Comparison

Westpac vs payc

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Westpac

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

Highlights
  • Secure banking
  • Smart tools
  • Money management
  • Financial insights
  • Personal and business banking
  • Easy payments
Features
Read full description

Make the most of your money with the Westpac App. Secure, smart, and packed with handy tools for everyday banking. With the latest security features and payments made simple, you can bank with confidence. You'll also have access to money management tools and insights, designed to make it easier to plan, keep track of things and increase your money confidence. Business banking? Switch seamlessly from personal to business banking in the App, so you can manage your money in one place. Things you should know: Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

About

payc

This platform connects hospitality workers with flexible job opportunities and ensures fast payment for shifts worked. Find casual work in cafes, bars, and hotels that fits your schedule and get paid quickly.

Highlights
  • Find casual hospitality gigs
  • Flexible work hours
  • Fast payment processing
  • Work in various venues
  • Upfront pay visibility
Features
Read full description

payc by Barcats is your one-stop hospitality platform for casual and shift work in Australia. We're talking flexible hours, fast cash flow, and endless opportunities to explore your skills. Here's the payc magic: Land gigs in a flash: No more resume blues or interview jitters. Get matched, work the shift, and get paid! Work where you want: Fancy cafes, lively bars, or sleek hotels - choose your work playground! Your schedule, your rules: Need to study for exams? Planning a trip? Pick shifts that fit your life, not the other way around! See your pay upfront: Know exactly what you're earning before you even start! Get paid lightning fast: Ditch the payday wait. With payc, your hard work gets rewarded… faster! Ready to trade in the ordinary for the extraordinary? Download payc and start your shift today!

Screenshots

Westpac4 screens
payc4 screens

Verdict

The call

The clearest difference is ads: payc at none against Westpac's shown. payc also leads on monetization model (free vs free with in-app purchases). Westpac's advantage is review sentiment (33% vs 0%). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Westpac ships an update fortnightly, payc every 9 days. The most recent releases landed on October 15, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
Westpac versus payc: the parameters behind the verdict, then further details
ParameterWestpacpayc
PriceFreeFree
Rating4.6 (355 ratings) — better—
Positive reviews33.4% of reviews — better0.0% of reviews
Number of ratings355 — better—
Update frequencyFortnightlyEvery 9 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size265 MB23 MB
Age rating4+4+
DeveloperWestpac Banking CorporationBarcats Pty Ltd

Customer experience

Westpac

All ratings355 ratings
Positive91.0%
Neutral3.1%
Negative5.9%
Written reviews656 reviews
Positive33.4%
Neutral10.8%
Negative55.8%

payc

Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Westpac

Reported bugs

4 issues
  • Inability to log in due to customer ID format issues
  • Transactions not displaying correctly or in the right order
  • Repeated crashes and freezes, especially after updates
  • Quick balance feature not working reliably

Requested features

5 requests
  • Dark mode option
  • Improved transaction history and budgeting tools
  • Support for Apple Pay and other mobile payment options
  • Better notification system for account activity
  • Ability to customize app layout and features

payc

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Westpac

No in-app purchases

None

payc

No in-app purchases

Questions

Is Westpac free?
Westpac is free to download, with no in-app purchases.
Is payc free?
payc is free to download, with no in-app purchases.
Do Westpac or payc have ads?
Westpac shows ads; payc does not.
Which is updated more often, Westpac or payc?
Westpac ships an update fortnightly, and payc every 9 days. Most recently, Westpac was updated on October 15, 2026 and payc on September 21, 2026.

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