Comparison

tiqmo vs Mora Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

tiqmo

Manage your finances with a comprehensive digital app offering prepaid Mastercard options, global money transfers, and bill payments. Gain insights into spending, track budgets, and access an integrated marketplace for mobile recharges and e-vouchers.

Highlights
  • Prepaid Mastercard options (Standard Mada, Platinum)
  • Global and local money transfers
  • International and local bill payments (SADAD integration)
  • Spending insights and budget tracking
  • Integrated marketplace for mobile recharge and e-vouchers
  • ATM cash withdrawal
Features
Read full description

TIQMO is a financial lifestyle digital app designed to revolutionize your financial experience. Seamlessly blending speed, convenience, and security, TIQMO offers a comprehensive range of financial services tailored to meet your every need in the Kingdom of Saudi Arabia. Effortlessly manage your finances with TIQMO's array of cutting-edge features. Discover the freedom of choice with our digital and physical prepaid Mastercard options. Whether it's the Standard Mada Mastercard or the Platinum Mastercard with competitive cashback offers, TIQMO's prepaid cards empower you to make local and international payments, indulge in online purchases, and breeze through POS transactions. Need cash on the go? Our physical prepaid cards let you withdraw funds hassle-free from ATMs. Say goodbye to the complexities of international money transfers. With TIQMO, sending and receiving money globally is a breeze. Seamlessly transfer funds to other wallets or IBAN accounts with remarkable ease. You can even opt for cash pick-up at our partner locations, ensuring your loved ones can access the money wherever they may be. Leave the hassles of bill payments behind. TIQMO simplifies the process, allowing you to settle international bills conveniently and securely. With just a few clicks, effortlessly manage your local bill payments through our seamless integration with SADAD. Take control of your financial well-being with TIQMO's intuitive interface. Gain valuable insights into your spending habits, effortlessly track your budget, and make informed financial decisions like never before. TIQMO's user-friendly platform ensures your financial goals are within reach. Step into a world of endless possibilities with TIQMO's integrated marketplace. Access a wide range of local and international mobile recharge products and e-vouchers for gaming and popular stores. Enjoy the convenience of making purchases right within the app, unlocking a world of possibilities at your fingertips. TIQMO takes the hassle out of local money transfers within the Kingdom of Saudi Arabia. Effortlessly send money to friends, family, or businesses, and experience the seamless transaction process that sets TIQMO apart. At TIQMO, we are committed to transforming the way you engage with your finances. Our mission is to provide innovative financial solutions that empower you to embrace a digital financial lifestyle. Join us on this exciting journey and experience the future of finance with TIQMO – where convenience, security, and limitless possibilities await you. Discover the power of TIQMO app and embark on a financial journey like no other.

About

Mora Finance

This financial app provides a secure, digital experience for customers, offering a variety of products and services that adhere to Islamic Shariah provisions. It emphasizes instant approval, a digital journey, and flexible terms without requiring a guarantor or salary transfer.

Highlights
  • Shariah-compliant financial products
  • Instant approval process
  • Digital customer journey
  • No guarantor required
  • No salary transfer needed
  • Flexible repayment terms
  • Variety of financial products
Features
Read full description

Mora application is designed to offer its products and services with a secured and integrated distinctive digital experience to its customers. Mora products are compatible with the provisions of Islamic Shariah. Why Mora? • Instant approval • Digital journey • Shariah-Compliant • No Guarantor required • No Salary transfer • Flexible terms • Variety of financial products • Excellent Customer Service

Screenshots

tiqmo4 screens
Mora Finance4 screens

Verdict

The call

The clearest difference is rating: Mora Finance at 4.6 against tiqmo's 4.2. Mora Finance also leads on monetization model (free vs free with in-app purchases). tiqmo's advantage is update cadence (weekly vs monthly) and ratings volume (357 vs 78). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mora Finance holds the better App Store score, 4.6 against 4.2. Both are backed by a comparable volume of ratings — 357 and 78 respectively. Written reviews split almost evenly too, at 44% and 44% positive.

UpkeepUpdate frequency

tiqmo ships an update weekly, Mora Finance monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
tiqmo versus Mora Finance: the parameters behind the verdict, then further details
ParametertiqmoMora Finance
PriceFreeFree
Rating4.2 (357 ratings)4.6 (78 ratings) — better
Positive reviews44.4% of reviews44.4% of reviews
Number of ratings357 — better78
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.614.0 — better
Further details — not scored
Size131 MB105 MB
Age rating4+4+
DeveloperTiqmoIjarah Finance

Customer experience

tiqmo

All ratings357 ratings
Positive80.7%
Neutral0.8%
Negative18.5%
Written reviews90 reviews
Positive44.4%
Neutral2.2%
Negative53.3%

Mora Finance

All ratings78 ratings
Positive87.2%
Neutral6.4%
Negative6.4%
Written reviews9 reviews
Positive44.4%
Neutral0.0%
Negative55.6%

Bugs and requests

tiqmo

Reported bugs

4 issues
  • Login and account verification issues
  • Frequent app crashes and freezes
  • Delayed or failed money transfers
  • Inconsistent cash back application

Requested features

4 requests
  • Improved international transfer experience
  • Enhanced security and privacy controls
  • Seamless integration with other financial apps
  • More transparent cash back policies

Mora Finance

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

tiqmo

No in-app purchases

None

Mora Finance

No in-app purchases

Questions

Is tiqmo free?
tiqmo is free to download, with no in-app purchases.
Is Mora Finance free?
Mora Finance is free to download, with no in-app purchases.
Which has better reviews, tiqmo or Mora Finance?
Mora Finance is rated higher. tiqmo averages 4.2 out of 5 from 357 ratings, while Mora Finance averages 4.6 from 78 ratings.
Do tiqmo or Mora Finance have ads?
Neither tiqmo nor Mora Finance shows ads.
Which is updated more often, tiqmo or Mora Finance?
tiqmo ships an update weekly, and Mora Finance monthly. Most recently, tiqmo was updated on October 24, 2026 and Mora Finance on October 25, 2026.

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