Comparison

Leatherback vs Cleva App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Leatherback

Send and receive money globally with ease. Make international payments, split bills, and manage multiple currencies with competitive exchange rates. Get paid by clients, marketplaces, and platforms, or pay freelancers and suppliers without hidden fees.

Highlights
  • International payments
  • Multi-currency accounts
  • Bill splitting
  • Receive payments globally
  • Pay freelancers and suppliers
  • QR code payments
  • Payment links
Features
Read full description

Pay and get paid in seconds. Make hassle-free payments to your friends in 30+ countries around the globe, split and settle bills in one place, request money with a tap and more. No hidden fees, just ease. Send and exchange currencies free of charge in all the major currencies. Spend abroad like a local with exciting exchange rates. What can you do with the Leatherback app? Get paid by marketplaces, platforms, and clients Receive payments from clients and marketplaces located all over the world. Get paid in popular global currencies like USD, EUR, GBP, CAD, AUD, and more, via Leatherback receiving accounts. Withdraw funds directly to your local bank account in over 30 countries and currencies. Pay freelancers, service providers, suppliers, and contractors Make international business payments to over 200 countries and skip the delays and costly hidden fees of wire transfers. Leatherback is the preferred payment method of millions of freelancers and businesses around the world. Track your business payments every step of the way Follow up on your previous incoming and outgoing payments and view your dashboard of balances in multiple currencies. Easily manage currencies with competitive conversion rates so you control the currencies you are holding and can pay your suppliers in their preferred currency. Enjoy features designed with sellers in mind Pay your VAT in multiple countries and receive working capital offers for your ecommerce stores. Instantly receive funds in your account to grow your business in any way you can imagine, then settle gradually without constricting your cash flow. Receive Payments for your E-commerce Platform with our Payment Gateway Sell your goods and services in multiple currencies with a simple online payment form and provide your customers with global and local payment options in their respective countries. Accept payments via debit/credit cards, direct debit, and bank transfer quickly and easily online. A Touch-Free Way To Pay Or Be Paid Pay touch-free by scanning a QR code. All you need to do is scan a seller’s QR code when you pay. Whatever you’re selling, now you can quickly set up a QR code and get paid in person, all with just your phone. You can also make use of the payment links feature, which enables customers to make payments using unique links generated for your business. Multi-currency Exchange Exchange currencies between wallets in a single account. Exchange USD to GBP, EUR, CAD, and vice-versa between wallets whenever you need to transact in a specific currency. Track your Earnings and Expenses Be in control of your cash flow for personal or business purposes, from interest rates to payables and receivables. Gain sufficient resources to cover your financial obligations and streamline payment processes using tools available to you. Pay Employees with a Streamlined Payroll System Reduce time spent on payment initiation and authorization of employees’ salaries – locals and ex-pats, with a centralized and automated global payroll system that is sustainable and scalable long-term as your business grows and expands to new markets. Mass Collection Use this feature to collect payments from customers in large volumes. This feature is particularly for businesses that have a large customer base around the world. Receiving large volumes of funds from local and international customers through different payment methods at a time have never been easier. Mass Payouts Make large-scale payments to local and international partners and customers with ease. Disburse funds in their preferred method like wallet-to-wallet, bank transfers or cards and they receive in their local currency. Do business confidently with Leatherback by your side

About

Cleva App

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

Highlights
  • Send money internationally
  • Receive USD payments
  • Receive stablecoins
  • Convert currencies
  • Virtual USD card
  • Hold funds in USD
  • Earn Cleva Points
Features
Read full description

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.3]

Screenshots

Leatherback4 screens
Cleva App4 screens

Verdict

The call

The clearest difference is rating: Cleva App at 4.7 against Leatherback's 4.0. Cleva App also leads on review sentiment (59% vs 30%) and ratings volume (1.5K vs 47). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cleva App holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Cleva App has 1.5K ratings behind it against 47, so its average is the more settled of the two. Written reviews point the same way: 30% of Leatherback's written reviews are positive against 59% of Cleva App's.

UpkeepUpdate frequency

Leatherback ships an update every 2 weeks, Cleva App every 9 days. The most recent releases landed on August 26, 2026 and September 26, 2026 respectively.

Scorecard3 real differences · 7 level
Leatherback versus Cleva App: the parameters behind the verdict, then further details
ParameterLeatherbackCleva App
PriceFreeFree
Rating4.0 (47 ratings)4.7 (1.5K ratings) — better
Positive reviews29.5% of reviews58.7% of reviews — better
Number of ratings471.5K — better
Update frequencyEvery 2 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615 — better
Further details — not scored
Size454 MB263 MB
Age rating4+4+
DeveloperLeatherbackCleva Technologies, Inc.

Customer experience

Leatherback

All ratings47 ratings
Positive72.3%
Neutral6.4%
Negative21.3%
Written reviews44 reviews
Positive29.5%
Neutral9.1%
Negative61.4%

Cleva App

All ratings1,496 ratings
Positive91.2%
Neutral3.2%
Negative5.5%
Written reviews92 reviews
Positive58.7%
Neutral6.5%
Negative34.8%

Bugs and requests

Leatherback

Not enough reviews yet to summarise bugs or requests.

Cleva App

Reported bugs

3 issues
  • Rejected transactions with new bank partner
  • Delayed or missing fund transfers
  • Inability to access old account numbers

Requested features

4 requests
  • Reinstate Wells Fargo bank integration
  • Add support for international wire transfers
  • Introduce push notifications for account credits
  • Enable withdrawal from virtual cards

In-app purchases

None

Leatherback

No in-app purchases

None

Cleva App

No in-app purchases

Questions

Is Leatherback free?
Leatherback is free to download, with no in-app purchases.
Is Cleva App free?
Cleva App is free to download, with no in-app purchases.
Which has better reviews, Leatherback or Cleva App?
Cleva App is rated higher. Leatherback averages 4.0 out of 5 from 47 ratings, while Cleva App averages 4.7 from 1.5K ratings.
Do Leatherback or Cleva App have ads?
Neither Leatherback nor Cleva App shows ads.
Which is updated more often, Leatherback or Cleva App?
Leatherback ships an update every 2 weeks, and Cleva App every 9 days. Most recently, Leatherback was updated on August 26, 2026 and Cleva App on September 26, 2026.

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