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About

Access your accounts securely and conveniently from your mobile device. Manage balances, transfer funds, deposit checks, pay bills, and locate branches or ATMs. Enjoy the same security as online banking for all your financial transactions.

Check account balances
Transfer funds
Mobile check deposit
Bill pay
Loan payments
View transaction history
Find branches/ATMs
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What's New in UHCU Mobile

9.0.260200

April 28, 2026

Feature enhancements and bug fixes.

User reviews

Only works half the time

You would hope that your banking app would be reliable but I genuinely think they have a team of 1 or 2 developers running this app and I don’t think they know what they’re doing :/ not trying to be a Karen but it’s kinda frustrating to have your banking app only work every now and then. It also goes down for “maintenance” seemingly multiple times a week. Idk man I feel like yall have the money to make this app run better lol
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Card Management

Left my card behind. Just found out the card management function is not there. Not cool. What happens now that I can’t block my card and someone finds it and makes purchases. I’m out of town and now the app is useless!! Only option is to cancel and I won’t be home for 5weeks now. U got to be kidding me!!
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Outdated

Doesn’t work half the time and is slow. Customer service people are kind but the app itself is pretty poorly constructed.

Major issues for too long

First and foremost the issues with the card management and not being able to lock and unlock your card directly from the app for the past 8 months is ridiculous!!! Can cause people major issues especially if someone is trying to hack card etc! Shouldn’t have to call bank every time you want to lock and unlock the card! Makes me want to leave this bank all together to be honest! Lastly the fact that Zelle is not an option is not ok either! Get with the program!!
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Fix Debit Card Management!!!!!

For MONTHS now we have been unable to turn our debit cards off within the app. This wouldn't be so bad if the phone system wasn't so cumbersome and almost never works as intended.

No reason this shouldn't be fixed already.

FAQ

What can I do with the UHCU Mobile App?

The app allows you to securely access your accounts, check balances, transfer funds between accounts, deposit checks remotely, pay bills, make loan payments, view transaction history, and find branches or ATMs. It offers the same level of security as online banking.

Is there a cost to download or use the UHCU Mobile App?

There is no charge to download and use the UHCU Mobile App. However, standard messaging and data rates from your wireless provider may apply.

Who is eligible to use the Mobile Check Deposit feature?

To qualify for Mobile Check Deposit, you must meet specific eligibility criteria set by United Heritage, including having all your accounts in good standing. Eligibility is determined at United Heritage's discretion and can be withdrawn at any time.

How do I add or edit payees for bill payments?

While you can schedule payments and review activity for existing payees via the UHCU Mobile App, you must access Web BillPay within Online Banking from a desktop computer to add or edit payees.

Is the UHCU Mobile App available for all credit union members?

The app is designed for United Heritage Credit Union members. If you are not yet a member, you can learn about membership and join online at uhcu.org.