Comparison

isybank vs Spendix

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

isybank

Open an online bank account and manage your finances entirely from your smartphone. Perform transactions, track expenses, and access personalized support. Enjoy features like instant salary advances and cardless ATM withdrawals.

Highlights
  • Open online account
  • Manage accounts and cards
  • Expense analysis
  • Digital and physical card options
  • Card limit and geocontrol
  • Instant salary/pension advance
  • Cardless ATM withdrawal
Features
Read full description

Quello che ti serve, quando ti serve. Isybank, la nuova banca digitale del Gruppo Intesa Sanpaolo. Scarichi l’app il conto, tutto dallo smartphone. Ecco quello che puoi fare con isybank: - Ti registri in pochi passaggi, scegli il piano più adatto a te tra isyLight, isySmart o isyPrime entri in app e hai subito il tuo conto attivo; - Gestisci il tuo conto e le tue carte. Tieni sott’occhio le tue spese con la funzionalità Analisi delle Spese; - Fai ricariche, paghi il bollo auto, invii bonifici e molti altri pagamenti. Tutto in pochi tap; - Con la tua carta digitale, da subito disponibile in app, paghi online e in negozio direttamente dallo smartphone. Se vuoi, puoi richiedere anche una carta fisica in materiale riciclato, personalizzabile secondo il tuo stile; - Gestisci le tue carte, configurando limiti o impostando il geocontrol. In caso di emergenza, le puoi bloccare o sospendere facilmente; - Se ne hai bisogno, puoi contare sull’assistenza personalizzata del team della nostra filiale digitale; - scambi denaro con i contatti della tua rubrica in tempo reale e paghi nei negozi convenzionati con BANCOMAT Pay®; - Con Prelievo Cardless prelevi in tutti gli ATM abilitati delle Banche italiane del Gruppo Intesa Sanpaolo, direttamente dall’app senza usare la carta; - Richiedi e ricevi istantaneamente un anticipo del tuo stipendio o della tua pensione, fino a 15 giorni prima della data di accredito. I servizi su app sono disponibili nei limiti e alle condizioni previste dal contratto My Key del Gruppo Intesa Sanpaolo. Messaggio pubblicitario con finalità promozionale di isybank. Per i prodotti bancari e creditizi citati consultare rispettivamente i fogli informativi e i documenti informativi, tutti disponibili sul sito e sull'app della banca. Dichiarazione di accessibilità: https://group.intesasanpaolo.com/it/dichiarazione-accessibilita/dichiarazione-accessibilita-isybank-ios

About

Spendix

Features
Read full description

Spendix is a straightforward, privacy-focused expense tracker designed to help you understand your spending habits without any unnecessary complexity. With a clean and minimalist layout, Spendix gives you an immediate overview of your monthly finances so you can manage your budget effectively. Key Features: 1. Visual Spending Breakdown: See exactly where your money goes with an intuitive pie chart that categorizes your expenses. 2. Clear Monthly Totals: Your total spending for the current month is displayed prominently right at the top, keeping you aware of your financial status at a single glance. 3. Quick Transaction Logging: Easily add your daily expenses, assign them to custom categories, and navigate between months to review your past history. 4. Flexible Budgeting: Set a total monthly budget to limit your overall spending, or define specific budgets for individual categories to keep detailed track of your habits. 5. 100% Private and Offline: Your financial data belongs to you. Spendix stores all information locally on your device. We do not collect, store, or transmit any of your personal or financial data. No internet connection is required. Keep your budgeting simple, visual, and secure with Spendix. SPENDIX PRO Unlock full access to income tracking, periodic reports, and advanced insights with Spendix Pro. Available via auto-renewing subscriptions (with a 7-day free trial on the annual plan) or a one-time lifetime purchase. Terms of Use & Privacy: Use of this app is subject to Apple's standard Terms of Use (EULA). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://docs.google.com/document/d/e/2PACX-1vQBFSjB2UkYVIpuspkM45mNrGuITEFYBcAMFn3y1oinr6L264eElHZJc1suHNKq6m6_aGNmbmbLZeSE/pub

Screenshots

isybank4 screens
Spendix4 screens

Verdict

The call

The clearest difference is in-app purchases: isybank at none against Spendix's 3. isybank also leads on iOS requirement (15.0 vs 17.0). Spendix's advantage is update cadence (every 6 days vs monthly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendix sells 3 one-off in-app purchases. isybank asks for nothing beyond the download.

UpkeepUpdate frequency

isybank ships an update monthly, Spendix every 6 days. The most recent releases landed on October 12, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
isybank versus Spendix: the parameters behind the verdict, then further details
ParameterisybankSpendix
PriceFreeFree
Rating4.5 (112 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings112 — better—
Update frequencyMonthlyEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size420 MB13 MB
Age rating9+4+
DeveloperIntesa Sanpaolo SPAIvan Acierno

Bugs and requests

isybank

Reported bugs

17 issues
  • Login issues
  • App crashes or freezes
  • Payment confirmation problems
  • Device verification errors
  • Notification list scrolling issues
Show 12 more
  • External payment authorization failures
  • Cannot open account for foreigners
  • Card not being delivered to correct address
  • Inability to access 'financing' section
  • App session expiring during configuration
  • Digital assistant response time
  • Document scanning issues (iPhone 15 Pro)
  • Device verification issues on iPhone
  • Payment approval notification issues
  • 'Accounts' page scrolling bug
  • Chat support timeout
  • Unable to verify device with paper ID

Requested features

4 requests
  • Add more advanced features like Revolut
  • Improve English language support/navigation
  • Allow two names for joint accounts in transfers
  • Add vibration feedback for PIN entry

Spendix

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

isybank

No in-app purchases

3 purchases

Spendix

One-time3
  • Coffe$2.99
  • Sandwich$3.99
  • Lunch$6.99

Questions

Is isybank free?
isybank is free to download, with no in-app purchases.
Is Spendix free?
Spendix is free to download, with in-app purchases available.
Do isybank or Spendix have ads?
Neither isybank nor Spendix shows ads.
Which is updated more often, isybank or Spendix?
isybank ships an update monthly, and Spendix every 6 days. Most recently, isybank was updated on October 12, 2026 and Spendix on October 8, 2026.

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