Budget Flow | Expense Tracker vs Wortly

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Take full control of your financial life — without handing your bank password to anyone. Wortly is a privacy-first net worth and budget tracker designed for people who want clarity, not complexity. You enter your numbers manually each month, and Wortly does the math: net worth, savings rate, investment rate, passive cash flow, and a prediction of when you'll reach your goals. NO BANK LINKING. NO ACCOUNTS. NO ADS. Your data lives only on your device and (optionally) in your own iCloud. We never see it. ------------------------------ WHAT YOU TRACK ------------------------------ • Cash flow: income, expenses, and investments — split by periodical and one-time • Assets: savings, real estate, stocks, crypto — in any currency • Liabilities: mortgages, loans, credit cards • Net worth across multiple currencies with live FX rates ------------------------------ WHAT YOU SEE ------------------------------ • Dashboard Panel 1: Your net worth today, change vs last month, trend chart, savings rate streak • Dashboard Panel 2: 8 key metrics, assets bar chart with trendline, cash flow chart with moving average • Cash Flow tab: Full income/expense/investment breakdown, tag-based subtotals • Net Worth tab: All assets and liabilities with multi-currency conversion • Goals tab: Progress bars, 24-month projections based on linear regression of your actual history ------------------------------ PREMIUM FEATURES (14-day free trial) ------------------------------ • Dashboard Panel 2 with advanced charts and KPIs • Tags and tag-based subtotals for detailed budget analysis • Multi-currency support with live FX and crypto rates (BTC, ETH, SOL) • Financial goals with AI-powered projections • Home screen and lock screen widgets • iCloud sync across your devices • PDF, CSV, and JSON export Free features: Full Dashboard Panel 1, unlimited cash flow and net worth entries, all historical data. ------------------------------ DESIGNED FOR FINANCIAL INDEPENDENCE SEEKERS ------------------------------ Wortly tracks the metrics that matter on the path to FIRE: savings rate, passive cash flow vs expenses, asset growth rate, months until goal. Every month you update your data, you get a cleaner picture of your trajectory. ------------------------------ PRIVACY BY DESIGN ------------------------------ • All data stored locally using Apple's SwiftData framework • iCloud sync uses your personal iCloud — we cannot access it • No analytics SDKs, no crash reporters phoning home, no advertising identifiers • Full data export and delete at any time ------------------------------ SUBSCRIPTION DETAILS ------------------------------ Wortly Premium is available as: • Monthly: $4.99/month • Annual: $34.99/year (save 42%) 14-day free trial included. Cancel anytime in Settings → Apple ID → Subscriptions. Payment charged to your Apple ID account. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Privacy Policy: https://petrhomolka.com/wortly-privacy Terms of Service: https://petrhomolka.com/wortly-terms