Comparison

Leatherback vs Providus Soft Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Leatherback

Send and receive money globally with ease. Make international payments, split bills, and manage multiple currencies with competitive exchange rates. Get paid by clients, marketplaces, and platforms, or pay freelancers and suppliers without hidden fees.

Highlights
  • International payments
  • Multi-currency accounts
  • Bill splitting
  • Receive payments globally
  • Pay freelancers and suppliers
  • QR code payments
  • Payment links
Features
Read full description

Pay and get paid in seconds. Make hassle-free payments to your friends in 30+ countries around the globe, split and settle bills in one place, request money with a tap and more. No hidden fees, just ease. Send and exchange currencies free of charge in all the major currencies. Spend abroad like a local with exciting exchange rates. What can you do with the Leatherback app? Get paid by marketplaces, platforms, and clients Receive payments from clients and marketplaces located all over the world. Get paid in popular global currencies like USD, EUR, GBP, CAD, AUD, and more, via Leatherback receiving accounts. Withdraw funds directly to your local bank account in over 30 countries and currencies. Pay freelancers, service providers, suppliers, and contractors Make international business payments to over 200 countries and skip the delays and costly hidden fees of wire transfers. Leatherback is the preferred payment method of millions of freelancers and businesses around the world. Track your business payments every step of the way Follow up on your previous incoming and outgoing payments and view your dashboard of balances in multiple currencies. Easily manage currencies with competitive conversion rates so you control the currencies you are holding and can pay your suppliers in their preferred currency. Enjoy features designed with sellers in mind Pay your VAT in multiple countries and receive working capital offers for your ecommerce stores. Instantly receive funds in your account to grow your business in any way you can imagine, then settle gradually without constricting your cash flow. Receive Payments for your E-commerce Platform with our Payment Gateway Sell your goods and services in multiple currencies with a simple online payment form and provide your customers with global and local payment options in their respective countries. Accept payments via debit/credit cards, direct debit, and bank transfer quickly and easily online. A Touch-Free Way To Pay Or Be Paid Pay touch-free by scanning a QR code. All you need to do is scan a seller’s QR code when you pay. Whatever you’re selling, now you can quickly set up a QR code and get paid in person, all with just your phone. You can also make use of the payment links feature, which enables customers to make payments using unique links generated for your business. Multi-currency Exchange Exchange currencies between wallets in a single account. Exchange USD to GBP, EUR, CAD, and vice-versa between wallets whenever you need to transact in a specific currency. Track your Earnings and Expenses Be in control of your cash flow for personal or business purposes, from interest rates to payables and receivables. Gain sufficient resources to cover your financial obligations and streamline payment processes using tools available to you. Pay Employees with a Streamlined Payroll System Reduce time spent on payment initiation and authorization of employees’ salaries – locals and ex-pats, with a centralized and automated global payroll system that is sustainable and scalable long-term as your business grows and expands to new markets. Mass Collection Use this feature to collect payments from customers in large volumes. This feature is particularly for businesses that have a large customer base around the world. Receiving large volumes of funds from local and international customers through different payment methods at a time have never been easier. Mass Payouts Make large-scale payments to local and international partners and customers with ease. Disburse funds in their preferred method like wallet-to-wallet, bank transfers or cards and they receive in their local currency. Do business confidently with Leatherback by your side

About

Providus Soft Token

This application provides two-factor authentication for secure access to internet banking and corporate banking services. It ensures that transactions are authorized through an additional verification step.

Highlights
  • Two-factor authentication
  • Internet banking security
  • Corporate banking access
  • Transaction authorization
  • Secure login
Features
Read full description

2FA Application to consume transactions on Internet banking or Corporate Internet Banking.

Screenshots

Leatherback4 screens
Providus Soft Token4 screens

Verdict

The call

The clearest difference is rating: Leatherback at 4.0 against Providus Soft Token's 3.3. Leatherback also leads on update cadence (every 2 weeks vs every 9 months) and review sentiment (30% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Leatherback holds the better App Store score, 4.0 against 3.3. That said, the two scores are not equally well evidenced: Leatherback has 47 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 30% of Leatherback's written reviews are positive against 0% of Providus Soft Token's.

UpkeepUpdate frequency

Leatherback ships an update every 2 weeks, Providus Soft Token every 9 months. The most recent releases landed on September 28, 2026 and September 15, 2026 respectively.

Scorecard4 real differences · 6 level
Leatherback versus Providus Soft Token: the parameters behind the verdict, then further details
ParameterLeatherbackProvidus Soft Token
PriceFreeFree
Rating4.0 (47 ratings) — better3.3 (3 ratings)
Positive reviews29.5% of reviews — better0.0% of reviews
Number of ratings47 — better3
Update frequencyEvery 2 weeks — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size454 MB7 MB
Age rating4+4+
DeveloperLeatherbackPROVIDUS BANK

Customer experience

Leatherback

All ratings47 ratings
Positive72.3%
Neutral6.4%
Negative21.3%
Written reviews44 reviews
Positive29.5%
Neutral9.1%
Negative61.4%

Providus Soft Token

All ratings2 ratings
Positive0.0%
Neutral50.0%
Negative50.0%
Written reviews4 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

Bugs and requests

Leatherback

Reported bugs

11 issues
  • Network issues
  • Transactions failure
  • Hanging money
  • App misbehaving
  • Can't see app content
Show 6 more
  • Identity failed
  • OTP not sent
  • Crashing app
  • Force close
  • Forcecloses all times
  • App keeps crashing when i try to signup

Requested features

1 request
  • NIN verification acceptable

Providus Soft Token

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Leatherback

No in-app purchases

None

Providus Soft Token

No in-app purchases

Questions

Is Leatherback free?
Leatherback is free to download, with no in-app purchases.
Is Providus Soft Token free?
Providus Soft Token is free to download, with no in-app purchases.
Which has better reviews, Leatherback or Providus Soft Token?
Leatherback is rated higher. Leatherback averages 4.0 out of 5 from 47 ratings, while Providus Soft Token averages 3.3 from 3 ratings.
Do Leatherback or Providus Soft Token have ads?
Neither Leatherback nor Providus Soft Token shows ads.
Which is updated more often, Leatherback or Providus Soft Token?
Leatherback ships an update every 2 weeks, and Providus Soft Token every 9 months. Most recently, Leatherback was updated on September 28, 2026 and Providus Soft Token on September 15, 2026.

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