Budget Flow | Expense Tracker vs Subs
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Flow | Expense Tracker
Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.
- Track income and expenses
- Manage multiple accounts and categories
- Plan budgets for categories
- Shared budgeting with multiple users
- Secure data storage with no login
- Offline functionality
- Currency conversion
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Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Subs
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Subs-Tracker 2 helps you take back control of your recurring subscriptions — streaming, AI tools, developer programs, gym, insurance, anything billed on a schedule. A CALENDAR THAT WARNS YOU See every upcoming charge on the exact day it hits. No more surprise renewals. HONEST TOTALS Month, year, and category breakdowns show exactly how much is leaving your account — with a yearly forecast and monthly average. MULTI-CURRENCY Each subscription keeps its own currency; everything rolls up into your main currency with automatic exchange-rate conversion. REMINDERS Get a notification before each renewal so you can cancel in time if you want to. ORGANIZE YOUR WAY • Color-coded categories • Lists to group subscriptions (Personal, Family, Work) • Payment methods to track which card pays what • Powerful search across names, notes, and categories PRIVATE BY DESIGN Your data stays on your device and syncs through your own private iCloud — we never see it. Optional iCloud sync keeps every device up to date. FREE, WITH NO CATCH Every tracking feature is free. No subscription-count limits, no paywalls, no ads. If you love it, there's an optional one-time tip — but it never unlocks anything. FEATURES • Monthly calendar of all charges • Yearly stats with donut & bar charts • Category, list, payment-method & service breakdowns • Pause, cancel (keeps history), or delete subscriptions • Popular services pre-configured with logos • Custom subscriptions with your own name • Dark-first design, Dynamic Type, VoiceOver support
Screenshots
Verdict
The clearest difference is device support: Budget Flow | Expense Tracker at 4 against Subs's 2. Budget Flow | Expense Tracker also leads on iOS requirement (16.0 vs 18.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Subs sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | Budget Flow | Expense Tracker | Subs |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (335 ratings) — better | — |
| Positive reviews | 90.3% of reviews | — |
| Number of ratings | 335 — better | — |
| Update frequency | Every 2 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 147 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Fabian Hasse | Juan Casanueva |
Bugs and requests
Budget Flow | Expense Tracker
Reported bugs
3 issues- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts
Requested features
5 requests- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support
Subs
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget Flow | Expense Tracker
- Full Version (1 Month)$4.991 Month
- Full Version (1 Year)7 Days trial$29.991 Year
- Full Version (Discounted)$49.99
- Full Version (Lifetime)$69.99
Subs
- Buy me a coffee$0.99
Questions
Is Budget Flow | Expense Tracker free?
Is Subs free?
Do Budget Flow | Expense Tracker or Subs have ads?
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