Payvice Avantus vs GAPS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payvice Avantus
Manage personal and business finances with this all-in-one mobile banking solution. Perform seamless transfers, smart savings, secure payments, and access powerful business tools. It offers bill payments, fund transfers, and business account management.
- Seamless transfers
- Smart savings
- Secure payments
- Business tools
- Bill payments
- Fund transfers
- Business account management
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Payvice in partnership with Avantus Microfinance Bank, is your all-in-one mobile banking solution designed to simplify your finances, whether personal or business. From seamless transfers and smart savings to secure payments and powerful business tools, Payvice puts you in total control of your money, anytime, anywhere. Payvice is an easy-to-use banking app for bill payments, transfers, and withdrawals. With over 30 bills listed, an easy and fast withdrawal and funds transfer process, and new amazing features, you are guaranteed a successful personal and business banking experience. More about Payvice Banking • Manage your existing Payvice business account and or add more outlets to your business. • New businesses can join Payvice in a few easy steps. • Easy Withdrawal using cards, NQR and USSD. • Fund Transfer to all banks and financial institutions listed on NIBSS Instant Payment. • Pay all available bills for your customers and earn commission as you transact. • Keep track of your business outlets' performance. • Upgrade your accounts to do even more without limits. • Buy airtime, Data and earn. • Live chat with customer support. • Earn when you refer a friend to join Payvice banking services. • No more disconnections on your cable TV. You can recharge at ease. What's NEW • Now you can instantly fund your outlets by simply doing a fund transfer from your bank app to the virtual accounts assigned to your account. • Perform more transactions as a merchant. • Monitor your daily, weekly and monthly performance. • Create new outlets and import your existing outlets, which means you can manage all your stores with just one account. • Bank account opening made easy. • Enjoy a special experience with our dark mode feature. • Secure your app with the unique pattern lock. Your security is our top priority. We are a CBN licensed financial Technology Contact us We are always happy to hear your feedback, questions or concerns.
GAPS
Manage your business finances on the go with real-time balance checks, transfers, bill payments, and check deposits. This secure platform offers 2-factor authentication for convenient and confident banking anytime, anywhere.
- Real-time balance checks
- Inter-account transfers
- Bill payments
- Check deposits
- Foreign currency transfers
- Business loan applications
- 2-factor authentication
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Manage your business transactions anywhere, any time with the GAPS-Lite Mobile Banking App. You can check real-time balances, make transfers between your accounts, pay bills, approve bulk payment schedule, deposit checks and so much more on the app. It’s simple and convenient. Key features includes: --> Business on the go Log into your business account(s) anytime, anywhere, using only your password. --> Your Business finances, all in one place Check all your account balances, access business trends, perform foreign currency transfers, manage your cheques, apply for business loans, send account statements to your email or to an embassy of your choice, setup and manage standing orders, and more. --> Confidence in a secured platform Bank with confidence on the GAPS-Lite Mobile App with secured 2-factor authentication (2FA) system. --> Simple and secure set up - Install the app and enter your access code, username, and password. - Forgot your password? Reset it using “Forgot Password?” on the login page. - Choose your preferred verification method (Token or 4-digit PIN). - Start using the app immediately with your selected verification method. Enjoy a seamless and user-friendly interface designed to make your business banking convenient.
Screenshots
Verdict
The clearest difference is rating: Payvice Avantus at 2.9 against GAPS's 1.7. Payvice Avantus also leads on monetization model (free vs ad-supported). GAPS's advantage is ratings volume (31 vs 8) and iOS requirement (13.0 vs 15.5). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payvice Avantus holds the better App Store score, 2.9 against 1.7. Both are backed by a comparable volume of ratings — 8 and 31 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
Payvice Avantus ships an update every 3 weeks, GAPS every 6 weeks. Both last shipped on October 24, 2026.
| Parameter | Payvice Avantus | GAPS |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (8 ratings) — better | 1.7 (31 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 8 | 31 — better |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 13.0 — better |
| Further details — not scored | ||
| Size | 89 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Itex Integration Services | Guaranty Trust Bank PLC |
Customer experience
Payvice Avantus
GAPS
In-app purchases
Payvice Avantus
No in-app purchases
GAPS
No in-app purchases
