Paymo vs PayBack.pk
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paymo
A modern banking app designed for younger users, offering a simple, bold, and fun approach to managing finances. It focuses on social features to enhance the banking experience.
- Social banking features
- Simple interface
- Bold design
- Fun user experience
- Next-generation banking
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Social Banking For The Next Gen. Simple. Bold. Fun.
PayBack.pk
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Turn every purchase into rewards with PayBack! PayBack is a digital loyalty and rewards wallet for customers at participating retail stores, cafés, restaurants, salons, and lifestyle brands. Track earned rewards, receive partner offers, and redeem benefits from your phone at participating locations. What you can do with PayBack Store and track rewards: View cashback rewards, vouchers, and loyalty benefits in one place, including expiry dates. Redeem at partner stores: Redeem rewards using in-store QR codes. Receive brand messages: Get updates from participating brands about offers, bundles, and loyalty programs. Gift rewards: Send selected offers or rewards to friends and family (availability depends on the brand). Access bundles and prepaid offers: Use bundles or prepaid offers provided by participating brands for future purchases. Manage your loyalty activity: View transaction history, reward balance, and usage records. How PayBack works Shop at a participating PayBack partner store Receive rewards in your PayBack wallet Use rewards at the same brand through QR redemption Track reward history and expiry in the app PayBack is a closed-loop rewards system. Rewards are issued by participating brands and can only be redeemed within those brands. Who can use PayBack PayBack is for customers who shop at partner stores and want one place to manage loyalty benefits and offers. Features and availability vary by brand and location. Important note PayBack is not a bank or payment service. Rewards are not cash and cannot be withdrawn; they can only be used within the PayBack partner network.
Screenshots
Verdict
Paymo and PayBack.pk are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 3, 2026 and October 8, 2026 respectively.
| Parameter | Paymo | PayBack.pk |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 15.5 |
| Further details — not scored | ||
| Size | 160 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Card Technologies (Private) Limited | Vuelta |
In-app purchases
Paymo
No in-app purchases
PayBack.pk
No in-app purchases
