Swirepay vs Dub Hub LLC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Swirepay
Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.
- Send and receive money in real-time
- Earn cashback on payments
- Same-day fund transfers
- Works with major US banks
- Supports POS devices for in-store payments
- Simplifies B2B payments
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Swirepay allows you to send and receive money in real time and earn money via cash back without a need for a new card. Swirepay works with major leading banks and acquirers across the U.S. to help avoid the traditional 2-5 day float from ACH from Card transactions and receive money the same day. * SEND MONEY AND EARN * Link your bank account and send money to any vendor or employee along with a descriptive note for easy reconciliation. Use Swirepay to manage your monthly bills, payments and earn up to 1% cashback on all payments sent without a need for a card. * RECEIVE MONEY * Avoid those pesky interchange fees for both consumer and business payments while getting money in your bank account on the same day. * FAST * No more waiting 3-5 days for ACH to clear or 2 business days for card transactions to reach your bank account. Any money received can be sent to your account the same day for a small flat fee up to $10. * PAY IN STORES * Swirepay is supported on major POS devices such as Clover so you can simply scan, pay and go. * PAY ONLINE * Swirepay helps remove the need for manual checks and float from ACH by simplifying B2B payments for small businesses. Sign up today to send and receive B2B payments the same day while avoiding interchange fees and float. Swirepay works with major acquirers and banks in the US to facilitate transactions and is PCI Level 1 Certified, the most stringent level of certification available in the payments industry. Please contact support@swirepay.com for any service related queries and letstalk@swirepay.com to learn more.
Dub Hub LLC
A minimalist mobile e-wallet offering essential banking features. Manage your finances with virtual accounts and cards, and link existing bank accounts for a streamlined experience.
- Virtual accounts
- Virtual cards
- Link bank accounts
- Minimalist interface
- Basic banking features
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The minimalist mobile E-Wallet that provides basic Banking Features. -Virtual Account -Virtual Cards -Link Accounts
Screenshots
Verdict
The clearest difference is rating: Swirepay at 4.7 against Dub Hub LLC's 4.1. Swirepay also leads on review sentiment (100% vs 67%). Dub Hub LLC's advantage is ratings volume (14 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Swirepay holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 3 and 14 respectively. Written reviews point the same way: 100% of Swirepay's written reviews are positive against 67% of Dub Hub LLC's.
Swirepay ships an update every 3 weeks, Dub Hub LLC every 5 weeks. Both last shipped on October 24, 2026.
| Parameter | Swirepay | Dub Hub LLC |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3 ratings) — better | 4.1 (14 ratings) |
| Positive reviews | 100.0% of reviews — better | 66.7% of reviews |
| Number of ratings | 3 | 14 — better |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 126 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Swirepay Inc. | Dub Hub LLC |
Customer experience
Swirepay
Dub Hub LLC
In-app purchases
Swirepay
No in-app purchases
Dub Hub LLC
No in-app purchases








