PayPal vs ebtEDGE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayPal
Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.
- Send and receive money globally
- Earn cash back offers
- Request a debit card
- Buy, sell, and hold cryptocurrency
- High-yield savings accounts
- Track packages
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PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more. SHOP WITH PURCHASE PROTECTION Get built-in protection before and after you buy, with support when something doesn't go as planned. *PayPal Purchase Protection is available on eligible transactions. See terms and limitations: https://www.paypal.com/us/legalhub/paypal/buyer-protection EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD Choose a monthly category and earn 5% back in rewards points on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal No monthly fees. The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. ("The Bancorp"), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding SEND AND REQUEST MONEY, SECURELY & IN SECONDS Send money fast within the US and internationally to 110+ countries. Encrypted payments help keep financial details private and secure. BUY NOW PAY LATER In store single-use card is valid for one purchase and must be used within 24 hours of loan approval. *Pay in 4 is available upon approval for purchases of $10 - $2000 and is currently not available to residents of MO. 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS #910457). Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4. TRACK YOUR PACKAGES View orders and delivery status until they arrive safely at your door. Not all sellers are participants. MANAGE YOUR SUBSCRIPTION ALL IN ONE APP The easy way to link and track all your subscriptions. ALL YOUR MONEY AND TRANSACTIONS IN ONE PLACE The new Me Tab lets you navigate your money, accounts, and settings right where you’d expect them. PayPal 2211 N 1st St San Jose, CA 95131
ebtEDGE
Manage your SNAP and TANF benefits with ease. Check balances, review transaction history, and view deposit schedules. Securely access your accounts with fingerprint or facial recognition, and find nearby retailers.
- Check benefit balances
- View transaction history
- Review deposit history
- Biometric login (Touch ID/Face ID)
- Locate SNAP retailers
- Set language preferences
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ebtEDGE mobile application simplifies your life when you depend on SNAP or TANF benefits allowing you to view your benefits at the touch of a finger. ebtEDGE allows you to check your balances, review your transaction history. If you have both SNAP and TANF benefits you will have access to view both benefits at the same time. • Free for cardholder use. • The most private and secure EBT application on the market. • If your phone supports Apple Touch ID, running iOS 11+ and you’ve registered your finger prints to your phone, simply touch the finger sensor on your IOS device, and quickly access the balance of your accounts. • If your phone supports Apple Face ID, running iOS 11+ and you’ve enrolled your face, quickly access the balance of your accounts by looking at your phone. • Securely login with User ID and Password. • View your deposit history. • View your transaction history. • View your benefit schedule. • Select a PIN. • Need help? We have plenty of that in the Help Center. • Locate SNAP retailers near your location or where you are going to with the location services. • Set your language preferences to English, Spanish or Haitian Creole. • New features around the corner… stay tuned…. ---------------------------------------------------------------------------- 1. Only certain devices are capable for either touch id or face id login. 2. For State SNAP or TANF cardholders with eligible cards. ---------------------------------------------------------------------------- Free for your use in the following states: Alaska, Arizona, California, Colorado, District of Columbia, Florida, Guam, Hawaii, Idaho, Illinois, Kansas, Kentucky, Massachusetts (WIC), Michigan, Minnesota, Missouri, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Oregon, Rhode Island, South Dakota, Tennessee, Utah (WIC), Vermont, Virgin Islands, Washington, West Virginia, Wisconsin and Wyoming.
Screenshots
Verdict
The clearest difference is rating: PayPal at 4.8 against ebtEDGE's 1.8. PayPal also leads on update cadence (weekly vs every 2 months) and ratings volume (6.3M vs 4.2K). ebtEDGE's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayPal holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 4.2K, so its average is the more settled of the two. Written reviews point the same way: 21% of PayPal's written reviews are positive against 12% of ebtEDGE's.
PayPal ships an update weekly, ebtEDGE every 2 months. The most recent releases landed on September 26, 2026 and September 25, 2026 respectively.
| Parameter | PayPal | ebtEDGE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (6.3M ratings) — better | 1.8 (4.2K ratings) |
| Positive reviews | 21.4% of reviews — better | 11.7% of reviews |
| Number of ratings | 6.3M — better | 4.2K |
| Update frequency | Weekly — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #6 — better | #115 |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.4 | 12.0 — better |
| Further details — not scored | ||
| Size | 767 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | PayPal, Inc. | FIS |
Customer experience
PayPal
ebtEDGE
User reviews
PayPal
From 6.3M App Store ratingsWhat we love
- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface
Room to improve
- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction
ebtEDGE
From 4.2K App Store ratingsWhat we love
- 🚀 Easy to use
- 🔒 Protects benefits from theft
- 👍 Convenient features like freezing/unfreezing card
Room to improve
- 🐛 Frequent crashes and login issues
- 🔍 Registration and account recovery problems
- ⚠️ Inconsistent and unreliable performance
Bugs and requests
PayPal
Reported bugs
3 issues- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks
Requested features
4 requests- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility
ebtEDGE
Reported bugs
3 issues- App not loading or updating properly
- Account information not displaying correctly
- Inability to register or recover account
Requested features
3 requests- Biometric login support
- Automatic balance alerts and notifications
- Improved customer support and troubleshooting
In-app purchases
PayPal
No in-app purchases
ebtEDGE
No in-app purchases







