Comparison

Budget Flow | Expense Tracker vs Bill & Subscriptions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly expense tracker. It offers secure offline use, customizable dashboards, and robust budget planning tools to help you achieve your financial goals.

Highlights
  • Track income and expenses
  • Customizable dashboard
  • Multiple accounts and categories
  • Budget planning
  • Shared budgeting
  • Secure data storage
  • Offline use
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Customizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts with automatic data recognition - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - Face ID / Touch ID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & Lock Screen widgets - Siri Shortcuts support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. dark mode - Dynamic text size - ...and much more! IN-APP PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Bill & Subscriptions

Features
Read full description

Bill & Subscriptions helps you track recurring payments and avoid surprise charges. • Track bills and subscriptions in one place • See upcoming due dates and renewals • View estimated monthly and yearly totals • Get reminders before payments are due • Choose your currency and theme • All data stays locally on your device Designed for simplicity and privacy. No accounts. No ads

Screenshots

Budget Flow | Expense Tracker4 screens
Bill & Subscriptions3 screens

Verdict

The call

The clearest difference is in-app purchases: Bill & Subscriptions at none against Budget Flow | Expense Tracker's 4. Bill & Subscriptions also leads on iOS requirement (13.0 vs 16.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Bill & Subscriptions asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Flow | Expense Tracker ships an update every 2 weeks, Bill & Subscriptions weekly. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Budget Flow | Expense Tracker versus Bill & Subscriptions: the parameters behind the verdict, then further details
ParameterBudget Flow | Expense TrackerBill & Subscriptions
PriceFreeFree
Rating4.8 (337 ratings) — better—
Positive reviews90.2% of reviews—
Number of ratings337 — better—
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size215 MB20 MB
Age rating4+4+
DeveloperFabian HasseROMUALDAS ZUKOVSKIS

Bugs and requests

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

Bill & Subscriptions

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99
None

Bill & Subscriptions

No in-app purchases

Questions

Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Is Bill & Subscriptions free?
Bill & Subscriptions is free to download, with no in-app purchases.
Do Budget Flow | Expense Tracker or Bill & Subscriptions have ads?
Neither Budget Flow | Expense Tracker nor Bill & Subscriptions shows ads.
Which is updated more often, Budget Flow | Expense Tracker or Bill & Subscriptions?
Budget Flow | Expense Tracker ships an update every 2 weeks, and Bill & Subscriptions weekly. Most recently, Budget Flow | Expense Tracker was updated on October 30, 2026 and Bill & Subscriptions on October 25, 2026.

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