FTB Merchant vs BK
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
FTB Merchant
Read full descriptionHide full description
FTB Merchant App is an ideal cashless payment solution for merchants of all sizes and across different categories. This mobile application enables merchants to manage their daily cash flow better while offering convenience, fast, and security. FEATURES ⢠Convenient, Fast, and Secure ⢠Receive instant notifications of the sales transaction ⢠Receive cashless payments for your goods/services using QR code ⢠Trace sales records and manage your account statement ⢠Navigate easily using either Khmer or English language BENEFITS ⢠Receive support from FTB Bank in branded partnerships, merchant collaterals, and support in the form of online promotion through FTB Bank's website, FTB Mobile, Retail Internet Banking, and Social Media ⢠Attract more customers and increase sales activities via KHQR Scan ⢠Fasten transaction duration and check out queue ⢠Minimize risks of cash in transit, fraud, and counterfeiting with cashless payment ⢠Reduce cost of cash management
BK
Read full descriptionHide full description
BK-Sign allows you to respond to your pending approval requests on the go. From your phone, anywhere, and anytime, you can quickly approve requests from across all modules in Balancika ERP. - Dashboard showing the number of pending requests requiring your actions - Review at a glancing header, date, transaction amount, approval status, attachments, and comments/chat with the requester and other approvers - Approve or reject with or without comments - Request form in PDF format with signature and QR verification for each signature - Share approved request forms to other apps (e.g. Telegram, Whatsapp, etc.) BK-Sign is compatible with Balancika AME, HRM, and other Balancika apps. To use this app, you must be a user of Balancika AME or other Balancika apps and have the Balancika support team set up the server-side configuration for you.
Screenshots
Verdict
FTB Merchant and BK are too close to call on the numbers: across 6 compared parameters ā price, update cadence, ads and in-app purchases among them ā neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FTB Merchant ships an update every 3 months, BK every 4 months. The most recent releases landed on October 14, 2026 and September 18, 2026 respectively.
| Parameter | FTB Merchant | BK |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months ā better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 13 ā better |
| Further details ā not scored | ||
| Size | 102 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Foreign Trade Bank of Cambodia | Balancika |
In-app purchases
FTB Merchant
No in-app purchases
BK
No in-app purchases









