Comparison

Swirepay vs Wassel Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swirepay

Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.

Highlights
  • Send and receive money in real-time
  • Earn cashback on payments
  • Same-day fund transfers
  • Works with major US banks
  • Supports POS devices for in-store payments
  • Simplifies B2B payments
Features
Read full description

Swirepay allows you to send and receive money in real time and earn money via cash back without a need for a new card. Swirepay works with major leading banks and acquirers across the U.S. to help avoid the traditional 2-5 day float from ACH from Card transactions and receive money the same day. * SEND MONEY AND EARN * Link your bank account and send money to any vendor or employee along with a descriptive note for easy reconciliation. Use Swirepay to manage your monthly bills, payments and earn up to 1% cashback on all payments sent without a need for a card. * RECEIVE MONEY * Avoid those pesky interchange fees for both consumer and business payments while getting money in your bank account on the same day. * FAST * No more waiting 3-5 days for ACH to clear or 2 business days for card transactions to reach your bank account. Any money received can be sent to your account the same day for a small flat fee up to $10. * PAY IN STORES * Swirepay is supported on major POS devices such as Clover so you can simply scan, pay and go. * PAY ONLINE * Swirepay helps remove the need for manual checks and float from ACH by simplifying B2B payments for small businesses. Sign up today to send and receive B2B payments the same day while avoiding interchange fees and float. Swirepay works with major acquirers and banks in the US to facilitate transactions and is PCI Level 1 Certified, the most stringent level of certification available in the payments industry. Please contact support@swirepay.com for any service related queries and letstalk@swirepay.com to learn more.

About

Wassel Pay

Features
Read full description

Welcome to Wassel Pay, the application that aims to simplify and transform the payment process upon receipt into electronic transactions using QR code technology and other electronic payment methods, with the aim of facilitating personal use. Wassel Pay introduces an innovative solution to the issue of cash-on-delivery payments, offering a comprehensive delivery experience from the moment of order placement to the final delivery. This simplifies the process for buyers, merchants, delivery companies, and delivery agents.

Screenshots

Swirepay4 screens
Wassel Pay4 screens

Verdict

The call

The clearest difference is update cadence: Wassel Pay at every 5 days against Swirepay's every 3 weeks. Wassel Pay also leads on iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Swirepay ships an update every 3 weeks, Wassel Pay every 5 days. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
Swirepay versus Wassel Pay: the parameters behind the verdict, then further details
ParameterSwirepayWassel Pay
PriceFreeFree
Rating4.7 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.612.0 — better
Further details — not scored
Size126 MB70 MB
Age rating4+4+
DeveloperSwirepay Inc.Leaders Minds

In-app purchases

None

Swirepay

No in-app purchases

None

Wassel Pay

No in-app purchases

Questions

Is Swirepay free?
Swirepay is free to download, with no in-app purchases.
Is Wassel Pay free?
Wassel Pay is free to download, with no in-app purchases.
Do Swirepay or Wassel Pay have ads?
Neither Swirepay nor Wassel Pay shows ads.
Which is updated more often, Swirepay or Wassel Pay?
Swirepay ships an update every 3 weeks, and Wassel Pay every 5 days. Most recently, Swirepay was updated on November 3, 2026 and Wassel Pay on November 3, 2026.

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