Comparison

Chipp vs checkie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.

About

checkie

Effortlessly split group dining bills with AI-powered receipt scanning and one-tap item assignment. Organize friends and groups for easy expense tracking and transparent calculations.

Highlights
  • AI receipt scanning
  • One-tap item assignment
  • Friends and groups management
  • Automatic tax and tip distribution
  • Detailed expense breakdowns
  • Bill history tracking
Features
Read full description

Split bills fairly and effortlessly with checkmate – the smart way to handle group dining without the drama. AI-POWERED RECEIPT SCANNING Simply snap a photo of any receipt and watch our advanced AI instantly identify every food item and price. No more squinting at receipts or typing items manually. Our smart technology handles any restaurant format and automatically combines duplicate items like "Garlic Naan + Garlic Naan = 2 Garlic Naan." ONE-TAP PEOPLE ASSIGNMENT Add your friends' names, then just tap to assign items. Ordered the salmon? Tap your name. Sharing appetizers? Tap multiple people. It's that simple. For items with multiple quantities, use our advanced mode to assign exact amounts – perfect when someone had 3 tacos and someone else had 1. FRIENDS & GROUPS MADE EASY Create your account to unlock the full checkmate experience. Add friends once and they're always available for future bills. Create groups for your regular dining crews – your work lunch squad, college friends, or family gatherings. Assign entire bills to specific groups with just a few taps, making repeat group expenses effortless. Manage your profile and keep track of your dining history across all your groups. SMART CALCULATIONS checkmate handles all the complex math automatically: Splits shared items evenly among assigned people Distributes tax and tip proportionally Calculates exact amounts down to the penny Shows real-time totals as you assign items Provides detailed breakdowns of who owes what KEY FEATURES Quick start option – Jump right in or create an account for full features Friends management – Add friends once, use them everywhere Group creation – Organize your regular dining crews Manual entry option – Add items by hand if preferred Edit anything – Change names, prices, quantities anytime Duplicate detection – Automatically merges identical items Clean results – Clear breakdown of each person's share Bill history – Track expenses across all your groups PERFECT FOR Regular friend groups and their dining traditions Business lunch meetings with recurring attendees Family gatherings and special occasions Date nights with fair splitting Any shared meal or group expense WHY checkmate? Stop being the designated "math person" in your friend group. End awkward conversations about who ordered what. Never again deal with "just Venmo me $43.67" without knowing why. With friends and groups at your fingertips, checkmate makes bill splitting so easy and transparent that everyone leaves happy. Download checkmate today and make group dining stress-free. Because the only thing you should be splitting is the bill, not friendships.

Screenshots

Chipp4 screens
checkie4 screens

Verdict

The call

The clearest difference is rating: checkie at 5.0 against Chipp's 4.4. checkie also leads on review sentiment (100% vs 78%). Chipp's advantage is iOS requirement (13.0 vs 15.1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

checkie holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 16 and 14 respectively. Written reviews point the same way: 78% of Chipp's written reviews are positive against 100% of checkie's.

UpkeepUpdate frequency

Chipp ships an update fortnightly, checkie every 3 weeks. The most recent releases landed on June 11, 2026 and June 20, 2026 respectively.

Scorecard3 real differences · 7 level
Chipp versus checkie: the parameters behind the verdict, then further details
ParameterChippcheckie
PriceFreeFree
Rating4.4 (16 ratings)5.0 (14 ratings) — better
Positive reviews77.8% of reviews100.0% of reviews — better
Number of ratings16 — better14
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size116 MB47 MB
Age rating4+4+
DeveloperChipp LLCChecks Intel Inc

Customer experience

Chipp

All ratings16 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

checkie

All ratings14 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Chipp

No in-app purchases

None

checkie

No in-app purchases

Questions

Is Chipp free?
Chipp is free to download, with no in-app purchases.
Is checkie free?
checkie is free to download, with no in-app purchases.
Which has better reviews, Chipp or checkie?
checkie is rated higher. Chipp averages 4.4 out of 5 from 16 ratings, while checkie averages 5.0 from 14 ratings.
Do Chipp or checkie have ads?
Neither Chipp nor checkie shows ads.
Which is updated more often, Chipp or checkie?
Chipp ships an update fortnightly, and checkie every 3 weeks. Most recently, Chipp was updated on June 11, 2026 and checkie on June 20, 2026.

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