Comparison

Monies Expense Tracker vs Jotfi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monies Expense Tracker

This simple expense tracker mimics a spreadsheet interface for quick entry and deletion of financial items. It offers iCloud syncing for iPhone and iPad users, with no advanced features like bank linking or charts.

Highlights
  • Spreadsheet-like interface
  • Quick item entry
  • Easy item deletion
  • iCloud syncing
  • Available on iPhone and iPad
Read full description

Monies is a very basic expense tracker app I made for my wife. It looks like a spreadsheet because she’d been using a spreadsheet to track her expenses. But it’s like a spreadsheet on… whatever the opposite of steroids is. The whole point of the interface is to let you add items quickly. Just tap anywhere to start editing, then tap next on the keyboard to jump to the next cell. To delete an item, just clear its price and name, then tap Save. There are no fancy features like linking bank accounts, charts, or even a settings screen. It is available for free on iPhone and iPad, and it syncs via iCloud. I hope you find it useful.

About

Jotfi

Features
Read full description

Jotfi is the fastest expense tracker on iOS. No forms. No dropdowns. No friction. Just type - and it's logged. Type "4.50 coffee" and you've logged a $4.50 coffee. Type "18 uber #work" and it's tagged to work. Type "65 dinner #food #date" and it's stacked with multiple tags. That's it. WHY JOTFI : Most expense apps slow you down. You tap through categories, pick dates, fill in fields - by the time you're done, you've forgotten why you opened the app. Jotfi works at the speed of thought. You type one line the moment you spend. Natural, fast, and actually something you'll stick with. HOW IT WORKS : → Just the amount: type "12" → logged as cash → Add a note: type "4.50 coffee" → logged with note → Add a tag: type "18 uber #work" → organised by category → Stack tags: type "65 dinner #food #date" → as many tags as you need No date picking - entries are timestamped automatically. No category tapping - tags are inline, fast, and yours. No mandatory notes - sometimes you just spent cash. FEATURES : • Instant text entry - one line, done • Smart tag system - #tag anything, filter by anything • Daily and monthly view - see exactly where your money goes • Calendar history - browse spending day by day, month by month • Monthly spending recap - automatic summary with trends • Export to CSV or plain text - your data, your way • Works fully offline - no account, no sync required • Dark mode - looks great in any lighting JOTFI PRO : Free users can log up to 4 entries per day and use up to 2 tags. That's enough to try it out. Upgrade to Pro for: • Unlimited entries - no daily or monthly caps • Unlimited tags - organise as many categories as you need • Export your data - CSV and plain text, anytime • Custom app theme - light, dark, or system PRIVACY : Everything stays on your device. No account required. No data sent anywhere. No ads. Ever. PERFECT FOR : • Daily spending tracking • Travel expense logging • Work expense tracking • Freelancer and contractor expenses • Anyone who wants a simple, fast money diary Stop letting small expenses go untracked. Open Jotfi, type one line, move on with your day. -------------------------------- Terms of Use: https://jotfi.mojostack.co.uk/terms Privacy Policy: https://jotfi.mojostack.co.uk/privacy Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple ID settings.

Screenshots

Monies Expense Tracker2 screens
Jotfi4 screens

Verdict

The call

The clearest difference is update cadence: Jotfi at weekly against Monies Expense Tracker's every 12 months. Monies Expense Tracker's advantage is device support (4 vs 1) and iOS requirement (15.0 vs 26.2). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monies Expense Tracker sells 1 one-off in-app purchase and Jotfi sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Monies Expense Tracker ships an update every 12 months, Jotfi weekly. The most recent releases landed on August 31, 2026 and September 6, 2026 respectively.

Scorecard3 real differences · 7 level
Monies Expense Tracker versus Jotfi: the parameters behind the verdict, then further details
ParameterMonies Expense TrackerJotfi
PriceFreeFree
Rating4.5 (8 ratings) — better—
Positive reviews87.5% of reviews—
Number of ratings8 — better—
Update frequencyEvery 12 monthsWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPad, iPod, Mac — betteriPhone
Requires iOS15.0 — better26.2
Further details — not scored
Size2 MB14 MB
Age rating4+4+
DeveloperAnd a DinosaurMojostack Limited

In-app purchases

1 purchases

Monies Expense Tracker

One-time1
  • Tip$0.99
2 purchases

Jotfi

Subscriptions2
  • Jotfi Pro - Monthly3 Days trial$2.991 Month
  • Jotfi Pro - Yearly3 Days trial$17.991 Year

Questions

Is Monies Expense Tracker free?
Monies Expense Tracker is free to download, with in-app purchases available.
Is Jotfi free?
Jotfi is free to download, with in-app purchases available.
Do Monies Expense Tracker or Jotfi have ads?
Neither Monies Expense Tracker nor Jotfi shows ads.
Which is updated more often, Monies Expense Tracker or Jotfi?
Monies Expense Tracker ships an update every 12 months, and Jotfi weekly. Most recently, Monies Expense Tracker was updated on August 31, 2026 and Jotfi on September 6, 2026.

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