Comparison

PayPal vs ebtEDGE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayPal

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Highlights
  • Send and receive money globally
  • Earn cash back offers
  • Request a debit card
  • Buy, sell, and hold cryptocurrency
  • High-yield savings accounts
  • Track packages
Features
Read full description

PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more.​ SHOP WITH PURCHASE PROTECTION Get built-in protection before and after you buy, with support when something doesn't go as planned. *PayPal Purchase Protection is available on eligible transactions. See terms and limitations: https://www.paypal.com/us/legalhub/paypal/buyer-protection​ EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD   Choose a monthly category and earn 5% back in rewards points on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal  No monthly fees. The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. ("The Bancorp"), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding​ SEND AND REQUEST MONEY, SECURELY & IN SECONDS Send money fast within the US and internationally to 110+ countries. Encrypted payments help keep financial details private and secure.​ BUY NOW PAY LATER In store single-use card is valid for one purchase and must be used within 24 hours of loan approval. *Pay in 4 is available upon approval for purchases of $10 - $2000 and is currently not available to residents of MO. 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS #910457).  Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4. TRACK YOUR PACKAGES View orders and delivery status until they arrive safely at your door. Not all sellers are participants.​   MANAGE YOUR SUBSCRIPTION ALL IN ONE APP The easy way to link and track all your subscriptions. ALL YOUR MONEY AND TRANSACTIONS IN ONE PLACE The new Me Tab lets you navigate your money, accounts, and settings right where you’d expect them. PayPal 2211 N 1st St San Jose, CA 95131

About

ebtEDGE

Manage your SNAP and TANF benefits with ease. Check balances, review transaction history, and view deposit schedules. Securely access your accounts with fingerprint or facial recognition, and find nearby retailers.

Highlights
  • Check benefit balances
  • View transaction history
  • Review deposit history
  • Biometric login (Touch ID/Face ID)
  • Locate SNAP retailers
  • Set language preferences
Currently charting
Read full description

ebtEDGE mobile application simplifies your life when you depend on SNAP or TANF benefits allowing you to view your benefits at the touch of a finger. ebtEDGE allows you to check your balances, review your transaction history. If you have both SNAP and TANF benefits you will have access to view both benefits at the same time. • Free for cardholder use. • The most private and secure EBT application on the market. • If your phone supports Apple Touch ID, running iOS 11+ and you’ve registered your finger prints to your phone, simply touch the finger sensor on your IOS device, and quickly access the balance of your accounts. • If your phone supports Apple Face ID, running iOS 11+ and you’ve enrolled your face, quickly access the balance of your accounts by looking at your phone. • Securely login with User ID and Password. • View your deposit history. • View your transaction history. • View your benefit schedule. • Select a PIN. • Need help? We have plenty of that in the Help Center. • Locate SNAP retailers near your location or where you are going to with the location services. • Set your language preferences to English, Spanish or Haitian Creole. • New features around the corner… stay tuned…. ---------------------------------------------------------------------------- 1. Only certain devices are capable for either touch id or face id login. 2. For State SNAP or TANF cardholders with eligible cards. ---------------------------------------------------------------------------- Free for your use in the following states: Alaska, Arizona, California, Colorado, District of Columbia, Florida, Guam, Hawaii, Idaho, Illinois, Kansas, Kentucky, Massachusetts (WIC), Michigan, Minnesota, Missouri, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Oregon, Rhode Island, South Dakota, Tennessee, Utah (WIC), Vermont, Virgin Islands, Washington, West Virginia, Wisconsin and Wyoming.

Screenshots

PayPal4 screens
ebtEDGE4 screens

Verdict

The call

The clearest difference is rating: PayPal at 4.8 against ebtEDGE's 1.8. PayPal also leads on update cadence (weekly vs every 2 months) and ratings volume (6.3M vs 4.2K). ebtEDGE's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayPal holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 4.2K, so its average is the more settled of the two. Written reviews point the same way: 21% of PayPal's written reviews are positive against 12% of ebtEDGE's.

UpkeepUpdate frequency

PayPal ships an update weekly, ebtEDGE every 2 months. The most recent releases landed on September 26, 2026 and September 25, 2026 respectively.

Scorecard9 real differences · 2 level
PayPal versus ebtEDGE: the parameters behind the verdict, then further details
ParameterPayPalebtEDGE
PriceFreeFree
Rating4.8 (6.3M ratings) — better1.8 (4.2K ratings)
Positive reviews21.4% of reviews — better11.7% of reviews
Number of ratings6.3M — better4.2K
Update frequencyWeekly — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
Best chart rank#6 — better#115
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.412.0 — better
Further details — not scored
Size767 MB9 MB
Age rating4+4+
DeveloperPayPal, Inc.FIS

Customer experience

PayPal

All ratings6,298,685 ratings
Positive95.2%
Neutral1.8%
Negative3.0%
Written reviews5,638 reviews
Positive21.4%
Neutral5.1%
Negative73.5%

ebtEDGE

All ratings4,183 ratings
Positive17.8%
Neutral3.7%
Negative78.5%
Written reviews554 reviews
Positive11.7%
Neutral4.7%
Negative83.6%

User reviews

PayPal

From 6.3M App Store ratings

What we love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
  • 🤖 Overly automated with lack of human interaction

ebtEDGE

From 4.2K App Store ratings

What we love

  • 🚀 Easy to use
  • 🔒 Protects benefits from theft
  • 👍 Convenient features like freezing/unfreezing card

Room to improve

  • 🐛 Frequent crashes and login issues
  • 🔍 Registration and account recovery problems
  • ⚠️ Inconsistent and unreliable performance

Bugs and requests

PayPal

Reported bugs

3 issues
  • Account limitations and freezes with unclear reasons
  • Issues linking bank accounts and cards
  • Problems with refunds and chargebacks

Requested features

4 requests
  • Faster money transfers
  • More transparent policies and fees
  • Improved dispute resolution process
  • Better customer service accessibility

ebtEDGE

Reported bugs

3 issues
  • App not loading or updating properly
  • Account information not displaying correctly
  • Inability to register or recover account

Requested features

3 requests
  • Biometric login support
  • Automatic balance alerts and notifications
  • Improved customer support and troubleshooting

In-app purchases

None

PayPal

No in-app purchases

None

ebtEDGE

No in-app purchases

Questions

Is PayPal free?
PayPal is free to download, with no in-app purchases.
Is ebtEDGE free?
ebtEDGE is free to download, with no in-app purchases.
Which has better reviews, PayPal or ebtEDGE?
PayPal is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while ebtEDGE averages 1.8 from 4.2K ratings.
Do PayPal or ebtEDGE have ads?
PayPal shows ads; ebtEDGE does not.
Which is updated more often, PayPal or ebtEDGE?
PayPal ships an update weekly, and ebtEDGE every 2 months. Most recently, PayPal was updated on September 26, 2026 and ebtEDGE on September 25, 2026.
Which is more popular, PayPal or ebtEDGE?
PayPal currently peaks at #6 in the App Store charts, and ebtEDGE at #115. Chart position reflects recent download velocity rather than total install base.

Other comparisons