Velocity Credit Union

Velocity Credit Union

by Velocity Credit Union

11 ratings
88 reviews
Free

Details

  • Released
  • Updated
  • August 16, 2013
  • July 14, 2026
Velocity Credit Union screenshot #1 for iPhone
Velocity Credit Union screenshot #2 for iPhone
Velocity Credit Union screenshot #3 for iPhone
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About

Manage your finances on the go with this mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks using your phone's camera. Access branch and ATM locations, and contact customer support conveniently.

βœ“View account balances and transaction history
βœ“Deposit checks via phone camera
βœ“Transfer funds between accounts
βœ“Pay bills and view payment history
βœ“Find nearby branches and ATMs
βœ“Secure online banking access
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What users say

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What's New in Velocity Credit Union

11.0.260601

July 14, 2026

Feature enhancements and bug fixes

User reviews

Excellent on-line banking

I’ve been a member of Velocity Credit Union for over 40 years and am always impressed with their customer service. This app is just one of many examples of how great they are. The current version provides everything thing needed for electronic banking and management of my financial portfolio. The IT team have hit a home run again!!!
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Needs a new IT Department

This is the worst bank app I have ever used. It use to work fine until they updated it. Now I cannot even take a pic of a check to deposit w/o going to full screen mode whatever that means. There is no full screen mode in the app. The real kicker is the way that they force you to change by making the app NOT WORK. No notification. No warning. No explanation. Just make the customer figure it out! This is the second time this month that they did this. Maybe they are so big now they don't care if you bank with them or not. I heard UFCU app was better
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No real security!!

Update: I already tried the steps listed in the developer response. They do not work! Maybe it’s because they have a very limited and outdated list of cell carriers to choose from? (Virgin mobile no longer does business in the USA and neither of my carriers is on the list)

Original: Customers are no longer allowed to know the balances of their accounts without having work for it. Nor will they ever be notified how much is debited or credited when it occurs.

The most anyone is told in the useless notifications is that a debit/credit over $X (the # set) happened recently to the account with the last two digits XX, or that the balance for account ending in XX is over/under/exactly $X. You will also never get the non-information in texts as requested, only push notices that you cannot keep and refer back to. We already have to memorize our member number; we should not have to also memorize five (or more) other longer numbers!!

The app and notifications used to be useful. Whoever designed the β€œimprovements” must be addicted to tinder (or other dating apps) because we now have to swipe a lot in order to see our accounts - they are no longer just there on the Home Screen/first screen immediately after logging in. Velocity seems to be trying to make us work for our information and wants us to keep logging in all day every day to find out anything.

Calls to them are useless because they will not let us talk to tech support. The first tier β€œcustomer support” insists on being an intermediary.

If I have to do that much work EVERY DAY to know what is in my accounts, I will just put that work into finding another credit union that actually cares and will text to me daily balance notifications and immediate notifications when someone is taking money from me!
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Stuck on loading accounts

Deleted over and over and still cannot get this app to load. Why can’t this just work. Please fix the update.

No real security!!

Customers are no longer allowed to know the balances of their accounts without having work for it. Nor will they ever be notified how much is debited or credited when it occurs.

The most anyone is told in the useless notifications is that a debit/credit over $X (the # set) happened recently to the account with the last two digits XX, or that the balance for account ending in XX is over/under/exactly $X. You will also never get the non-information in texts as requested, only push notices that you cannot keep and refer back to. We already have to memorize our member number; we should not have to also memorize five (or more) other longer numbers!!

The app and notifications used to be useful. Whoever designed the β€œimprovements” must be addicted to tinder (or other dating apps) because we now have to swipe a lot in order to see our accounts - they are no longer just there on the Home Screen/first screen immediately after logging in. Velocity seems to be trying to make us work for our information and wants us to keep logging in all day every day to find out anything.

Calls to them are useless because they will not let us talk to tech support. The first tier β€œcustomer support” insists on being an intermediary.

