Comparison

A+ Mobile vs UHCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

A+ Mobile

Manage your finances conveniently from your mobile device. Perform transactions, check balances, transfer funds, and view your history. Optional features include bill pay and check deposit.

Highlights
  • Check account balances
  • Transfer money
  • View transaction history
  • Pay bills
  • Deposit checks
  • Find branch locations
Read full description

Manage your finances on the go for FREE* with A+ Mobile. You can perform financial transactions with A+FCU anywhere, right from your Apple device. Here's what you can do: Check account balances Transfer money View transaction history Pay Bills (optional) Deposit Checks (optional) Find branch locations A+ Mobile is as safe and secure to use as A+ Online. We're making it easier than ever to do business when it's convenient for you. * There is no fee from A+FCU. Connectivity and usage rates may apply. Contact your wireless service provider for more details

About

UHCU Mobile

Access your accounts securely and conveniently from your mobile device. Manage balances, transfer funds, deposit checks, pay bills, and locate branches or ATMs. Enjoy the same security as online banking for all your financial transactions.

Highlights
  • Check account balances
  • Transfer funds
  • Mobile check deposit
  • Bill pay
  • Loan payments
  • View transaction history
  • Find branches/ATMs
Features
Read full description

The UHCU Mobile App gives you fast and secure account access from your mobile device. • Check account balances • Transfer funds between accounts • Deposit checks anytime, anywhere through Mobile Check Deposit* • Pay your bills** • Make a loan payment • View transaction history • Find branches/ATMs • Contact us As always, these services are designed to protect your privacy and personal information with the same level of security as Online Banking. There is no charge to download and use the UHCU Mobile App, but standard messaging and data rates from your wireless provider may apply. For United Heritage Credit Union members. Learn about membership and join online at uhcu.org Federally insured by the NCUA. *To qualify for this Service, you must meet eligibility criteria as dictated by United Heritage, including having all accounts in good standing. Eligibility of this Service is determined at the full and complete discretion of United Heritage and may be withdrawn at any time. **Members can schedule payments or review activity for all payees via the UHCU Mobile App. To add or edit payees, Web BillPay must be accessed within Online Banking from a desktop computer.

Screenshots

A+ Mobile4 screens
UHCU Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: A+ Mobile at 90% against UHCU Mobile's 18%. A+ Mobile also leads on rating (4.6 vs 2.9) and ratings volume (7.6K vs 120). UHCU Mobile's advantage is ads (none vs shown). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

A+ Mobile holds the better App Store score, 4.6 against 2.9. That said, the two scores are not equally well evidenced: A+ Mobile has 7.6K ratings behind it against 120, so its average is the more settled of the two. Written reviews point the same way: 90% of A+ Mobile's written reviews are positive against 18% of UHCU Mobile's.

UpkeepUpdate frequency

A+ Mobile ships an update every 2 months, UHCU Mobile every 6 months. The most recent releases landed on September 24, 2026 and September 19, 2026 respectively.

Scorecard5 real differences · 5 level
A+ Mobile versus UHCU Mobile: the parameters behind the verdict, then further details
ParameterA+ MobileUHCU Mobile
PriceFreeFree
Rating4.6 (7.6K ratings) — better2.9 (120 ratings)
Positive reviews90.2% of reviews — better18.0% of reviews
Number of ratings7.6K — better120
Update frequencyEvery 2 months — betterEvery 6 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS16.016.0
Further details — not scored
Size54 MB57 MB
Age rating4+4+
DeveloperA Plus Federal Credit UnionUnited Heritage Credit Union

Customer experience

A+ Mobile

All ratings7,209 ratings
Positive91.4%
Neutral2.3%
Negative6.3%
Written reviews518 reviews
Positive90.2%
Neutral2.7%
Negative7.1%

UHCU Mobile

All ratings120 ratings
Positive40.8%
Neutral7.5%
Negative51.7%
Written reviews61 reviews
Positive18.0%
Neutral13.1%
Negative68.9%

User reviews

A+ Mobile

From 7.6K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient features
  • 💳 Helpful for managing accounts
  • 🔒 Secure banking
  • 🤝 Great customer service

Room to improve

  • 🐛 Occasional crashes or glitches
  • ⏱️ Slow transaction updates
  • 🔍 Difficulty finding certain features
  • 💳 Issues with credit card integration
  • 🤖 Inconsistent app performance

UHCU Mobile

From 120 App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Intuitive interface
  • 👍 Serves banking needs
  • 👍 Great customer service
  • 👍 Functional and quick

Room to improve

  • 🐛 Unreliable performance
  • 🐛 Slow loading times
  • 🐛 Outdated interface
  • 🐛 Frequent maintenance downtime
  • 🐛 Login issues

Bugs and requests

A+ Mobile

Reported bugs

4 issues
  • Login issues and password problems
  • Unreliable mobile check deposit
  • Disappearing transactions
  • Compatibility problems with newer devices

Requested features

5 requests
  • Add alerts and notifications
  • Improve mobile check deposit process
  • Integrate credit card management
  • Enhance transaction history and search
  • Provide more financial management tools

UHCU Mobile

Reported bugs

25 issues
  • Card management not working
  • Login authentication failures
  • App refuses to launch Face ID consistently
  • Password change issues causing alerts on other devices
  • Server error preventing login
Show 20 more
  • Interface blown up after update
  • Blank dropdowns for account transfers
  • Back button signs out completely
  • Registering device not working (requires verification code every time)
  • Mobile deposit not working
  • Camera not opening for check deposit
  • Payees not deleting from mobile app
  • App crashes during transactions
  • Unable to update personal info
  • App dims but doesn't log in
  • App shuts down on login attempt
  • App freezes on login screen
  • App requires download of new iOS app but then can't log in
  • App not working well with Apple 8
  • Unable to pay bills (submit/review button disappeared)
  • Transfers within account not updating
  • Combining transfers not helpful
  • Unable to access account
  • Unable to get to deposit screen
  • Web bill pay payees and history gone

Requested features

10 requests
  • Card management function (block/unblock)
  • Zelle integration
  • Member to member transfers
  • Notifications for transactions
  • Face ID support
Show 5 more
  • Touch ID support
  • Mobile deposit feature
  • Web bill pay access
  • Update for newer iPhones
  • Dark mode option

In-app purchases

None

A+ Mobile

No in-app purchases

None

UHCU Mobile

No in-app purchases

Questions

Is A+ Mobile free?
A+ Mobile is free to download, with no in-app purchases.
Is UHCU Mobile free?
UHCU Mobile is free to download, with no in-app purchases.
Which has better reviews, A+ Mobile or UHCU Mobile?
A+ Mobile is rated higher. A+ Mobile averages 4.6 out of 5 from 7.6K ratings, while UHCU Mobile averages 2.9 from 120 ratings.
Do A+ Mobile or UHCU Mobile have ads?
A+ Mobile shows ads; UHCU Mobile does not.
Which is updated more often, A+ Mobile or UHCU Mobile?
A+ Mobile ships an update every 2 months, and UHCU Mobile every 6 months. Most recently, A+ Mobile was updated on September 24, 2026 and UHCU Mobile on September 19, 2026.

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