Airtm vs Subtle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Airtm
This app provides non-US citizens with a virtual US account for direct dollar withdrawals. It supports over 500 payment methods for seamless conversion and withdrawal into local currencies, offering a fast, secure, and borderless financial experience.
- Virtual US account
- Direct dollar withdrawals
- 500+ payment methods
- Local currency conversion
- Fast and secure transactions
- Borderless finance
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Get a US Virtual Account designed for non-US citizens, enabling direct withdrawals in dollars. Access 500+ payment methods to convert and withdraw your funds seamlessly into your local currency—fast, secure, and borderless. Get Paid Better with Airtm.
Subtle
Effortlessly manage all your recurring payments in one place. This app helps you track subscriptions, get renewal reminders, and understand your spending. It also provides guides to help you cancel unwanted services.
- Track all subscriptions in one view
- Scan receipts for automatic entry
- Built-in catalog of popular services
- Renewal reminders
- Spending insights and totals
- Cancellation guides for services
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Every subscription, finally in one place. Subtle keeps every recurring payment in one clean view: streaming, music, AI tools, the gym, domains, even that app you forgot about. It tells you what's coming before it hits your card. ADD SUBSCRIPTIONS IN SECONDS • Scan a screenshot of any receipt, paywall, or renewal email. Subtle reads it on your device and fills in the details. • Choose from a built-in catalog of 256 popular services worldwide, logos included. • Import a bank or card statement (PDF or CSV) and confirm the charges it finds. • Add anything custom with your own icon, emoji, or colour. STAY AHEAD OF EVERY RENEWAL • A clean dashboard and calendar show what renews and when. • Reminders a few days before each charge. • Home and lock screen widgets keep renewals one glance away. KNOW WHERE YOUR MONEY GOES • Monthly and yearly totals in your home currency, with automatic conversion. • Spending by category, trends over time, and simple insights. CANCEL WHAT YOU DON'T WANT • Step-by-step cancellation guides for top services, built right in. START FREE, GO PRO WHEN YOU NEED MORE Subtle is free to track your subscriptions and stay on top of renewals. Subtle Pro unlocks the advanced tools when you want them: • Unlimited subscriptions • Screenshot and statement scanning • Calendar view, statistics, and budgets • Data export and home screen widgets Subtle Pro is a yearly plan with a free trial, or a one-time lifetime purchase. Cancel anytime. PRIVATE BY DESIGN • Your data stays on your device and in your own private iCloud, so we never see it. • Screenshot scanning runs entirely on your device. Nothing is uploaded. • No bank linking, no email scanning, and no ads inside the app. Anonymous analytics only, and you can turn them off. Subtle works in light and dark mode and is built for a global audience. Privacy Policy: https://subtle.northstud.io/privacy Terms of Use: https://subtle.northstud.io/terms Questions or ideas? Email support@northstud.io
Screenshots
Verdict
The clearest difference is in-app purchases: Airtm at none against Subtle's 2. Airtm also leads on update cadence (every 2 days vs fortnightly) and ratings volume (5K vs 1). Subtle's advantage is rating (5.0 vs 4.8). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subtle sells 2 in-app purchases, starting at $39.99 per year. Airtm asks for nothing beyond the download.
Subtle holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Airtm has 5K ratings behind it against 1, so its average is the more settled of the two.
Airtm ships an update every 2 days, Subtle fortnightly. The most recent releases landed on September 25, 2026 and September 24, 2026 respectively.
| Parameter | Airtm | Subtle |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 58.1% of reviews | — |
| Number of ratings | 5K — better | 1 |
| Update frequency | Every 2 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 206 MB | 48 MB |
| Age rating | 4+ | +4 |
| Developer | Airtm, Inc. | North Studio |
Customer experience
Airtm
Subtle
Bugs and requests
Airtm
Reported bugs
3 issues- Login screen freezes
- Compatibility issues with older devices
- Unreliable P2P transactions
Requested features
3 requests- Add biometric login option
- Improve withdrawal options and process
- Enhance customer support responsiveness
Subtle
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Airtm
No in-app purchases
Subtle
- Subtle Pro Annual7 Days trial$39.991 Year
- Subtle Pro Lifetime$99.99
