tiqmo vs Mora Finance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
tiqmo
Manage your finances with a comprehensive digital app offering prepaid Mastercard options, global money transfers, and bill payments. Gain insights into spending, track budgets, and access an integrated marketplace for mobile recharges and e-vouchers.
- Prepaid Mastercard options (Standard Mada, Platinum)
- Global and local money transfers
- International and local bill payments (SADAD integration)
- Spending insights and budget tracking
- Integrated marketplace for mobile recharge and e-vouchers
- ATM cash withdrawal
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TIQMO is a financial lifestyle digital app designed to revolutionize your financial experience. Seamlessly blending speed, convenience, and security, TIQMO offers a comprehensive range of financial services tailored to meet your every need in the Kingdom of Saudi Arabia. Effortlessly manage your finances with TIQMO's array of cutting-edge features. Discover the freedom of choice with our digital and physical prepaid Mastercard options. Whether it's the Standard Mada Mastercard or the Platinum Mastercard with competitive cashback offers, TIQMO's prepaid cards empower you to make local and international payments, indulge in online purchases, and breeze through POS transactions. Need cash on the go? Our physical prepaid cards let you withdraw funds hassle-free from ATMs. Say goodbye to the complexities of international money transfers. With TIQMO, sending and receiving money globally is a breeze. Seamlessly transfer funds to other wallets or IBAN accounts with remarkable ease. You can even opt for cash pick-up at our partner locations, ensuring your loved ones can access the money wherever they may be. Leave the hassles of bill payments behind. TIQMO simplifies the process, allowing you to settle international bills conveniently and securely. With just a few clicks, effortlessly manage your local bill payments through our seamless integration with SADAD. Take control of your financial well-being with TIQMO's intuitive interface. Gain valuable insights into your spending habits, effortlessly track your budget, and make informed financial decisions like never before. TIQMO's user-friendly platform ensures your financial goals are within reach. Step into a world of endless possibilities with TIQMO's integrated marketplace. Access a wide range of local and international mobile recharge products and e-vouchers for gaming and popular stores. Enjoy the convenience of making purchases right within the app, unlocking a world of possibilities at your fingertips. TIQMO takes the hassle out of local money transfers within the Kingdom of Saudi Arabia. Effortlessly send money to friends, family, or businesses, and experience the seamless transaction process that sets TIQMO apart. At TIQMO, we are committed to transforming the way you engage with your finances. Our mission is to provide innovative financial solutions that empower you to embrace a digital financial lifestyle. Join us on this exciting journey and experience the future of finance with TIQMO – where convenience, security, and limitless possibilities await you. Discover the power of TIQMO app and embark on a financial journey like no other.
Mora Finance
This financial app provides a secure, digital experience for customers, offering a variety of products and services that adhere to Islamic Shariah provisions. It emphasizes instant approval, a digital journey, and flexible terms without requiring a guarantor or salary transfer.
- Shariah-compliant financial products
- Instant approval process
- Digital customer journey
- No guarantor required
- No salary transfer needed
- Flexible repayment terms
- Variety of financial products
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Mora application is designed to offer its products and services with a secured and integrated distinctive digital experience to its customers. Mora products are compatible with the provisions of Islamic Shariah. Why Mora? • Instant approval • Digital journey • Shariah-Compliant • No Guarantor required • No Salary transfer • Flexible terms • Variety of financial products • Excellent Customer Service
Screenshots
Verdict
The clearest difference is rating: Mora Finance at 4.6 against tiqmo's 4.2. Mora Finance also leads on monetization model (free vs free with in-app purchases). tiqmo's advantage is update cadence (weekly vs monthly) and ratings volume (357 vs 78). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mora Finance holds the better App Store score, 4.6 against 4.2. Both are backed by a comparable volume of ratings — 357 and 78 respectively. Written reviews split almost evenly too, at 44% and 44% positive.
tiqmo ships an update weekly, Mora Finance monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | tiqmo | Mora Finance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (357 ratings) | 4.6 (78 ratings) — better |
| Positive reviews | 44.4% of reviews | 44.4% of reviews |
| Number of ratings | 357 — better | 78 |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 131 MB | 105 MB |
| Age rating | 4+ | 4+ |
| Developer | Tiqmo | Ijarah Finance |
Customer experience
tiqmo
Mora Finance
Bugs and requests
tiqmo
Reported bugs
4 issues- Login and account verification issues
- Frequent app crashes and freezes
- Delayed or failed money transfers
- Inconsistent cash back application
Requested features
4 requests- Improved international transfer experience
- Enhanced security and privacy controls
- Seamless integration with other financial apps
- More transparent cash back policies
Mora Finance
Not enough reviews yet to summarise bugs or requests.
In-app purchases
tiqmo
No in-app purchases
Mora Finance
No in-app purchases









