Comparison

Al Masraf Corporate vs ruya bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Al Masraf Corporate

Features
Read full description

Introducing our new Al Masraf Corporate Mobile App. This app allows you to securely check your account balances, transfer funds within your accounts, transfer fund to domestic and international beneficiaries, authorize fund transfers including payroll and much more! Enjoy for free, a simple and secure service that ensures your banking needs are taken care of anywhere, anytime. This app is exclusively for Al Masraf Corporate Clients. Key Features: Access statements of Accounts, Deposits and Loans. Initiate Single Payments for Own Account transfers, Within Al Masraf, Within UAE and International transfers. Authorize Remittances as Single or Bulk and WPS transfers. View cheque image and remittance’s advices.

About

ruya bank

Experience a new approach to Islamic banking focused on fairness and transparency. Open an account quickly, manage your finances on the go, and enjoy a banking experience with no hidden fees. Features include instant notifications, card management, and a dedicated kids' account.

Highlights
  • Open account in under five minutes
  • No minimum salary or balance
  • Fast set-up login with UAE PASS or Face ID
  • Spend, save, and track finances
  • No hidden fees
  • Instant transaction notifications
  • Virtual and physical card payments
  • Ruya Kids Account for children
Features
Read full description

Welcome to ruya, a new community Islamic bank guided by pillars of fairness, transparency and social responsibility. Download the ruya app today and open an account in under five-minutes with your UAE Pass or Emirates ID. Features include: - No minimum salary or account balance requirements - Fast set-up login with UAE PASS or Face ID - Spend, save and easily keep track of your finances on the go - No hidden fees, ensuring complete transparency - Get instant notifications when money is credited or debited from your account - Make payments with both virtual and physical card options - Pay bills and make regular or one-off payments - Instill financial responsibility in your children by opening a ruya Kids Account - Manage your card in just a few clicks - For any in-app assistance, select the ‘chat with us’ feature for instant help 24/7

Screenshots

Al Masraf Corporate4 screens
ruya bank4 screens

Verdict

The call

The clearest difference is update cadence: ruya bank at every 2 weeks against Al Masraf Corporate's every 4 months. Al Masraf Corporate's advantage is device support (3 vs 1) and iOS requirement (11.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Al Masraf Corporate ships an update every 4 months, ruya bank every 2 weeks. The most recent releases landed on October 18, 2026 and October 23, 2026 respectively.

Scorecard3 real differences · 7 level
Al Masraf Corporate versus ruya bank: the parameters behind the verdict, then further details
ParameterAl Masraf Corporateruya bank
PriceFreeFree
Rating—4.5 (27 ratings) — better
Positive reviews—54.7% of reviews
Number of ratings—27 — better
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS11.0 — better17.0
Further details — not scored
Size68 MB241 MB
Age rating4+4+
DeveloperAl MasrafRuya Community Islamic Bank LLC

In-app purchases

None

Al Masraf Corporate

No in-app purchases

None

ruya bank

No in-app purchases

Questions

Is Al Masraf Corporate free?
Al Masraf Corporate is free to download, with no in-app purchases.
Is ruya bank free?
ruya bank is free to download, with no in-app purchases.
Do Al Masraf Corporate or ruya bank have ads?
Neither Al Masraf Corporate nor ruya bank shows ads.
Which is updated more often, Al Masraf Corporate or ruya bank?
Al Masraf Corporate ships an update every 4 months, and ruya bank every 2 weeks. Most recently, Al Masraf Corporate was updated on October 18, 2026 and ruya bank on October 23, 2026.

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