Frost Bank vs A+ Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Frost Bank
Manage your finances with a user-friendly mobile banking app. Open accounts, send money instantly, and deposit checks remotely. Securely link external accounts and access personal banking support 24/7.
- Open and fund accounts
- Send money via mobile number or email
- Mobile check deposit
- Biometric login (PIN/fingerprint)
- Link external financial accounts
- 24/7 personal banking support
- Apple Watch integration
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Everything we do is aimed at giving our customers a better banking experience every time they interact with us. And our app is no exception. Open an Account with the App Banking better is easier than ever—simply download the app. It only takes a few minutes to open and fund a checking account. Send Money to Anyone Send money to anyone with just their mobile number or email. Just select them from your contact list. No need to ask for their account information. Deposit Checks Securely deposit checks with a generous daily limit and next business day fund availability when you deposit before 9pm. Quick and Secure Log in with an easy-to-use four digit PIN that is unique to your device or simply use your fingerprint. Plaid Exchange Securely connect your Frost account with over 18,000 financial institutions and 4,500 apps on the Plaid network Manage Account Connections View a list of Plaid-connected financial institutions and apps and if you change your mind about any or all of them – easily cancel their access Link External Accounts Securely link your accounts from other financial institutions to view all of your finances in one place Personal Help 24/7 Talk directly to a Frost banker with the touch of a button. Apple watch Quickly see your balances and transactions on your Apple Watch. Other Features Include: * Send money to anyone, anywhere and make bill payments on the go * Create memos for each transaction * Locate 1,700+ Frost ATMs and 150+ financial centers * View and zoom, save and print cleared check images * See running balances, plus view and search transactions * View upcoming payment and transfer activity Member FDIC
A+ Mobile
Manage your finances conveniently from your mobile device. Perform transactions, check balances, transfer funds, and view your history. Optional features include bill pay and check deposit.
- Check account balances
- Transfer money
- View transaction history
- Pay bills
- Deposit checks
- Find branch locations
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Manage your finances on the go for FREE* with A+ Mobile. You can perform financial transactions with A+FCU anywhere, right from your Apple device. Here's what you can do: Check account balances Transfer money View transaction history Pay Bills (optional) Deposit Checks (optional) Find branch locations A+ Mobile is as safe and secure to use as A+ Online. We're making it easier than ever to do business when it's convenient for you. * There is no fee from A+FCU. Connectivity and usage rates may apply. Contact your wireless service provider for more details
Screenshots
Verdict
The clearest difference is ads: Frost Bank at none against A+ Mobile's shown. Frost Bank also leads on update cadence (every 2 weeks vs every 2 months) and rating (4.9 vs 4.7). A+ Mobile's advantage is review sentiment (90% vs 73%). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Frost Bank holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Frost Bank has 77K ratings behind it against 8.4K, so its average is the more settled of the two. Written reviews complicate that: 73% of Frost Bank's written reviews are positive against 90% of A+ Mobile's, so the app with the better star average is not the one people write more warmly about.
Frost Bank ships an update every 2 weeks, A+ Mobile every 2 months. Both last shipped on October 31, 2026.
| Parameter | Frost Bank | A+ Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (77K ratings) — better | 4.7 (8.4K ratings) |
| Positive reviews | 73.4% of reviews | 90.1% of reviews — better |
| Number of ratings | 77K — better | 8.4K |
| Update frequency | Every 2 weeks — better | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, Apple Watch |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 278 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Frost Bank | A Plus Federal Credit Union |
Customer experience
Frost Bank
A+ Mobile
User reviews
Frost Bank
From 77K App Store ratingsWhat we love
- 👍 Excellent customer service
- 🚀 Convenient mobile banking
- 💳 Early paycheck availability
- 🤝 Personalized banking experience
- 🏦 Reliable and trustworthy bank
Room to improve
- 🐛 Inconsistent mobile deposit functionality
- ⏱️ Slow transaction updates in the app
- 🔒 Lack of security features (e.g., no password pasting)
- 🕰️ Frequent app maintenance and downtime
A+ Mobile
From 8.4K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient features
- 💳 Helpful for managing accounts
- 🔒 Secure banking
- 🤝 Great customer service
Room to improve
- 🐛 Occasional crashes or glitches
- ⏱️ Slow transaction updates
- 🔍 Difficulty finding certain features
- 💳 Issues with credit card integration
- 🤖 Inconsistent app performance
Bugs and requests
Frost Bank
Reported bugs
3 issues- App crashes after recent update
- Login issues due to 'slow network' error
- Inconsistent mobile deposit success rate
Requested features
4 requests- Automatic round-up savings feature
- Budgeting and expense tracking tools
- Seamless integration with password managers
- Real-time transaction updates
A+ Mobile
Reported bugs
4 issues- Login issues and password problems
- Unreliable mobile check deposit
- Disappearing transactions
- Compatibility problems with newer devices
Requested features
5 requests- Add alerts and notifications
- Improve mobile check deposit process
- Integrate credit card management
- Enhance transaction history and search
- Provide more financial management tools
In-app purchases
Frost Bank
No in-app purchases
A+ Mobile
No in-app purchases
Questions
Is Frost Bank free?
Is A+ Mobile free?
Which has better reviews, Frost Bank or A+ Mobile?
Do Frost Bank or A+ Mobile have ads?
Which is updated more often, Frost Bank or A+ Mobile?
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