Westpac vs Bendigo Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Westpac
Manage your finances securely and efficiently with this banking app. It offers tools for everyday banking, money management, and insights to help you plan and increase your financial confidence. Seamlessly switch between personal and business accounts.
- Secure everyday banking
- Money management tools
- Financial insights
- Personal and business account switching
- Cardless cash withdrawals
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Make the most of your money with the Westpac App. Secure, smart, and packed with handy tools for everyday banking. With the latest security features and payments made simple, you can bank with confidence. You'll also have access to money management tools and insights, designed to make it easier to plan, keep track of things and increase your money confidence. Business banking? Switch seamlessly from personal to business banking in the App, so you can manage your money in one place. Things you should know: Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
Bendigo Bank
Manage your everyday banking, payments, and card controls securely and conveniently. Check balances, transfer funds, pay bills, and protect your cards with advanced security features.
- Check balance at a glance
- View transaction history
- Instant Proof of Account PDF
- Send money with PayID and Osko
- Approve multi-signature payments
- Full card controls (block, report lost/stolen)
- Secure login with Face ID/Touch ID/PIN
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Bendigo Bank is making banking easy and secure for everyone. New to us? Join in minutes. Already a customer? Log in for simple and fast banking at your fingertips. Your everyday banking, sorted • Check your balance at a glance without logging in. • View your transaction history and download statements anytime. • See merchant logos for clear and easy-to-understand transaction details. • Instantly get a Proof of Account PDF when you need it. • Create new EasySaver accounts and Term Deposits on the go. • Approve multi-signature payments on the go directly from your phone. Pay people & bills, fast • Send money to anyone instantly with PayID and Osko. • Set up recurring payments for regular bills. • Pay your bills easily, and manage them with BPAY View. Pay on the go with Apple Pay • Add your card to Apple Wallet straight from the app. • Start spending with Apple Pay even before your physical card arrives. • Make secure mobile payments on the go. Full card controls • Activate your new card and use it immediately. • Misplaced your card? Temporarily block it while you search. • Instantly report a card lost or stolen, and we'll arrange a new one fast. • Set spending blocks for categories like gambling or liquor transactions. • Toggle your card controls on or off at your convenience. Secure & verified activity • Log in securely with Face ID, Touch ID, or a four-digit PIN. • Verify every critical action, from new logins to payments and security changes directly from your phone using Multi-Factor Authentication (MFA). Need help? Visit bendigobank.com.au/help/ebanking, call us on 1300 236 344, or drop into your nearest Bendigo Bank branch.
Screenshots
Verdict
The clearest difference is ads: Bendigo Bank at none against Westpac's shown. Bendigo Bank also leads on review sentiment (55% vs 34%) and monetization model (free vs ad-supported). Westpac's advantage is ratings volume (357 vs 67). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for Westpac against 4.7 for Bendigo Bank. That said, the two scores are not equally well evidenced: Westpac has 357 ratings behind it against 67, so its average is the more settled of the two. Written reviews are what separate them: 34% of Westpac's written reviews are positive against 55% of Bendigo Bank's.
Westpac ships an update every 3 weeks, Bendigo Bank fortnightly. Both last shipped on November 10, 2026.
| Parameter | Westpac | Bendigo Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (357 ratings) | 4.7 (67 ratings) — better |
| Positive reviews | 33.7% of reviews | 55.5% of reviews — better |
| Number of ratings | 357 — better | 67 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.4 — better |
| Further details — not scored | ||
| Size | 269 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Westpac Banking Corporation | Bendigo and Adelaide Bank Ltd |
Customer experience
Westpac
Bendigo Bank
User reviews
Westpac
From 357 App Store ratingsWhat we love
- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals
Room to improve
- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details
Bendigo Bank
From 67 App Store ratingsWhat we love
- 👍 Easy to use app
- 🚀 Straightforward and efficient
- 🔒 Good security features
- 💳 Ability to manage multiple accounts
- 🏦 Reliable and trustworthy bank
Room to improve
- 🐛 Frequent app crashes and login issues
- ⏱️ Slow app performance and long load times
- 🔒 Overly complex security measures
- 📱 Limited functionality compared to other banking apps
- 🔕 Lack of transaction notifications and alerts
Bugs and requests
Westpac
Reported bugs
4 issues- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably
Requested features
5 requests- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features
Bendigo Bank
Reported bugs
4 issues- App freezing and crashing on login
- Security upgrades causing account lockouts
- Inability to access online banking on certain devices
- Unreliable app availability due to frequent maintenance
Requested features
5 requests- Push notifications for transactions
- Advanced budgeting and savings tools
- Dark mode option
- Ability to use app on multiple devices
- Improved transaction details and categorization
In-app purchases
Westpac
No in-app purchases
Bendigo Bank
No in-app purchases
Questions
Is Westpac free?
Is Bendigo Bank free?
Which has better reviews, Westpac or Bendigo Bank?
Do Westpac or Bendigo Bank have ads?
Which is updated more often, Westpac or Bendigo Bank?
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