveniently and securely from your smartphone. Access real-time balance, view transactions, confirm online purchases, and activate spend alerts. Enjoy quick login and access product information.
- View real-time balance and credit limit
- Track pending and posted transactions
- Secure online purchase confirmation
- Access account statements
- Activate spend alerts
- Quick login with biometrics
Read full descriptionHide full description
The Capitol app – convenient, fast, and secure. With the Capitol app for your smartphone, you have access to your credit card account information and convenient functionalities anytime and anywhere: - View your current balance and available credit limit in real-time - View all pending and posted transactions - Confirm your online purchases quickly and securely - View or download your account statements - Activate spend alerts - Quick login via Touch ID or Face ID - Access info on products and benefits Information about cookies The Capitol app uses Firebase Cloud Messaging to send messages to its users. It is essential to secure transactions with Strong Customer Authentication (SCA) using in-app notifications. To do so, it sends a previously generated anonymous Firebase Installation ID (FID) to Google so that we can identify app users and send them messages related to SCA purposes. The installation ID is stored on your device’s keychain secure place as strictly necessary to provide the services, and is removed when the app is uninstalled. In addition to the mandatory SCA notifications, the FID will also be used as strictly necessary for optional notifications you may ask for within the app. Information on the functionality of Cloud Messaging is available under https://firebase.google.com/products/cloud-messaging/.
Postbank
Manage your finances with ease. Open accounts, track transactions, make real-time transfers, and handle credit cards. Securely authorize payments and explore investment options. Offers a simplified view for clarity.
- Account opening
- Real-time transfers
- Credit card management
- Mobile payments
- Investment trading
- Financial analysis
- Simple mode
Read full descriptionHide full description
ACCOUNT OPENING Open your current account directly within the app. Your account is active and ready to use in just a few minutes. BALANCES AND TRANSACTIONS You always stay on top of your current account balance and all account transactions. TRANSFERS Transfer money (in real time) - also via QR code or photo transfer. Manage your standing orders and quickly set up a scheduled transfer. And the best part: authorize your transactions securely directly in the app with BestSign. SECURITY Set up your BestSign security procedure directly within the app. It’s secure and convenient. MANAGE CREDIT CARDS Stay updated on sales, receive push notifications, view card details, customize card settings, or temporarily block your card all within the app. MOBILE PAYMENTS Store credit card or virtual card with Google Pay (free of charge) and pay via smartphone or smartwatch. CASH Find a way to get cash quickly. INVEST Trade your securities on the go and always keep an eye on your portfolio. ANALYZE FINANCES Learn more about income and expenses. Get a better overview of transactions through categorized revenue. SERVICES Manage everything related to your banking within the app - from changing your address to making an appointment. PRODUCTS Be inspired by the broad range of our products. SIMPLE MODE More focus, less distraction. With Simple Mode, you can enjoy the same secure banking experience in a simplified view that keeps things clear and easy.
Screenshots
Verdict
The clearest difference is review sentiment: Postbank at 63% against Capitol cards's 13%. Postbank also leads on rating (4.7 vs 3.0) and ratings volume (655 vs 2). Capitol cards's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Postbank holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Postbank has 655 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 13% of Capitol cards's written reviews are positive against 63% of Postbank's.
Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.
| Parameter | Capitol cards | Postbank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 4.7 (655 ratings) — better |
| Positive reviews | 12.5% of reviews | 63.4% of reviews — better |
| Number of ratings | 2 | 655 — better |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 14 MB | 266 MB |
| Age rating | 4+ | 4+ |
| Developer | Advanzia Bank S.A. | Postbank - eine Niederlassung der DB Privat- und Firmenkundenbank AG |
Customer experience
Capitol cards
Postbank
Bugs and requests
Capitol cards
Not enough reviews yet to summarise bugs or requests.
Postbank
Reported bugs
8 issues- App crashes when accessing transaction history
- Setup fails with 'no internet access' error despite connectivity
- QR code scanning impossible during phone activation
- Remember Postbank ID function not working
- Password change function broken
Show 3 moreShow fewer
- Logout button hidden below screen edge
- Contact list display issues on smaller devices
- Real-time transfer functionality disabled
Requested features
10 requests- Transaction notifications (push or email)
- QR code scanning for transfers
- Online mailbox/Posteingang functionality
- Bank statements and account information access
- Real-time transfer capability
Show 5 moreShow fewer
- Template creation and management
- Financial management tools
- Single unified app (eliminate need for BestSign app)
- Better contact display and management
- Account information and interest rate details
In-app purchases
Capitol cards
No in-app purchases
Postbank
No in-app purchases
