Comparison

Budget Flow | Expense Tracker vs Lunch Sync

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Highlights
  • Track income and expenses
  • Manage multiple accounts and categories
  • Plan budgets for categories
  • Shared budgeting with multiple users
  • Secure data storage with no login
  • Offline functionality
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Lunch Sync

Effortlessly sync transactions from your Apple Card or other Wallet accounts directly into your Lunch Money account. Pair your wallet accounts with specific assets for automated tracking. Once set up, it manages itself.

Highlights
  • Sync Apple Card transactions
  • Sync other Wallet accounts
  • Pair with Lunch Money assets
  • Automated transaction tracking
  • Set and forget functionality
Features
Read full description

Finally! A way to sync transactions from your Apple Card or other Wallet accounts to your Lunch Money account. Select one or more wallet accounts to sync. Pair each one with an Asset from your Lunch Money account. Set it and forget it!

Screenshots

Budget Flow | Expense Tracker4 screens
Lunch Sync3 screens

Verdict

The call

The clearest difference is in-app purchases: Lunch Sync at none against Budget Flow | Expense Tracker's 4. Lunch Sync also leads on rating (5.0 vs 4.8) and review sentiment (100% vs 91%). Budget Flow | Expense Tracker's advantage is update cadence (every 10 days vs every 2 months) and ratings volume (330 vs 3). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Lunch Sync asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Lunch Sync holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 330 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 91% of Budget Flow | Expense Tracker's written reviews are positive against 100% of Lunch Sync's.

UpkeepUpdate frequency

Budget Flow | Expense Tracker ships an update every 10 days, Lunch Sync every 2 months. The most recent releases landed on September 22, 2026 and September 13, 2026 respectively.

Scorecard8 real differences · 2 level
Budget Flow | Expense Tracker versus Lunch Sync: the parameters behind the verdict, then further details
ParameterBudget Flow | Expense TrackerLunch Sync
PriceFreeFree
Rating4.8 (330 ratings)5.0 (3 ratings) — better
Positive reviews90.5% of reviews100.0% of reviews — better
Number of ratings330 — better3
Update frequencyEvery 10 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone
Requires iOS16.0 — better26.0
Further details — not scored
Size147 MB4 MB
Age rating4+4+
DeveloperFabian HasseLittleBlueBug

Customer experience

Budget Flow | Expense Tracker

All ratings330 ratings
Positive94.8%
Neutral1.8%
Negative3.3%
Written reviews464 reviews
Positive90.5%
Neutral4.3%
Negative5.2%

Lunch Sync

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

Lunch Sync

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99
None

Lunch Sync

No in-app purchases

Questions

Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Is Lunch Sync free?
Lunch Sync is free to download, with no in-app purchases.
Which has better reviews, Budget Flow | Expense Tracker or Lunch Sync?
Lunch Sync is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 330 ratings, while Lunch Sync averages 5.0 from 3 ratings.
Do Budget Flow | Expense Tracker or Lunch Sync have ads?
Neither Budget Flow | Expense Tracker nor Lunch Sync shows ads.
Which is updated more often, Budget Flow | Expense Tracker or Lunch Sync?
Budget Flow | Expense Tracker ships an update every 10 days, and Lunch Sync every 2 months. Most recently, Budget Flow | Expense Tracker was updated on September 22, 2026 and Lunch Sync on September 13, 2026.

Other comparisons