PayPal vs First Interstate Bank Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayPal
Securely shop online and in-store, send and receive money globally, and manage your finances. Earn rewards with a debit card and track packages. Offers purchase protection and buy now, pay later options.
- Secure online and in-store shopping
- Purchase protection
- Earn rewards with debit card
- Send and receive money globally
- Buy Now, Pay Later options
- Package tracking
- Subscription management
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PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more. SHOP WITH PURCHASE PROTECTION Get built-in protection before and after you buy, with support when something doesn't go as planned. *PayPal Purchase Protection is available on eligible transactions. See terms and limitations: https://www.paypal.com/us/legalhub/paypal/buyer-protection EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD Choose a monthly category and earn 5% back in rewards points on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal No monthly fees. The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. ("The Bancorp"), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding SEND AND REQUEST MONEY, SECURELY & IN SECONDS Send money fast within the US and internationally to 110+ countries. Encrypted payments help keep financial details private and secure. BUY NOW PAY LATER In store single-use card is valid for one purchase and must be used within 24 hours of loan approval. *Pay in 4 is available upon approval for purchases of $10 - $2000 and is currently not available to residents of MO. 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS #910457). Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4. TRACK YOUR PACKAGES View orders and delivery status until they arrive safely at your door. Not all sellers are participants. MANAGE YOUR SUBSCRIPTION ALL IN ONE APP The easy way to link and track all your subscriptions. ALL YOUR MONEY AND TRANSACTIONS IN ONE PLACE The new Me Tab lets you navigate your money, accounts, and settings right where you’d expect them. PayPal 2211 N 1st St San Jose, CA 95131
First Interstate Bank Mobile
Manage your finances on the go with this banking application. View account balances, transaction history, and cleared checks. Transfer funds, pay bills, and deposit checks remotely. Receive customizable push notifications for important account activity.
- View account balances
- Search transaction history
- Transfer funds
- Pay bills
- Deposit checks
- Configure push notifications
- Balance Widget
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Features • View account balances • View and search up to 24 months of transaction history • View copies of cleared checks • Transfer funds between your First Interstate accounts • Pay bills (Must have Bill Pay setup previously in online banking) • Deposit check • Configure Push Notifications including: • Low Balance • High Balance • Balance Update • Large Withdrawal • Large Deposit • Payment Due • Payment Overdue • Quick Balance • Check your account balances without opening the app with the Balance Widget (also on Wear OS) • Locate ATM and Branches
Screenshots
Verdict
The clearest difference is update cadence: PayPal at weekly against First Interstate Bank Mobile's every 2 months. PayPal also leads on ratings volume (6.3M vs 27K) and chart position (#3 vs unranked). First Interstate Bank Mobile's advantage is monetization model (free vs ad-supported) and review sentiment (33% vs 21%). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for PayPal against 4.7 for First Interstate Bank Mobile. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 27K, so its average is the more settled of the two. Written reviews are what separate them: 21% of PayPal's written reviews are positive against 33% of First Interstate Bank Mobile's.
PayPal ships an update weekly, First Interstate Bank Mobile every 2 months. Both last shipped on November 4, 2026.
| Parameter | PayPal | First Interstate Bank Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (6.3M ratings) — better | 4.7 (27K ratings) |
| Positive reviews | 20.7% of reviews | 33.1% of reviews — better |
| Number of ratings | 6.3M — better | 27K |
| Update frequency | Weekly — better | Every 2 months |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Best chart rank | #3 — better | — |
| Devices | iPhone | iPhone, iPad, Apple Watch — better |
| Requires iOS | 17.4 | 17.0 — better |
| Further details — not scored | ||
| Size | 799 MB | 165 MB |
| Age rating | 4+ | 4+ |
| Developer | PayPal, Inc. | First Interstate Bank |
Customer experience
PayPal
First Interstate Bank Mobile
User reviews
PayPal
From 6.3M App Store ratingsWhat we love
- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface
Room to improve
- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction
First Interstate Bank Mobile
From 27K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Instant transfers
- 💡 Useful features like mobile check deposit
Room to improve
- 🐛 Inconsistent account balance notifications
- 💰 Excessive fees and charges
- 🔍 Lack of credit card functionality in app
- 🕰️ Slow processing of payments and deposits
Bugs and requests
PayPal
Reported bugs
3 issues- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks
Requested features
4 requests- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility
First Interstate Bank Mobile
Reported bugs
3 issues- Mobile check deposit not working with latest iOS updates
- Login issues and app crashes
- Inconsistent app behavior across devices
Requested features
4 requests- Add ability to view and pay credit card bills in app
- Improve mobile check deposit functionality
- Add search and sorting options for transactions
- Provide more detailed transaction descriptions
In-app purchases
PayPal
No in-app purchases
First Interstate Bank Mobile
No in-app purchases
Questions
Is PayPal free?
Is First Interstate Bank Mobile free?
Which has better reviews, PayPal or First Interstate Bank Mobile?
Do PayPal or First Interstate Bank Mobile have ads?
Which is updated more often, PayPal or First Interstate Bank Mobile?
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