UFCU Mobile vs LCRA CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UFCU Mobile
Access your UFCU accounts securely and conveniently from your iPhone or iPad. Manage accounts, move money, and stay protected with advanced encryption and multiple login options.
- Card activation, locking, and unlocking
- Real-time balance and transaction history
- Mobile check deposit
- Secure messaging with Member Services
- Bill Pay and credit card payments
- Face ID/Touch ID login
Read full descriptionHide full description
UFCU Mobile Banking provides fast, secure access to your UFCU accounts from an iPhone® or iPad®. With one universal login and password, you can access Online Banking and the Mobile app across all your devices. The UFCU digital banking experience offers the following features and benefits: Manage Your Accounts • Activate your cards • View real-time balance and transaction history • Manage your scheduled transfers and view history • Activate, lock, or unlock your debit and credit card • Monitor your mortgage loan, make payments, and view statements Stay Secure • Log in with 5-digit PIN, Face ID®, or Touch ID® • Rest assured your data is protected with advanced encryption, secure processes, and audits • Set and change your card PIN • Send a secure message to the Member Services team Move Your Money • Deposit multiple checks at once with Mobile Deposit • Move funds between UFCU and your accounts at other financial institutions • Send money to friends and family, including at other financial institutions • Use UFCU Bill Pay to make payments and view payment history • Make real-time credit card payments • Get a credit card cash advance Please visit UFCU.org/MobileFAQs for more details. *UFCU does not charge a fee for UFCU Mobile Banking. Standard messaging and data rates may apply. UFCU is an Equal Housing Opportunity lender. This credit union is federally insured by the National Credit Union Administration.
LCRA CU
Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds, and pay bills securely and quickly. Access your accounts anytime, anywhere with this free application.
- Check account balances
- Review recent transactions
- Transfer funds between accounts
- View and pay bills
- Password reset functionality
Read full descriptionHide full description
Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills. • Enroll for OLB & Mobiliti via the mobile app. • Enroll for Bill Payment via the mobile app. • Click on forget password to change your password Federally insured by the NCUA.
Screenshots
Verdict
The clearest difference is ads: UFCU Mobile at none against LCRA CU's shown. UFCU Mobile also leads on update cadence (every 3 weeks vs every 8 months) and ratings volume (21K vs 24). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for UFCU Mobile against 4.8 for LCRA CU. That said, the two scores are not equally well evidenced: UFCU Mobile has 21K ratings behind it against 24, so its average is the more settled of the two.
UFCU Mobile ships an update every 3 weeks, LCRA CU every 8 months. The most recent releases landed on November 13, 2026 and November 4, 2026 respectively.
| Parameter | UFCU Mobile | LCRA CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (21K ratings) | 4.8 (24 ratings) — better |
| Positive reviews | 24.7% of reviews | — |
| Number of ratings | 21K — better | 24 |
| Update frequency | Every 3 weeks — better | Every 8 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 429 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | University Federal Credit Union | LCRA Credit Union |
Customer experience
UFCU Mobile
LCRA CU
Bugs and requests
UFCU Mobile
Reported bugs
3 issues- Unable to log in with valid credentials
- Inconsistent pending transaction display
- Accounts not syncing properly
Requested features
4 requests- Restore ability to transfer between UFCU members
- Bring back express account view
- Add option to remove corporate logos from transactions
- Improve transaction history display and sorting
LCRA CU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UFCU Mobile
No in-app purchases
LCRA CU
No in-app purchases
Questions
Is UFCU Mobile free?
Is LCRA CU free?
Which has better reviews, UFCU Mobile or LCRA CU?
Do UFCU Mobile or LCRA CU have ads?
Which is updated more often, UFCU Mobile or LCRA CU?
Other comparisons















