Budget Flow | Expense Tracker vs Expense Note
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Flow | Expense Tracker
Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.
- Track income and expenses
- Manage multiple accounts and categories
- Plan budgets for categories
- Shared budgeting with multiple users
- Secure data storage with no login
- Offline functionality
- Currency conversion
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Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Expense Note
A minimalist expense tracker for effortless daily expense recording and management. Quickly input spending, view patterns at a glance, and customize categories. Securely back up your data and start smart spending.
- Quick expense recording
- Intuitive expense management
- Customizable categories
- Data backup and restore
- Multiple currency support
- Secure login
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Track your daily expenses easily and simply. A minimalist expense tracker that you can start using right away without complicated setup. Key Features: • Quick Expense Recording - Easily input amount, category, and memo - Record faster with frequently used expense templates • Intuitive Expense Management - View monthly/daily expenses at a glance - Track spending patterns with calendar view - Manage expenses by category • Convenient Features - Customize categories freely - Backup and restore data - Support for multiple currencies • Secure Data Protection - Secure login with Google/Apple account We've removed complicated features and kept only what's essential. Start your smart spending journey with Expense Note today! Privacy Policy: https://bit.ly/41i52ha Terms of Use: https://bit.ly/41guaVu
Screenshots
Verdict
The clearest difference is ads: Budget Flow | Expense Tracker at none against Expense Note's shown. Budget Flow | Expense Tracker also leads on ratings volume (335 vs 2) and device support (4 vs 2). Expense Note's advantage is rating (5.0 vs 4.8). On price, review sentiment, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Expense Note sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Note holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 335 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 90% and 91% positive.
Budget Flow | Expense Tracker ships an update every 2 weeks, Expense Note weekly. The most recent releases landed on October 15, 2026 and October 5, 2026 respectively.
| Parameter | Budget Flow | Expense Tracker | Expense Note |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (335 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 90.3% of reviews | 90.9% of reviews — better |
| Number of ratings | 335 — better | 2 |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 147 MB | 77 MB |
| Age rating | 4+ | 4+ |
| Developer | Fabian Hasse | Techin Park |
Customer experience
Budget Flow | Expense Tracker
Expense Note
Bugs and requests
Budget Flow | Expense Tracker
Reported bugs
3 issues- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts
Requested features
5 requests- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support
Expense Note
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget Flow | Expense Tracker
- Full Version (1 Month)$4.991 Month
- Full Version (1 Year)7 Days trial$29.991 Year
- Full Version (Discounted)$49.99
- Full Version (Lifetime)$69.99
Expense Note
- Monthly Premium3 Days trial$1.991 Month
- Yearly Premium7 Days trial$19.991 Year
Questions
Is Budget Flow | Expense Tracker free?
Is Expense Note free?
Which has better reviews, Budget Flow | Expense Tracker or Expense Note?
Do Budget Flow | Expense Tracker or Expense Note have ads?
Which is updated more often, Budget Flow | Expense Tracker or Expense Note?
Other comparisons