If I have to do that much work EVERY DAY to know what is in my accounts, I will just put that work into finding another credit union that actually cares and will text to me daily balance notifications and immediate notifications when someone is taking money from me!
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Developer apps

User experience

🐞

Reported Bugs

54 issues

App crashes on launch

Bug

App won't open after update

Bug

Mobile deposit feature crashes the app

Bug

Login issues with security questions

Bug

Network connection lost error for Touch ID

Bug

App freezes on loading accounts screen

Bug

Onboarding process is difficult

Bug

CTA buttons are smushed together

Bug

No mobile deposit feature available

Bug

Account balances are inaccurate

Bug

Notifications are unhelpful

Bug

App is slow and lags

Bug

Cannot edit scheduled credit card payments

Bug

Cannot see full account names in transfer dropdowns

Bug

Cannot plan transfers into the next month

Bug

Touch ID not working

Bug

Face recognition not supported

Bug

iPhone X screen size not supported

Bug

Does not list account numbers during transfers

Bug

App doesn't show accurate info

Bug

Takes forever to move from page to page

Bug

Mobile deposit is advertised but not found

Bug

Mobile deposit feature disappears

Bug

Cannot pay car loan as a one-time payment

Bug

Requires registration on a non-mobile device for mobile app features

Bug

App crashes when taking photo of check for deposit

Bug

App crashes when opening

Bug

App force closes immediately

Bug

App disappears after clicking

Bug

App pops up for a split second then nothing

Bug

App disappears and returns to home screen

Bug

App tries to load but can't

Bug

Past two versions crash on launch

Bug

App freezes or doesn't work often

Bug

Money transfer takes 2-3 days longer than other banks

Bug

Scheduled transfers don't deposit until 1-3 days after the scheduled date

Bug

System doesn't let you pick a month for transfers

Bug

Takes 5 days to verify a checking account for credit card payment

Bug

Business credit card has minimal useful features

Bug

Business credit card formatting is off on phones/tablets

Bug

No accounts displayed after login

Bug

Cannot talk to anyone when accounts are missing

Bug

App has issues with Touch ID/fingerprint login

Bug

App crashes when trying to make a mobile deposit

Bug

App crashes every time a photo of the check is taken

Bug

App won't enroll in Touch ID

Bug

Upgrade has broken several key items

Bug

Network Connection Lost error for Touch ID

Bug

App is very outdated compared to others

Bug

Security questions are asked randomly and not just chosen ones

Bug

Cannot make loan payments as a one-time payment

Bug

No deposit feature

Bug

Deposit button disappeared

Bug

Mobile banking option comes and goes

Bug
✨

Requested Features

10 requests

Add Face ID support

Feature

Add quick view of balance in notification panel

Feature

Improve mobile deposit functionality

Feature

Add dark mode

Feature

Improve security question process

Feature

Make account numbers visible during transfers

Feature

Allow transfers into the next month

Feature

Improve app responsiveness

Feature

Add more useful notifications

Feature

Allow direct talk to tech support

Feature

FAQ

What can I do with the Velocity Credit Union mobile app?

The app allows you to perform various financial transactions on your iPhone. You can view account balances and transaction histories, deposit checks using your phone's camera, transfer funds between your accounts, and pay bills. It also provides directions to nearby branches and ATMs and offers multiple ways to contact customer support.

Is the Velocity Credit Union mobile banking app free to use?

Yes, mobile banking is provided for free to Velocity members who are already enrolled in online banking. There are no charges associated with using the app for your banking needs.

How secure is the mobile banking app?

The mobile banking app is secure and utilizes the latest in SSL encryption. It is backed by the same secure sign-on procedures as online banking, ensuring your financial information is protected.

Who can use the Velocity Credit Union mobile app?

Any Velocity Credit Union member who currently uses online banking can access the mobile banking features. If you are not yet an online banking user, you can enroll by contacting the credit union at 512.469.7000.

Can I deposit a check using the app?

Yes, the app features a mobile deposit function that allows you to deposit a check by simply using the camera on your iPhone. This eliminates the need to visit a branch or ATM for check deposits.