Comparison

Compoundee vs owed +

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Compoundee

This financial calculator helps users solve compound interest, annuity, and time value of money problems. Easily project savings and investments, adjust variables to meet financial goals, and understand the impact of inflation and taxes. Its user-friendly interface makes complex calculations accessible to everyone.

Highlights
  • Compound interest calculations
  • Annuity and TVOM solver
  • Goal-based financial planning
  • Inflation and tax adjustments
  • Amortization details per period
  • Email calculations
  • Save and bookmark calculations
Features
Currently charting
Read full description

Compoundee is the best compound interest calculator for the iPhone. Solving compound interest, annuity, and time value of money problems is easy with Compoundee! Use this financial calculator for your savings and investments to see how much money you’re going to make, or change variables to figure out what you need to achieve a goal. You don’t have to be a financial whiz to use it, either. You have a financial goal in mind; you know where you want to be in order to retire early. Unfortunately, you’re just not sure if your initial investment is enough to get you there. When you have Compoundee on your iPhone, those types of questions are answered. In no time at all, you’ll have the answer to how much an investment will be worth over a specific period of time, know what the necessary rate would be and the amount to make your periodic deposits in order to reach your time and money goals. You would think that a calculator that handles complex equations like these would be difficult to use but it’s not. The app’s interface is super simple, very user-friendly. No previous exposure to financial calculations is necessary to put Compundee to work for you. Everyone can take advantage of what this application has to offer. Very quickly and easily, you will have your compound interest, annuity, and time value of money (TVOM) equations solved for your savings and investments. Amortized interest totals per period, inflation and tax amounts, it’s all here. You can email your calculations to your accountant, spouse, investment broker – whoever you want. Check out the important features you get when you download Compoundee: • Clean, user-friendly interface • Solve for any of 5 different investment variables • Compound daily, quarterly, annually, & more • Periodic deposits or withdrawals • Inflation and tax adjusted amounts • Amortization shows per period interest • Account for extra annual deposits • Specify deposits at beginning or end of period • History of most recent entries for each input • Send calculations through email • Bookmark saved calculations for easy retrieval • See all your results in itemized detail • Two day-counting options • Offline user guide built right into the app. • Supports extremely large values • Supports long durations (thousands of years) • Doubles as a loan-payment calculator (select deposits tab; enter total as 0) • Passode lock with Touch ID • See results as you type • Optional number pad for input • Native iPad interface That early retirement may be closer than you think. Download Compoundee onto your iPhone now to find out.

About

owed +

Easily track and settle debts with a modern, user-friendly interface. Send payment requests via text for popular payment apps and personalize your experience with custom icons. A helpful guide is available to assist you.

Highlights
  • Cross-platform access
  • Enhanced visibility with color palettes
  • Request money via text message
  • Personalize app icon
  • Helpful guide mascot
Features
Read full description

Introducing the All-New Owed+ App Say hello to a completely reimagined way to track and settle debts! The new Owed+ app features a fresh, modern interface designed from the ground up to make managing your IOUs effortless and enjoyable. What's New: Cross-Platform Freedom – Access your account seamlessly across all your devices. Start on your iPhone, check in on your iPad, and manage everything from your Mac desktop. Enhanced Visibility – Choose from our new color palettes designed with improved contrast in mind, ensuring everyone can use Owed+ comfortably and clearly. Request Money in Seconds – Send payment requests directly via text message for Apple Pay, PayPal, and Venmo. No more awkward conversations or forgotten debts – tap, text, and get paid. Make It Yours – Personalize your experience by selecting from multiple app icon designs that match your style. Meet Gus, Your Helpful Guide – Say hello to Gus, our friendly pig mascot! Gus is here to walk you through the new app, share helpful tips, and make getting started a breeze. Whether you're new to Owed+ or returning to explore all the improvements, Gus has got your back. The new Owed+ app isn't just an update – it's a complete transformation designed to make tracking who owes what simpler, faster, and more accessible than ever before.

Screenshots

Compoundee4 screens
owed +4 screens

Verdict

The call

The clearest difference is review sentiment: Compoundee at 97% against owed +'s 50%. Compoundee also leads on rating (5.0 vs 4.4) and ratings volume (127 vs 7). owed +'s advantage is update cadence (every 2 weeks vs every 4 months) and price ($0.99 vs $2.99). On ads, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Compoundee costs $2.99 and owed + $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Compoundee holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Compoundee has 127 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 97% of Compoundee's written reviews are positive against 50% of owed +'s.

UpkeepUpdate frequency

Compoundee ships an update every 4 months, owed + every 2 weeks. The most recent releases landed on October 11, 2026 and September 29, 2026 respectively.

Scorecard7 real differences · 4 level
Compoundee versus owed +: the parameters behind the verdict, then further details
ParameterCompoundeeowed +
Price$2.99$0.99 — better
Rating5.0 (127 ratings) — better4.4 (7 ratings)
Positive reviews97.0% of reviews — better50.0% of reviews
Number of ratings127 — better7
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaidPaid
Best chart rank#112 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS10.0 — better18.0
Further details — not scored
Size19 MB25 MB
Age rating4+17+
DeveloperGoodHumansJosh Gdovin

Customer experience

Compoundee

All ratings127 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews67 reviews
Positive97.0%
Neutral0.0%
Negative3.0%

owed +

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews8 reviews
Positive50.0%
Neutral12.5%
Negative37.5%

Bugs and requests

Compoundee

Reported bugs

2 issues
  • App closes every time it's opened
  • Calculations based on a 30/360 day convention lead to accuracy issues with shorter compounding periods and/or longer duration

Requested features

3 requests
  • UI update
  • Add withdrawal function
  • Update to address accuracy issue with 30/360 day convention

owed +

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Compoundee

No in-app purchases

None

owed +

No in-app purchases

Questions

Is Compoundee free?
Compoundee costs $2.99, with no in-app purchases.
Is owed + free?
owed + costs $0.99, with no in-app purchases.
Which has better reviews, Compoundee or owed +?
Compoundee is rated higher. Compoundee averages 5.0 out of 5 from 127 ratings, while owed + averages 4.4 from 7 ratings.
Do Compoundee or owed + have ads?
Neither Compoundee nor owed + shows ads.
Which is updated more often, Compoundee or owed +?
Compoundee ships an update every 4 months, and owed + every 2 weeks. Most recently, Compoundee was updated on October 11, 2026 and owed + on September 29, 2026.

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