A+ Mobile vs UFCU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
A+ Mobile
Manage your finances conveniently from your mobile device. Perform transactions, check balances, transfer funds, and view your history. Optional features include bill pay and check deposit.
- Check account balances
- Transfer money
- View transaction history
- Pay bills
- Deposit checks
- Find branch locations
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Manage your finances on the go for FREE* with A+ Mobile. You can perform financial transactions with A+FCU anywhere, right from your Apple device. Here's what you can do: Check account balances Transfer money View transaction history Pay Bills (optional) Deposit Checks (optional) Find branch locations A+ Mobile is as safe and secure to use as A+ Online. We're making it easier than ever to do business when it's convenient for you. * There is no fee from A+FCU. Connectivity and usage rates may apply. Contact your wireless service provider for more details
UFCU Mobile
Manage your UFCU accounts securely and conveniently from your mobile device. Access real-time balances, make deposits, transfer funds, and pay bills with advanced security features like Face ID and PIN login.
- Card activation and management
- Real-time balance and transaction history
- Mobile check deposit
- Fund transfers between accounts
- Bill payment
- Secure messaging
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UFCU Mobile Banking provides fast, secure access to your UFCU accounts from an iPhone® or iPad®. With one universal login and password, you can access Online Banking and the Mobile app across all your devices. The UFCU digital banking experience offers the following features and benefits: Manage Your Accounts • Activate your cards • View real-time balance and transaction history • Manage your scheduled transfers and view history • Activate, lock, or unlock your debit and credit card • Monitor your mortgage loan, make payments, and view statements Stay Secure • Log in with 5-digit PIN, Face ID®, or Touch ID® • Rest assured your data is protected with advanced encryption, secure processes, and audits • Set and change your card PIN • Send a secure message to the Member Services team Move Your Money • Deposit multiple checks at once with Mobile Deposit • Move funds between UFCU and your accounts at other financial institutions • Send money to friends and family, including at other financial institutions • Use UFCU Bill Pay to make payments and view payment history • Make real-time credit card payments • Get a credit card cash advance Please visit UFCU.org/MobileFAQs for more details. *UFCU does not charge a fee for UFCU Mobile Banking. Standard messaging and data rates may apply. UFCU is an Equal Housing Opportunity lender. This credit union is federally insured by the National Credit Union Administration.
Screenshots
Verdict
A+ Mobile and UFCU Mobile both sit at 4.6 stars, but that hides the real split: 90% of A+ Mobile's written reviews are positive against 25% of UFCU Mobile's. UFCU Mobile's advantage is ads (none vs shown) and update cadence (fortnightly vs every 2 months). On price, rating, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for A+ Mobile against 4.7 for UFCU Mobile. Both are backed by a comparable volume of ratings — 7.6K and 21K respectively. Written reviews are what separate them: 90% of A+ Mobile's written reviews are positive against 25% of UFCU Mobile's.
A+ Mobile ships an update every 2 months, UFCU Mobile fortnightly. Both last shipped on September 24, 2026.
| Parameter | A+ Mobile | UFCU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (7.6K ratings) | 4.7 (21K ratings) — better |
| Positive reviews | 90.2% of reviews — better | 24.7% of reviews |
| Number of ratings | 7.6K | 21K — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 54 MB | 424 MB |
| Age rating | 4+ | 4+ |
| Developer | A Plus Federal Credit Union | University Federal Credit Union |
Customer experience
A+ Mobile
UFCU Mobile
User reviews
A+ Mobile
From 7.6K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient features
- 💳 Helpful for managing accounts
- 🔒 Secure banking
- 🤝 Great customer service
Room to improve
- 🐛 Occasional crashes or glitches
- ⏱️ Slow transaction updates
- 🔍 Difficulty finding certain features
- 💳 Issues with credit card integration
- 🤖 Inconsistent app performance
UFCU Mobile
From 21K App Store ratingsWhat we love
- 👍 Easier to navigate
- 🚀 Faster performance
- 🔒 Improved security features
- 🌟 Modern and clean design
Room to improve
- 🐛 Frequent app crashes
- ⏱️ Slow account balance updates
- 🤔 Missing key features from old app
- 🕰️ Longer login process
- 🤯 Confusing user interface
Bugs and requests
A+ Mobile
Reported bugs
4 issues- Login issues and password problems
- Unreliable mobile check deposit
- Disappearing transactions
- Compatibility problems with newer devices
Requested features
5 requests- Add alerts and notifications
- Improve mobile check deposit process
- Integrate credit card management
- Enhance transaction history and search
- Provide more financial management tools
UFCU Mobile
Reported bugs
3 issues- Unable to log in with valid credentials
- Inconsistent pending transaction display
- Accounts not syncing properly
Requested features
4 requests- Restore ability to transfer between UFCU members
- Bring back express account view
- Add option to remove corporate logos from transactions
- Improve transaction history display and sorting
In-app purchases
A+ Mobile
No in-app purchases
UFCU Mobile
No in-app purchases
Questions
Is A+ Mobile free?
Is UFCU Mobile free?
Which has better reviews, A+ Mobile or UFCU Mobile?
Do A+ Mobile or UFCU Mobile have ads?
Which is updated more often, A+ Mobile or UFCU Mobile?
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