Comparison

Budget Flow | Expense Tracker vs CostMog

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly expense tracker. It offers secure offline use, customizable dashboards, and robust budget planning tools to help you achieve your financial goals.

Highlights
  • Track income and expenses
  • Customizable dashboard
  • Multiple accounts and categories
  • Budget planning
  • Shared budgeting
  • Secure data storage
  • Offline use
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Customizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts with automatic data recognition - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - Face ID / Touch ID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & Lock Screen widgets - Siri Shortcuts support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. dark mode - Dynamic text size - ...and much more! IN-APP PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

CostMog

Effortlessly track and split shared expenses with friends and family. Organize everyday costs, create groups for trips or households, and see who owes whom at a glance. Optional receipt scanning and recurring expense features are available.

Highlights
  • Track shared expenses
  • Split costs evenly or custom
  • Scan receipts and assign items
  • Create groups for households/trips
  • See who owes whom
  • Record settlements
  • Activity notifications
Features
Read full description

CostMog makes shared expenses easier to track, split, and settle. Keep everyday costs organized: - Add one-time or recurring expenses - Split costs evenly or customize each person's share - Scan receipts and assign individual items - Create groups for households, trips, dinners, and more - See who owes whom at a glance - Record settlements and keep a clear history - Invite friends and receive useful activity notifications CostMog Pro unlocks receipt scanning and scheduled recurring costs. Choose a monthly or yearly subscription, or the lifetime launch offer while it is available. Receipt scanning is optional. Before uploading a receipt photo, CostMog asks for permission to send it to CostMog's server and OpenAI to extract receipt details. You can enter expenses manually instead. CostMog is an expense-tracking tool and does not move money or process payments. Privacy Policy: https://steassoftware.com/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Flow | Expense Tracker4 screens
CostMog4 screens

Verdict

The call

The clearest difference is ratings volume: Budget Flow | Expense Tracker at 337 against CostMog's 1. Budget Flow | Expense Tracker also leads on device support (4 vs 1). CostMog's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and CostMog sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

CostMog holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 337 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Budget Flow | Expense Tracker ships an update every 2 weeks, CostMog every 10 days. The most recent releases landed on October 30, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
Budget Flow | Expense Tracker versus CostMog: the parameters behind the verdict, then further details
ParameterBudget Flow | Expense TrackerCostMog
PriceFreeFree
Rating4.8 (337 ratings)5.0 (1 ratings) — better
Positive reviews90.2% of reviews—
Number of ratings337 — better1
Update frequencyEvery 2 weeksEvery 10 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size215 MB9 MB
Age rating4+4+
DeveloperFabian HasseSteas Software

Customer experience

Budget Flow | Expense Tracker

All ratings337 ratings
Positive94.7%
Neutral1.8%
Negative3.6%
Written reviews481 reviews
Positive90.2%
Neutral4.6%
Negative5.2%

CostMog

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

CostMog

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99
3 purchases

CostMog

Subscriptions2
  • CostMog Pro Monthly$4.991 Month
  • CostMog Pro Yearly$39.991 Year
One-time1
  • CostMog Pro Lifetime$49.99

Questions

Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Is CostMog free?
CostMog is free to download, with in-app purchases available.
Which has better reviews, Budget Flow | Expense Tracker or CostMog?
CostMog is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 337 ratings, while CostMog averages 5.0 from 1 ratings.
Do Budget Flow | Expense Tracker or CostMog have ads?
Neither Budget Flow | Expense Tracker nor CostMog shows ads.
Which is updated more often, Budget Flow | Expense Tracker or CostMog?
Budget Flow | Expense Tracker ships an update every 2 weeks, and CostMog every 10 days. Most recently, Budget Flow | Expense Tracker was updated on October 30, 2026 and CostMog on October 8, 2026.

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