Split Money vs Settlo AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split Money
Easily manage personal and group expenses with this intuitive tool. Track spending, split bills equally or unequally, and gain insights with visual charts. Supports over 120 currencies and offers flexible data export options.
- Advanced expense categorization
- Accurate personal and group totals
- Flexible PDF and CSV export
- Split expenses equally or unequally
- Real-time push notifications
- Detailed transaction history
- Support for over 120 currencies
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SplitMoney is your ultimate companion for managing expenses, both personal and group expenses.Whether you're using it as a personal finance manager or an IOU tracker, SplitMoney makes it simple and easy. With SplitMoney, you can easily divide expenses for any occasion, such as splitting rent or splitting bills with roommates, splitting expenses for group trips, or even saving up for a special event. Say goodbye to the stress of managing expenses and hello to a hassle-free experience with SplitMoney. SplitMoney offers cutting-edge features for handling shared expenses: - Advanced expense categorisation for easy budgeting and tracking. - Accurate calculation of personal and group totals for efficient expense management. - Flexible data export options, including PDF and CSV formats. - Ability to split expenses equally or unequally among group members. - Real-time push notifications to stay informed of any changes. - Detailed transaction history for thorough expense tracking. - 24/7 customer support for assistance at any time. - Mobile-friendly design for tracking expenses on-the-go. - Support for over 120 global currencies. - User-friendly interface with visually appealing charts and graphs. - Advance expense analysis, budget tracking, recurring expenses, and more. And many, many more! To simplify the process for you, we'll present two examples of how to use our service: Tanusha, an Indian MBA student studying in France, faces a daunting challenge in managing her expenses - from food and rent, to travel and insurance, as well as sending money back home and other miscellaneous costs. Keeping track of her spending and budgeting effectively can be overwhelming. However, with SplitMoney, managing expenses becomes a breeze. SplitMoney is a versatile expense tracking app that allows Tanusha to easily list and categorise all her expenses, giving her the tools to make informed financial decisions and stay on top of her budget. Pooja, Rohini, and Nisha are flatmates sharing a home in Kolkata, India. In the beginning, their shared living arrangements were fraught with tension over bill splitting. That was until Rohini introduced the use of SplitMoney, a user-friendly expense tracking app. With SplitMoney, Pooja and her flatmates were able to easily and accurately divide expenses, eliminating the conflict and enabling them to maintain both their finances and their friendship. SplitMoney simplifies the process of dividing expenses with friends, associates, and even romantic partners. Whether it's an office lunch, a trip, or a night out, SplitMoney makes it easy to track and split bills in a clear and organised way. It saves you time and energy by eliminating the need to sift through numerous transactions. Think of it as your personal financial assistant, always available to help you stay on top of even the smallest expenses. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Settlo AI
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Split bills smarter with AI. Stop entering every expense manually. Settlo AI helps you split expenses, track shared spending, and settle balances with friends, family, roommates, couples, and travel groups in just a few taps. Whether you're sharing restaurant bills, rent, groceries, vacations, utilities, or everyday expenses, Settlo AI makes managing shared costs simple and organized. Simply scan a receipt or describe an expense using your voice, and Settlo AI takes care of the rest. Scan Receipts with AI Take a photo of any receipt, and Settlo AI automatically reads the merchant name, total amount, tax, tip, and individual line items. Assign each item to the right person, and Settlo instantly calculates everyone's share. Add Expenses Using Your Voice Forget typing. Just say something like, "Split a 400 dollar restaurant bill with Ali, Sara, and John." Settlo AI understands your request and creates the expense for your group in seconds. Made for Every Group Settlo AI is perfect for friends, roommates, couples, families, travel groups, business trips, and shared households. Always know who paid, who owes, and who should receive money. Travel with Multiple Currencies Manage shared expenses across different currencies with built-in multi-currency support. Whether you're traveling abroad or splitting costs with international friends, Settlo keeps everything organized. Key Features AI receipt scanning Voice-powered expense entry Equal bill splitting Item-by-item expense splitting Custom split amounts Shared expense tracking Real-time balances Easy settlement tracking Multiple groups Multi-currency support Clean and intuitive interface Fast and simple experience Perfect For Restaurant bills Rent and utilities Groceries Vacations Road trips Events Business travel Families Couples Roommates Spend less time managing expenses and more time enjoying the moments that matter. Download Settlo AI today and discover a smarter way to split bills, manage shared expenses, and settle up together. Terms of Use (EULA): https://appaxislab.com/settlo_privacy_policy#privacy#eula Privacy Policy: https://appaxislab.com/settlo_privacy_policy#privacy
Screenshots
Verdict
The clearest difference is ads: Split Money at none against Settlo AI's shown. Split Money also leads on iOS requirement (12.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Split Money sells 2 in-app purchases, starting at $0.99 per month and Settlo AI sells 1 in-app purchase, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.
| Parameter | Split Money | Settlo AI |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3 ratings) — better | — |
| Positive reviews | 72.7% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 6 weeks | — |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 55 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | Anil Meena | Ihsan Ahmad |
In-app purchases
Split Money
- Splitmoney Pro$0.991 Month
- Splitmoney Pro$3.991 Year
Settlo AI
- Weekly Premium$2.997 Days









