Comparison

UMe Mobile vs checkie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UMe Mobile

Manage your UMe Federal Credit Union accounts securely on the go. Perform transactions like mobile check deposits, bill payments, and money transfers. Enhanced card controls allow real-time management of your cards, including enabling/disabling and setting spending limits.

Highlights
  • View account activity and balances
  • Deposit checks remotely
  • Enhanced card controls (enable/disable, limits, travel notifications)
  • Pay bills and send money with Zelle®
  • Transfer funds and make bank-to-bank transfers
  • Locate branches and ATMs
  • Contact member service
Features
Read full description

With the UMe Mobile App, U can safely and securely access your UMe accounts anytime, anywhere. UMe Mobile is easy to navigate and allows you to: - View Account Activity & Check Balances - Deposit Checks - Enjoy enhanced Card Controls, such as enable and disable your card(s) in real time, set spending limits, create travel notifications and control where your cards can be used - Pay Bills - Send Money with Zelle® - Transfer Funds - Make Bank-to-Bank Transfers - View & Print eStatements - Locate our Branch or a Fee-Free ATM - Contact UMe Member Service via Phone or Secure Messaging - Share UMe Mobile with Friends & Family Security Here at UMe, we take your security very seriously, which is why mobile deposits with our app are just as safe as deposits at an ATM or in our branch. Your photos are transmitted immediately to UMe and never stored on your device. And your account info is secured by encryption. Contact Us Please contact us at (818) 238-2900 if you have any questions about the UMe Mobile App.

About

checkie

Effortlessly split group dining bills with AI-powered receipt scanning and one-tap item assignment. Organize friends and groups for easy expense tracking and transparent calculations.

Highlights
  • AI receipt scanning
  • One-tap item assignment
  • Friends and groups management
  • Automatic tax and tip distribution
  • Detailed expense breakdowns
  • Bill history tracking
Features
Read full description

Split bills fairly and effortlessly with checkmate – the smart way to handle group dining without the drama. AI-POWERED RECEIPT SCANNING Simply snap a photo of any receipt and watch our advanced AI instantly identify every food item and price. No more squinting at receipts or typing items manually. Our smart technology handles any restaurant format and automatically combines duplicate items like "Garlic Naan + Garlic Naan = 2 Garlic Naan." ONE-TAP PEOPLE ASSIGNMENT Add your friends' names, then just tap to assign items. Ordered the salmon? Tap your name. Sharing appetizers? Tap multiple people. It's that simple. For items with multiple quantities, use our advanced mode to assign exact amounts – perfect when someone had 3 tacos and someone else had 1. FRIENDS & GROUPS MADE EASY Create your account to unlock the full checkmate experience. Add friends once and they're always available for future bills. Create groups for your regular dining crews – your work lunch squad, college friends, or family gatherings. Assign entire bills to specific groups with just a few taps, making repeat group expenses effortless. Manage your profile and keep track of your dining history across all your groups. SMART CALCULATIONS checkmate handles all the complex math automatically: Splits shared items evenly among assigned people Distributes tax and tip proportionally Calculates exact amounts down to the penny Shows real-time totals as you assign items Provides detailed breakdowns of who owes what KEY FEATURES Quick start option – Jump right in or create an account for full features Friends management – Add friends once, use them everywhere Group creation – Organize your regular dining crews Manual entry option – Add items by hand if preferred Edit anything – Change names, prices, quantities anytime Duplicate detection – Automatically merges identical items Clean results – Clear breakdown of each person's share Bill history – Track expenses across all your groups PERFECT FOR Regular friend groups and their dining traditions Business lunch meetings with recurring attendees Family gatherings and special occasions Date nights with fair splitting Any shared meal or group expense WHY checkmate? Stop being the designated "math person" in your friend group. End awkward conversations about who ordered what. Never again deal with "just Venmo me $43.67" without knowing why. With friends and groups at your fingertips, checkmate makes bill splitting so easy and transparent that everyone leaves happy. Download checkmate today and make group dining stress-free. Because the only thing you should be splitting is the bill, not friendships.

Screenshots

UMe Mobile4 screens
checkie4 screens

Verdict

The call

The clearest difference is review sentiment: checkie at 100% against UMe Mobile's 31%. checkie also leads on rating (5.0 vs 4.8). UMe Mobile's advantage is ratings volume (589 vs 14). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

checkie holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: UMe Mobile has 589 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 31% of UMe Mobile's written reviews are positive against 100% of checkie's.

UpkeepUpdate frequency

UMe Mobile ships an update fortnightly, checkie every 3 weeks. The most recent releases landed on September 20, 2026 and June 20, 2026 respectively.

Scorecard3 real differences · 7 level
UMe Mobile versus checkie: the parameters behind the verdict, then further details
ParameterUMe Mobilecheckie
PriceFreeFree
Rating4.8 (589 ratings)5.0 (14 ratings) — better
Positive reviews30.8% of reviews100.0% of reviews — better
Number of ratings589 — better14
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size183 MB47 MB
Age rating4+4+
DeveloperUMe Federal Credit UnionChecks Intel Inc

Customer experience

UMe Mobile

All ratings589 ratings
Positive96.1%
Neutral1.0%
Negative2.9%
Written reviews13 reviews
Positive30.8%
Neutral7.7%
Negative61.5%

checkie

All ratings14 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

UMe Mobile

Reported bugs

8 issues
  • App stuck on verification code screen with unclickable button
  • Notifications and alerts stopped working
  • Login lockouts after app updates
  • Verification code required every app launch
  • Zelle sending option not functioning properly
Show 3 more
  • Missing printer functions
  • Occasional crashes and freezes
  • External bank account links lost after app migration

Requested features

4 requests
  • Return of Emu (alpaca) mascot character
  • Improved pending transaction visibility
  • Better integration with direct deposit display
  • Simplified authentication process

checkie

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UMe Mobile

No in-app purchases

None

checkie

No in-app purchases

Questions

Is UMe Mobile free?
UMe Mobile is free to download, with no in-app purchases.
Is checkie free?
checkie is free to download, with no in-app purchases.
Which has better reviews, UMe Mobile or checkie?
checkie is rated higher. UMe Mobile averages 4.8 out of 5 from 589 ratings, while checkie averages 5.0 from 14 ratings.
Do UMe Mobile or checkie have ads?
Neither UMe Mobile nor checkie shows ads.
Which is updated more often, UMe Mobile or checkie?
UMe Mobile ships an update fortnightly, and checkie every 3 weeks. Most recently, UMe Mobile was updated on September 20, 2026 and checkie on June 20, 2026.

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