Fineyo vs Splyt
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fineyo
Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.
- Expense & Income Tracker
- Budget Planner
- Spending Insights & Charts
- Custom Categories
- iCloud Sync
- Offline Mode
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A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy
Splyt
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Splyt makes splitting shared expenses with friends, roommates, and travel groups effortless. Add what you spent, and Splyt keeps track of who owes who — so you can settle up without the awkward math. Whether it's a weekend trip, a shared flat, a dinner out, or a group gift, Splyt keeps everyone on the same page and every balance clear. WHAT YOU CAN DO • Create groups for trips, flatmates, couples, or one-off events • Add expenses and split them equally or by custom amounts • See clear balances — who owes you and who you owe • Settle up and record payments between members • Invite friends to a group with a simple link • Sign in securely with a passkey or email/phone — no password to forget WHY SPLYT • Clean, fast, and simple to use • Balances update instantly as expenses are added • Built for groups of any size • Your data is encrypted in transit and stays on Splyt's own servers — never sold or shared with advertisers Stop chasing friends for money and keep every shared expense organised in one place. Download Splyt and settle up the easy way.
Screenshots
Verdict
The clearest difference is in-app purchases: Splyt at none against Fineyo's 3. Fineyo's advantage is update cadence (every 4 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month. Splyt asks for nothing beyond the download.
Fineyo ships an update every 4 days, Splyt fortnightly. The most recent releases landed on October 10, 2026 and October 5, 2026 respectively.
| Parameter | Fineyo | Splyt |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (11 ratings) — better | — |
| Positive reviews | 81.8% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 4 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 105 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Deniss Dubinins | App Studios |
In-app purchases
Fineyo
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$34.99
Splyt
No in-app purchases









