NEO vs Riyad Bank App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NEO
This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.
- Open account in minutes
- International money transfers
- Multi-currency account management
- Travel cards with lounge access and discounts
- Earn rewards points (Neons)
- Secure, bank-grade encryption
- Islamic Sharia compliant banking
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NEO is a smart digital banking app that lets you open an account in minutes, transfer money worldwide, and manage multiple currencies, all in one secure app. Start today and experience secure, fast, and modern digital banking with NEO. Our Services International Money Transfers ● Competitive exchange rates ● Low transfer fees with no hidden costs ● Receiving options tailored to the recipient’s needs ● Earn "NEONS" points when issuing a card Your money reaches the world in moments! Send SAR, USD, EUR, and more worldwide in seconds. No borders, no delays. Multi-Currency Account ● Manage multiple currencies from a single account ● Easily exchange between currencies with no hidden fees ● Perfect for travel enthusiasts and global shoppers ● Supports over 19 currencies, including QAR, USD, EUR, GBP, and more Travel Cards ● Access to international and local airport lounges ● Exclusive discounts ● Uniquely tailored benefits for each card ● Get neons on every purchase Currency Exchange – Best Rates, No Surprises ● Instant exchange through the app with no delays ● Best exchange rates ● No hidden fees ● Supports multiple currencies All in One Digital Banking App Your banking, simplified into one secure app. Key Features: ● Open your bank account in minutes ● Transfer money locally and internationally ● Track your spending and manage expenses ● Earn Neons with every purchase ● Pay bills instantly ● Onboarding Minors (15-18) years old ● Issue and manage your cards ● Request money (Qattah) ● Bank-grade encryption for 24/7 security ● Available for users aged 15 and above Islamic Digital Banking At NEO, we provide a fully integrated digital banking experience, 100% compliant with Islamic Sharia principles, ensuring every financial transaction you make aligns with approved Sharia standards. NEO App is fully compliant with Islamic Sharia standards. Track Your Money – Easily and Securely With the smart tracking feature, you can: ● Monitor all your transactions ● Receive personalized notifications for every financial movement ● Get a clear view of your cash flow with smart income and expense insights, all in one simple dashboard. Stay on top of your spending with smart alerts, income insights, and a simple dashboard. Exclusive Offers & Vouchers Open your account and start enjoying rewards. Neo offers real benefits and valuable promotions that make every transaction count: ● Earn “Neons” points for every Riyal you spend ● Get bonus Neons when you sign up and issue your first card ● Enjoy instant discounts with our partners ● Unlock exclusive offers tailored for you ● Redeem digital vouchers for shopping, dining, and entertainment With NEO, every transaction = added value, Download NEO digital banking app today and let the rewards begin! Flexible Payment Methods Your Card, Is Your Phone or Smartwatch. Pay effortlessly with Apple Pay, Google Pay, Mada Pay, or Samsung Pay. No need to carry a physical card. Request a physical card anytime, delivered straight to your door Smart Payment Benefits: ● Instant, secure payment with a single tap ● Compatible with major smart payment platforms ● Advanced protection to keep your data safe Issue and manage virtual or physical cards anytime. Explore the App Features Your NEO Account Offers: ● Open an account in minutes with our digital banking app ● Issue an instant virtual/physical card ● Multi-currency account ● International money transfer ● local transfer ● Easy transfer using phone number ● Expense tracking and categorization ● Savings & investment calculator ● Government payments ● Freeze or cancel your card instantly ● 24/7 customer support and security Whether you're opening your first account or managing money across currencies, NEO gives you full control with simplicity and security. Start your digital banking journey today with NEO.
Riyad Bank App
This digital banking app offers a sleek, intuitive interface for managing your finances on the go. Enjoy secure biometric access, personalized features, and streamlined applications for financial products. Manage credit cards, schedule transfers, and access account statements effortlessly.
- Biometric authentication
- Personalized quick actions
- Digital financial product applications
- Credit card management
- Scheduled transfers
- Account statement downloads
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As a part of our vision to be the lead in digital banking, we are excited to introduce the new Riyad Mobile! designed to redefine your banking experience with the best features and services. allowing you to seamlessly handle all actions whenever and wherever you are! Sleek design & Intuitive interface: Immerse yourself in a modern and luxurious design that not only looks good, but also enhances your experience, ensuring a seamless and enjoyable journey through the app. Effortless access: Experience quick and secure access to your account using biometric authentication, adding a layer of convenience to your banking routine. Tailored to you: Enjoy a personalized touch with quick actions customized to match your unique banking needs, ensuring a truly individualized experience. Exclusive offers: Be the first to know about our exclusive offers, seamlessly integrated into the app to keep you updated on the latest promotions. Streamlined finance application: Apply for financial products easy and quickly with the new end to end digital application process. Credit Card management: Manage your credit cards effortlessly perform transfers, view PINs, and request limit increases at your fingertips. Smart Scheduled Transfers: Easily manage and schedule transfers, adding a layer of convenience to your financial planning. Comprehensive account control: Download account statements, update personal information, and easily request a checkbook within the app. Elevate your banking experience! Download the new Riyad Mobile now for a seamless experience and functionality that goes beyond the ordinary.
Screenshots
Verdict
The clearest difference is review sentiment: Riyad Bank App at 78% against NEO's 32%. Riyad Bank App also leads on rating (4.8 vs 4.4) and ratings volume (8.4K vs 240). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Riyad Bank App holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Riyad Bank App has 8.4K ratings behind it against 240, so its average is the more settled of the two. Written reviews point the same way: 32% of NEO's written reviews are positive against 78% of Riyad Bank App's.
NEO ships an update monthly, Riyad Bank App every 11 days. The most recent releases landed on November 12, 2026 and November 13, 2026 respectively.
| Parameter | NEO | Riyad Bank App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (240 ratings) | 4.8 (8.4K ratings) — better |
| Positive reviews | 31.7% of reviews | 78.2% of reviews — better |
| Number of ratings | 240 | 8.4K — better |
| Update frequency | Monthly | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 675 MB | 210 MB |
| Age rating | 12+ | 4+ |
| Developer | The Saudi National Bank | Riyad Bank |
Customer experience
NEO
Riyad Bank App
Bugs and requests
NEO
Not enough reviews yet to summarise bugs or requests.
Riyad Bank App
Reported bugs
5 issues- App crashes frequently
- Unable to receive OTP for login
- Inconsistent behavior with Apple Pay
- Switching languages causes issues
- App not working outside of Saudi Arabia
Requested features
4 requests- Reintroduce sender details in transaction history
- Bring back Face ID login
- Optimize for iPad
- Allow iCloud password integration
In-app purchases
NEO
No in-app purchases
Riyad Bank App
No in-app purchases







