Comparison

PayPal vs First Interstate Bank Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayPal

Securely shop online and in-store, send and receive money globally, and manage your finances. Earn rewards with a debit card and track packages. Offers purchase protection and buy now, pay later options.

Highlights
  • Secure online and in-store shopping
  • Purchase protection
  • Earn rewards with debit card
  • Send and receive money globally
  • Buy Now, Pay Later options
  • Package tracking
  • Subscription management
Features
Read full description

PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more.​ SHOP WITH PURCHASE PROTECTION Get built-in protection before and after you buy, with support when something doesn't go as planned. *PayPal Purchase Protection is available on eligible transactions. See terms and limitations: https://www.paypal.com/us/legalhub/paypal/buyer-protection​ EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD   Choose a monthly category and earn 5% back in rewards points on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal  No monthly fees. The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. ("The Bancorp"), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding​ SEND AND REQUEST MONEY, SECURELY & IN SECONDS Send money fast within the US and internationally to 110+ countries. Encrypted payments help keep financial details private and secure.​ BUY NOW PAY LATER In store single-use card is valid for one purchase and must be used within 24 hours of loan approval. *Pay in 4 is available upon approval for purchases of $10 - $2000 and is currently not available to residents of MO. 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS #910457).  Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4. TRACK YOUR PACKAGES View orders and delivery status until they arrive safely at your door. Not all sellers are participants.​   MANAGE YOUR SUBSCRIPTION ALL IN ONE APP The easy way to link and track all your subscriptions. ALL YOUR MONEY AND TRANSACTIONS IN ONE PLACE The new Me Tab lets you navigate your money, accounts, and settings right where you’d expect them. PayPal 2211 N 1st St San Jose, CA 95131

About

First Interstate Bank Mobile

Manage your finances on the go with this banking application. View account balances, transaction history, and cleared checks. Transfer funds, pay bills, and deposit checks remotely. Receive customizable push notifications for important account activity.

Highlights
  • View account balances
  • Search transaction history
  • Transfer funds
  • Pay bills
  • Deposit checks
  • Configure push notifications
  • Balance Widget
Features
Read full description

Features • View account balances • View and search up to 24 months of transaction history • View copies of cleared checks • Transfer funds between your First Interstate accounts • Pay bills (Must have Bill Pay setup previously in online banking) • Deposit check • Configure Push Notifications including: • Low Balance • High Balance • Balance Update • Large Withdrawal • Large Deposit • Payment Due • Payment Overdue • Quick Balance • Check your account balances without opening the app with the Balance Widget (also on Wear OS) • Locate ATM and Branches

Screenshots

PayPal4 screens
First Interstate Bank Mobile4 screens

Verdict

The call

The clearest difference is update cadence: PayPal at weekly against First Interstate Bank Mobile's every 2 months. PayPal also leads on ratings volume (6.3M vs 27K) and chart position (#3 vs unranked). First Interstate Bank Mobile's advantage is monetization model (free vs ad-supported) and review sentiment (33% vs 21%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for PayPal against 4.7 for First Interstate Bank Mobile. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 27K, so its average is the more settled of the two. Written reviews are what separate them: 21% of PayPal's written reviews are positive against 33% of First Interstate Bank Mobile's.

UpkeepUpdate frequency

PayPal ships an update weekly, First Interstate Bank Mobile every 2 months. Both last shipped on November 4, 2026.

Scorecard6 real differences · 5 level
PayPal versus First Interstate Bank Mobile: the parameters behind the verdict, then further details
ParameterPayPalFirst Interstate Bank Mobile
PriceFreeFree
Rating4.8 (6.3M ratings) — better4.7 (27K ratings)
Positive reviews20.7% of reviews33.1% of reviews — better
Number of ratings6.3M — better27K
Update frequencyWeekly — betterEvery 2 months
AdsYesYes
In-app purchasesNoNo
MonetizationAd-supportedFree — better
Best chart rank#3 — better—
DevicesiPhoneiPhone, iPad, Apple Watch — better
Requires iOS17.417.0 — better
Further details — not scored
Size799 MB165 MB
Age rating4+4+
DeveloperPayPal, Inc.First Interstate Bank

Customer experience

PayPal

All ratings6,299,085 ratings
Positive95.2%
Neutral1.8%
Negative3.0%
Written reviews6,050 reviews
Positive20.7%
Neutral5.1%
Negative74.1%

First Interstate Bank Mobile

All ratings21,555 ratings
Positive93.8%
Neutral2.7%
Negative3.5%
Written reviews278 reviews
Positive33.1%
Neutral9.0%
Negative57.9%

User reviews

PayPal

From 6.3M App Store ratings

What we love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
  • 🤖 Overly automated with lack of human interaction

First Interstate Bank Mobile

From 27K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Instant transfers
  • 💡 Useful features like mobile check deposit

Room to improve

  • 🐛 Inconsistent account balance notifications
  • 💰 Excessive fees and charges
  • 🔍 Lack of credit card functionality in app
  • 🕰️ Slow processing of payments and deposits

Bugs and requests

PayPal

Reported bugs

3 issues
  • Account limitations and freezes with unclear reasons
  • Issues linking bank accounts and cards
  • Problems with refunds and chargebacks

Requested features

4 requests
  • Faster money transfers
  • More transparent policies and fees
  • Improved dispute resolution process
  • Better customer service accessibility

First Interstate Bank Mobile

Reported bugs

3 issues
  • Mobile check deposit not working with latest iOS updates
  • Login issues and app crashes
  • Inconsistent app behavior across devices

Requested features

4 requests
  • Add ability to view and pay credit card bills in app
  • Improve mobile check deposit functionality
  • Add search and sorting options for transactions
  • Provide more detailed transaction descriptions

In-app purchases

None

PayPal

No in-app purchases

None

First Interstate Bank Mobile

No in-app purchases

Questions

Is PayPal free?
PayPal is free to download, with no in-app purchases.
Is First Interstate Bank Mobile free?
First Interstate Bank Mobile is free to download, with no in-app purchases.
Which has better reviews, PayPal or First Interstate Bank Mobile?
PayPal is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while First Interstate Bank Mobile averages 4.7 from 27K ratings.
Do PayPal or First Interstate Bank Mobile have ads?
Both PayPal and First Interstate Bank Mobile show ads.
Which is updated more often, PayPal or First Interstate Bank Mobile?
PayPal ships an update weekly, and First Interstate Bank Mobile every 2 months. Most recently, PayPal was updated on November 4, 2026 and First Interstate Bank Mobile on November 4, 2026.

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