Comparison

Budget Flow | Expense Tracker vs 云鑫账单管家

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly expense tracker. It offers secure offline use, customizable dashboards, and robust budget planning tools to help you achieve your financial goals.

Highlights
  • Track income and expenses
  • Customizable dashboard
  • Multiple accounts and categories
  • Budget planning
  • Shared budgeting
  • Secure data storage
  • Offline use
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Customizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts with automatic data recognition - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - Face ID / Touch ID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & Lock Screen widgets - Siri Shortcuts support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. dark mode - Dynamic text size - ...and much more! IN-APP PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

云鑫账单管家

Features
Read full description

云鑫账单管家是一款离线账单记录与本地还款提醒工具。 【主要功能】 • 统一记录信用卡、房租、话费、宽带、物业、保险等账单 • 支持单次、每月、间隔多月及每年周期计划 • 展示本期待还、全部待还、到期倒计时及还款状态 • 记录部分或全部还款,查看分类占比与近六个月趋势 • 使用设备本地通知提醒到期和逾期账单 • 支持本地 JSON 备份与恢复,以及可选的 Face ID 应用锁 所有内容由用户手动录入并仅保存在设备本地。App 不连接银行、邮箱或短信,不执行支付或转账,不提供贷款、征信、办卡或投资服务。无账号、无广告、无分析 SDK、无数据上传。

Screenshots

Budget Flow | Expense Tracker4 screens
云鑫账单管家4 screens

Verdict

The call

The clearest difference is in-app purchases: 云鑫账单管家 at none against Budget Flow | Expense Tracker's 4. 云鑫账单管家 also leads on rating (5.0 vs 4.8). Budget Flow | Expense Tracker's advantage is ratings volume (343 vs 1) and device support (4 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. 云鑫账单管家 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

云鑫账单管家 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 343 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 7, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 6 level
Budget Flow | Expense Tracker versus 云鑫账单管家: the parameters behind the verdict, then further details
ParameterBudget Flow | Expense Tracker云鑫账单管家
PriceFreeFree
Rating4.8 (343 ratings)5.0 (1 ratings) — better
Positive reviews90.3% of reviews—
Number of ratings343 — better1
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size216 MB5 MB
Age rating4+4+
DeveloperFabian HasseShaanxi Yunxin Industry Co., Ltd.

Customer experience

Budget Flow | Expense Tracker

All ratings343 ratings
Positive94.8%
Neutral1.7%
Negative3.5%
Written reviews485 reviews
Positive90.3%
Neutral4.5%
Negative5.2%

云鑫账单管家

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

云鑫账单管家

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99
None

云鑫账单管家

No in-app purchases

Questions

Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Is 云鑫账单管家 free?
云鑫账单管家 is free to download, with no in-app purchases.
Which has better reviews, Budget Flow | Expense Tracker or 云鑫账单管家?
云鑫账单管家 is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 343 ratings, while 云鑫账单管家 averages 5.0 from 1 ratings.
Do Budget Flow | Expense Tracker or 云鑫账单管家 have ads?
Neither Budget Flow | Expense Tracker nor 云鑫账单管家 shows ads.
Which is updated more often, Budget Flow | Expense Tracker or 云鑫账单管家?
Budget Flow | Expense Tracker ships an update every 2 weeks, and 云鑫账单管家 every 2 weeks. Most recently, Budget Flow | Expense Tracker was updated on November 7, 2026 and 云鑫账单管家 on November 6, 2026.

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