Comparison

Budget Flow | Expense Tracker vs Allowance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Highlights
  • Track income and expenses
  • Manage multiple accounts and categories
  • Plan budgets for categories
  • Shared budgeting with multiple users
  • Secure data storage with no login
  • Offline functionality
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Allowance

This app helps you manage your personal finances by allowing you to set budgets and track your spending. You can define budget amounts and term lengths, then log transactions to stay within your financial limits and adjust your budget as needed.

Highlights
  • Set custom budgets
  • Define budget term lengths
  • Track individual transactions
  • Monitor remaining balance
  • Reset and adjust budgets
Read full description

Do you struggle to keep track of your spending? Are you tired of constantly overspending and not knowing where your money goes? Introducing Allowance, the app that helps you take control of your finances. With Allowance, you can set a budget and term length for your spending, and track your transactions to make sure you stay within your budget. Here's how it works: 1. Set your budget: Choose the amount of money you want to spend in the next term. This can be a week, a month, or any other period of time that suits you. 2. Set your term length: Choose the length of your budget term. This is the amount of time your budget will last for, and can be adjusted to suit your needs. 3. Track your spending: Every time you make a transaction, enter the amount in the app. Allowance will deduct it from your budget and show you how much you have left to spend. 4. Stay on track: With Allowance, you'll always know how much you can afford to spend. You can check your remaining balance at any time, and see how much you've spent over the course of the term. 5. Reset and adjust: Reflect and reset your budget to adjust for an amount that suits your spending goals. Take control of your finances and start managing your money better with Allowance. Download now and start your financial journey today. Privacy Policy: https://docs.google.com/document/d/11aLF5yTi7oGAc0p69tcA2I3d0whQEThRsYTr1Q1Fz6M/edit?pli=1#heading=h.sqyldmridf41 EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Flow | Expense Tracker4 screens
Allowance4 screens

Verdict

The call

The clearest difference is in-app purchases: Allowance at none against Budget Flow | Expense Tracker's 4. Allowance also leads on rating (5.0 vs 4.8) and review sentiment (100% vs 91%). Budget Flow | Expense Tracker's advantage is ratings volume (330 vs 2). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Allowance asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Allowance holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 330 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 91% of Budget Flow | Expense Tracker's written reviews are positive against 100% of Allowance's.

UpkeepUpdate frequency

Budget Flow | Expense Tracker ships an update every 10 days, Allowance weekly. The most recent releases landed on September 26, 2026 and September 10, 2026 respectively.

Scorecard6 real differences · 4 level
Budget Flow | Expense Tracker versus Allowance: the parameters behind the verdict, then further details
ParameterBudget Flow | Expense TrackerAllowance
PriceFreeFree
Rating4.8 (330 ratings)5.0 (2 ratings) — better
Positive reviews90.5% of reviews100.0% of reviews — better
Number of ratings330 — better2
Update frequencyEvery 10 daysWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad, iPod
Requires iOS16.011.0 — better
Further details — not scored
Size147 MB32 MB
Age rating4+4+
DeveloperFabian HasseJames Kokoska

Customer experience

Budget Flow | Expense Tracker

All ratings330 ratings
Positive94.8%
Neutral1.8%
Negative3.3%
Written reviews464 reviews
Positive90.5%
Neutral4.3%
Negative5.2%

Allowance

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

Allowance

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99
None

Allowance

No in-app purchases

Questions

Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Is Allowance free?
Allowance is free to download, with no in-app purchases.
Which has better reviews, Budget Flow | Expense Tracker or Allowance?
Allowance is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 330 ratings, while Allowance averages 5.0 from 2 ratings.
Do Budget Flow | Expense Tracker or Allowance have ads?
Neither Budget Flow | Expense Tracker nor Allowance shows ads.
Which is updated more often, Budget Flow | Expense Tracker or Allowance?
Budget Flow | Expense Tracker ships an update every 10 days, and Allowance weekly. Most recently, Budget Flow | Expense Tracker was updated on September 26, 2026 and Allowance on September 10, 2026.

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