Westpac vs BOQ Secure
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Westpac
Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.
- Secure banking
- Smart tools
- Money management
- Financial insights
- Personal and business banking
- Easy payments
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Make the most of your money with the Westpac App. Secure, smart, and packed with handy tools for everyday banking. With the latest security features and payments made simple, you can bank with confidence. You'll also have access to money management tools and insights, designed to make it easier to plan, keep track of things and increase your money confidence. Business banking? Switch seamlessly from personal to business banking in the App, so you can manage your money in one place. Things you should know: Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
BOQ Secure
This app replaces a physical security token with a digital version on your smartphone. It requires online banking registration and a specific daily transaction limit to activate. Contact customer service for activation details and further information.
- Digital security token
- Replaces physical device
- Mobile-based authentication
- Online banking integration
- Customer service activation
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BOQ Secure provides you with an alternative to the physical BOQ Security Token device, placing the token on your phone and removing the need to carry an additional device. Once you have downloaded this app, you will need to obtain activation details by calling our Customer Contact Centre on 1300 55 72 72. Please note: To use this app you will need to be registered for Online Banking and have a daily limit which requires the use of a BOQ Security Token. If you would like further information about registering for Online Banking please contact our Customer Contact Centre on 1300 55 72 72. BOQ Secure is provided by Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL and Australian Credit Licence No 244616.
Screenshots
Verdict
The clearest difference is ads: BOQ Secure at none against Westpac's shown. BOQ Secure also leads on monetization model (free vs free with in-app purchases). Westpac's advantage is update cadence (fortnightly vs every 10 months) and review sentiment (33% vs 10%). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Westpac ships an update fortnightly, BOQ Secure every 10 months. The most recent releases landed on October 18, 2026 and October 7, 2026 respectively.
| Parameter | Westpac | BOQ Secure |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (355 ratings) — better | — |
| Positive reviews | 33.4% of reviews — better | 10.0% of reviews |
| Number of ratings | 355 — better | — |
| Update frequency | Fortnightly — better | Every 10 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 265 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Westpac Banking Corporation | Bank of Queensland |
Customer experience
Westpac
BOQ Secure
Bugs and requests
Westpac
Reported bugs
4 issues- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably
Requested features
5 requests- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features
BOQ Secure
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Westpac
No in-app purchases
BOQ Secure
No in-app purchases
Questions
Is Westpac free?
Is BOQ Secure free?
Do Westpac or BOQ Secure have ads?
Which is updated more often, Westpac or BOQ Secure?
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