Comparison

Frost Bank vs A+ Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Frost Bank

Manage your finances with a user-friendly mobile banking app. Open accounts, send money instantly, and deposit checks remotely. Securely link external accounts and access personal banking support 24/7.

Highlights
  • Open and fund accounts
  • Send money via mobile number or email
  • Mobile check deposit
  • Biometric login (PIN/fingerprint)
  • Link external financial accounts
  • 24/7 personal banking support
  • Apple Watch integration
Features
Read full description

Everything we do is aimed at giving our customers a better banking experience every time they interact with us. And our app is no exception. Open an Account with the App Banking better is easier than ever—simply download the app. It only takes a few minutes to open and fund a checking account. Send Money to Anyone Send money to anyone with just their mobile number or email. Just select them from your contact list. No need to ask for their account information. Deposit Checks Securely deposit checks with a generous daily limit and next business day fund availability when you deposit before 9pm. Quick and Secure Log in with an easy-to-use four digit PIN that is unique to your device or simply use your fingerprint. Plaid Exchange Securely connect your Frost account with over 18,000 financial institutions and 4,500 apps on the Plaid network Manage Account Connections View a list of Plaid-connected financial institutions and apps and if you change your mind about any or all of them – easily cancel their access Link External Accounts Securely link your accounts from other financial institutions to view all of your finances in one place Personal Help 24/7 Talk directly to a Frost banker with the touch of a button. Apple watch Quickly see your balances and transactions on your Apple Watch. Other Features Include: * Send money to anyone, anywhere and make bill payments on the go * Create memos for each transaction * Locate 1,700+ Frost ATMs and 150+ financial centers * View and zoom, save and print cleared check images * See running balances, plus view and search transactions * View upcoming payment and transfer activity Member FDIC

About

A+ Mobile

Manage your finances conveniently from your mobile device. Perform transactions, check balances, transfer funds, and view your history. Optional features include bill pay and check deposit.

Highlights
  • Check account balances
  • Transfer money
  • View transaction history
  • Pay bills
  • Deposit checks
  • Find branch locations
Read full description

Manage your finances on the go for FREE* with A+ Mobile. You can perform financial transactions with A+FCU anywhere, right from your Apple device. Here's what you can do: Check account balances Transfer money View transaction history Pay Bills (optional) Deposit Checks (optional) Find branch locations A+ Mobile is as safe and secure to use as A+ Online. We're making it easier than ever to do business when it's convenient for you. * There is no fee from A+FCU. Connectivity and usage rates may apply. Contact your wireless service provider for more details

Screenshots

Frost Bank4 screens
A+ Mobile4 screens

Verdict

The call

The clearest difference is ads: Frost Bank at none against A+ Mobile's shown. Frost Bank also leads on update cadence (every 2 weeks vs every 2 months) and rating (4.9 vs 4.7). A+ Mobile's advantage is review sentiment (90% vs 73%). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Frost Bank holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Frost Bank has 77K ratings behind it against 8.4K, so its average is the more settled of the two. Written reviews complicate that: 73% of Frost Bank's written reviews are positive against 90% of A+ Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Frost Bank ships an update every 2 weeks, A+ Mobile every 2 months. Both last shipped on October 31, 2026.

Scorecard5 real differences · 5 level
Frost Bank versus A+ Mobile: the parameters behind the verdict, then further details
ParameterFrost BankA+ Mobile
PriceFreeFree
Rating4.9 (77K ratings) — better4.7 (8.4K ratings)
Positive reviews73.4% of reviews90.1% of reviews — better
Number of ratings77K — better8.4K
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod, Apple WatchiPhone, iPad, Apple Watch
Requires iOS15.0 — better16.0
Further details — not scored
Size278 MB54 MB
Age rating4+4+
DeveloperFrost BankA Plus Federal Credit Union

Customer experience

Frost Bank

All ratings76,751 ratings
Positive98.4%
Neutral0.6%
Negative1.0%
Written reviews516 reviews
Positive73.4%
Neutral7.0%
Negative19.6%

A+ Mobile

All ratings7,209 ratings
Positive91.4%
Neutral2.3%
Negative6.3%
Written reviews525 reviews
Positive90.1%
Neutral2.7%
Negative7.2%

User reviews

Frost Bank

From 77K App Store ratings

What we love

  • 👍 Excellent customer service
  • 🚀 Convenient mobile banking
  • 💳 Early paycheck availability
  • 🤝 Personalized banking experience
  • 🏦 Reliable and trustworthy bank

Room to improve

  • 🐛 Inconsistent mobile deposit functionality
  • ⏱️ Slow transaction updates in the app
  • 🔒 Lack of security features (e.g., no password pasting)
  • 🕰️ Frequent app maintenance and downtime

A+ Mobile

From 8.4K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient features
  • 💳 Helpful for managing accounts
  • 🔒 Secure banking
  • 🤝 Great customer service

Room to improve

  • 🐛 Occasional crashes or glitches
  • ⏱️ Slow transaction updates
  • 🔍 Difficulty finding certain features
  • 💳 Issues with credit card integration
  • 🤖 Inconsistent app performance

Bugs and requests

Frost Bank

Reported bugs

3 issues
  • App crashes after recent update
  • Login issues due to 'slow network' error
  • Inconsistent mobile deposit success rate

Requested features

4 requests
  • Automatic round-up savings feature
  • Budgeting and expense tracking tools
  • Seamless integration with password managers
  • Real-time transaction updates

A+ Mobile

Reported bugs

4 issues
  • Login issues and password problems
  • Unreliable mobile check deposit
  • Disappearing transactions
  • Compatibility problems with newer devices

Requested features

5 requests
  • Add alerts and notifications
  • Improve mobile check deposit process
  • Integrate credit card management
  • Enhance transaction history and search
  • Provide more financial management tools

In-app purchases

None

Frost Bank

No in-app purchases

None

A+ Mobile

No in-app purchases

Questions

Is Frost Bank free?
Frost Bank is free to download, with no in-app purchases.
Is A+ Mobile free?
A+ Mobile is free to download, with no in-app purchases.
Which has better reviews, Frost Bank or A+ Mobile?
Frost Bank is rated higher. Frost Bank averages 4.9 out of 5 from 77K ratings, while A+ Mobile averages 4.7 from 8.4K ratings.
Do Frost Bank or A+ Mobile have ads?
A+ Mobile shows ads; Frost Bank does not.
Which is updated more often, Frost Bank or A+ Mobile?
Frost Bank ships an update every 2 weeks, and A+ Mobile every 2 months. Most recently, Frost Bank was updated on October 31, 2026 and A+ Mobile on October 31, 2026.

Other comparisons