Comparison

FTB Merchant vs BK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FTB Merchant

Features
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FTB Merchant App is an ideal cashless payment solution for merchants of all sizes and across different categories. This mobile application enables merchants to manage their daily cash flow better while offering convenience, fast, and security. FEATURES • Convenient, Fast, and Secure • Receive instant notifications of the sales transaction • Receive cashless payments for your goods/services using QR code • Trace sales records and manage your account statement • Navigate easily using either Khmer or English language BENEFITS • Receive support from FTB Bank in branded partnerships, merchant collaterals, and support in the form of online promotion through FTB Bank's website, FTB Mobile, Retail Internet Banking, and Social Media • Attract more customers and increase sales activities via KHQR Scan • Fasten transaction duration and check out queue • Minimize risks of cash in transit, fraud, and counterfeiting with cashless payment • Reduce cost of cash management

About

BK

Features
Read full description

BK-Sign allows you to respond to your pending approval requests on the go. From your phone, anywhere, and anytime, you can quickly approve requests from across all modules in Balancika ERP. - Dashboard showing the number of pending requests requiring your actions - Review at a glancing header, date, transaction amount, approval status, attachments, and comments/chat with the requester and other approvers - Approve or reject with or without comments - Request form in PDF format with signature and QR verification for each signature - Share approved request forms to other apps (e.g. Telegram, Whatsapp, etc.) BK-Sign is compatible with Balancika AME, HRM, and other Balancika apps. To use this app, you must be a user of Balancika AME or other Balancika apps and have the Balancika support team set up the server-side configuration for you.

Screenshots

FTB Merchant4 screens
BK4 screens

Verdict

The call

FTB Merchant and BK are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FTB Merchant ships an update every 3 months, BK every 4 months. The most recent releases landed on October 14, 2026 and September 18, 2026 respectively.

ScorecardNo meaningful differences
FTB Merchant versus BK: the parameters behind the verdict, then further details
ParameterFTB MerchantBK
PriceFreeFree
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.013 — better
Further details — not scored
Size102 MB19 MB
Age rating4+4+
DeveloperForeign Trade Bank of CambodiaBalancika

In-app purchases

None

FTB Merchant

No in-app purchases

None

BK

No in-app purchases

Questions

Is FTB Merchant free?
FTB Merchant is free to download, with no in-app purchases.
Is BK free?
BK is free to download, with no in-app purchases.
Do FTB Merchant or BK have ads?
Neither FTB Merchant nor BK shows ads.
Which is updated more often, FTB Merchant or BK?
FTB Merchant ships an update every 3 months, and BK every 4 months. Most recently, FTB Merchant was updated on October 14, 2026 and BK on September 18, 2026.

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