Comparison

A+ Mobile vs UFCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

A+ Mobile

Manage your finances conveniently from your mobile device. Perform transactions, check balances, transfer funds, and view your history. Optional features include bill pay and check deposit.

Highlights
  • Check account balances
  • Transfer money
  • View transaction history
  • Pay bills
  • Deposit checks
  • Find branch locations
Read full description

Manage your finances on the go for FREE* with A+ Mobile. You can perform financial transactions with A+FCU anywhere, right from your Apple device. Here's what you can do: Check account balances Transfer money View transaction history Pay Bills (optional) Deposit Checks (optional) Find branch locations A+ Mobile is as safe and secure to use as A+ Online. We're making it easier than ever to do business when it's convenient for you. * There is no fee from A+FCU. Connectivity and usage rates may apply. Contact your wireless service provider for more details

About

UFCU Mobile

Manage your UFCU accounts securely and conveniently from your mobile device. Access real-time balances, make deposits, transfer funds, and pay bills with advanced security features like Face ID and PIN login.

Highlights
  • Card activation and management
  • Real-time balance and transaction history
  • Mobile check deposit
  • Fund transfers between accounts
  • Bill payment
  • Secure messaging
Features
Read full description

UFCU Mobile Banking provides fast, secure access to your UFCU accounts from an iPhone® or iPad®. With one universal login and password, you can access Online Banking and the Mobile app across all your devices. The UFCU digital banking experience offers the following features and benefits: Manage Your Accounts • Activate your cards • View real-time balance and transaction history • Manage your scheduled transfers and view history • Activate, lock, or unlock your debit and credit card • Monitor your mortgage loan, make payments, and view statements Stay Secure • Log in with 5-digit PIN, Face ID®, or Touch ID® • Rest assured your data is protected with advanced encryption, secure processes, and audits • Set and change your card PIN • Send a secure message to the Member Services team Move Your Money • Deposit multiple checks at once with Mobile Deposit • Move funds between UFCU and your accounts at other financial institutions • Send money to friends and family, including at other financial institutions • Use UFCU Bill Pay to make payments and view payment history • Make real-time credit card payments • Get a credit card cash advance Please visit UFCU.org/MobileFAQs for more details. *UFCU does not charge a fee for UFCU Mobile Banking. Standard messaging and data rates may apply. UFCU is an Equal Housing Opportunity lender. This credit union is federally insured by the National Credit Union Administration.

Screenshots

A+ Mobile4 screens
UFCU Mobile4 screens

Verdict

The call

A+ Mobile and UFCU Mobile both sit at 4.6 stars, but that hides the real split: 90% of A+ Mobile's written reviews are positive against 25% of UFCU Mobile's. UFCU Mobile's advantage is ads (none vs shown) and update cadence (fortnightly vs every 2 months). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for A+ Mobile against 4.7 for UFCU Mobile. Both are backed by a comparable volume of ratings — 7.6K and 21K respectively. Written reviews are what separate them: 90% of A+ Mobile's written reviews are positive against 25% of UFCU Mobile's.

UpkeepUpdate frequency

A+ Mobile ships an update every 2 months, UFCU Mobile fortnightly. Both last shipped on September 24, 2026.

Scorecard3 real differences · 7 level
A+ Mobile versus UFCU Mobile: the parameters behind the verdict, then further details
ParameterA+ MobileUFCU Mobile
PriceFreeFree
Rating4.6 (7.6K ratings)4.7 (21K ratings) — better
Positive reviews90.2% of reviews — better24.7% of reviews
Number of ratings7.6K21K — better
Update frequencyEvery 2 monthsFortnightly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size54 MB424 MB
Age rating4+4+
DeveloperA Plus Federal Credit UnionUniversity Federal Credit Union

Customer experience

A+ Mobile

All ratings7,209 ratings
Positive91.4%
Neutral2.3%
Negative6.3%
Written reviews518 reviews
Positive90.2%
Neutral2.7%
Negative7.1%

UFCU Mobile

All ratings21,030 ratings
Positive92.1%
Neutral1.9%
Negative6.0%
Written reviews291 reviews
Positive24.7%
Neutral13.7%
Negative61.5%

User reviews

A+ Mobile

From 7.6K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient features
  • 💳 Helpful for managing accounts
  • 🔒 Secure banking
  • 🤝 Great customer service

Room to improve

  • 🐛 Occasional crashes or glitches
  • ⏱️ Slow transaction updates
  • 🔍 Difficulty finding certain features
  • 💳 Issues with credit card integration
  • 🤖 Inconsistent app performance

UFCU Mobile

From 21K App Store ratings

What we love

  • 👍 Easier to navigate
  • 🚀 Faster performance
  • 🔒 Improved security features
  • 🌟 Modern and clean design

Room to improve

  • 🐛 Frequent app crashes
  • ⏱️ Slow account balance updates
  • 🤔 Missing key features from old app
  • 🕰️ Longer login process
  • 🤯 Confusing user interface

Bugs and requests

A+ Mobile

Reported bugs

4 issues
  • Login issues and password problems
  • Unreliable mobile check deposit
  • Disappearing transactions
  • Compatibility problems with newer devices

Requested features

5 requests
  • Add alerts and notifications
  • Improve mobile check deposit process
  • Integrate credit card management
  • Enhance transaction history and search
  • Provide more financial management tools

UFCU Mobile

Reported bugs

3 issues
  • Unable to log in with valid credentials
  • Inconsistent pending transaction display
  • Accounts not syncing properly

Requested features

4 requests
  • Restore ability to transfer between UFCU members
  • Bring back express account view
  • Add option to remove corporate logos from transactions
  • Improve transaction history display and sorting

In-app purchases

None

A+ Mobile

No in-app purchases

None

UFCU Mobile

No in-app purchases

Questions

Is A+ Mobile free?
A+ Mobile is free to download, with no in-app purchases.
Is UFCU Mobile free?
UFCU Mobile is free to download, with no in-app purchases.
Which has better reviews, A+ Mobile or UFCU Mobile?
UFCU Mobile is rated higher. A+ Mobile averages 4.6 out of 5 from 7.6K ratings, while UFCU Mobile averages 4.7 from 21K ratings.
Do A+ Mobile or UFCU Mobile have ads?
A+ Mobile shows ads; UFCU Mobile does not.
Which is updated more often, A+ Mobile or UFCU Mobile?
A+ Mobile ships an update every 2 months, and UFCU Mobile fortnightly. Most recently, A+ Mobile was updated on September 24, 2026 and UFCU Mobile on September 24, 2026.

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