Comparison

İşCep vs CEPTETEB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

İşCep

This mobile banking application provides a comprehensive suite of features for personal and corporate customers. It allows for quick PIN definition, easy banking transactions with English support, and a clear overview of financial status. Users can also withdraw cash via QR code, apply for loans remotely, and locate nearby branches and ATMs.

Highlights
  • Instant PIN definition
  • English language support for transactions
  • Financial status overview
  • QR code ATM cash withdrawal
  • Quick loan application
  • Branch and ATM locator
  • Call center connection
Features
Read full description

İşCep, Turkey's first and the most comprehensive mobile banking app, offers many new and innovative features for personal and corporate customers to ease their everyday life. · Quickly define new customer PIN by using your Customer Number via “Instant PIN” option · Easily perform a wide variety of banking transactions with English support · Take a look at your financial status examining your assets and debt at first glance · Access transactions to be performed with the simple menu structure and option to search transactions · Easily withdraw cash from ATMs (Bankamatiks) using QR Code and from new generation digital ATMs (İşCepMatiks) using QR code or Beacon technology · Apply for a personal loan without visiting branches or signing a document via “Quick Loan” option · Connect directly to “call center” from home page · Find the nearest branch and ATMs via “Nearest İşbank” option · We will integrate with the health app (HealthKit) if you agree to join Geleceğe Orman and give permission to step counter mission to read and track your steps data. Then you can be awarded with daily carbon points to reach the sappling goal. For your comments and suggestions, you can contact us through “Contact Us ”page on isbank.com.tr or İşCepsocial media accounts.

About

CEPTETEB

Manage all your banking needs, from applications and transfers to investments and savings, in one convenient digital platform. Open an account digitally in minutes and enjoy fast, free money transfers. Access loans, credit cards, and even lifestyle services like booking tickets and shopping.

Highlights
  • Digital account opening
  • Fast and free money transfers
  • Smart savings accounts
  • Credit card applications and management
  • Personal loan applications
  • Stock and investment trading
  • Lifestyle services (tickets, shopping)
Features
Read full description

CEPTETEB Mobile – All Your Banking Needs in One App Manage your finances quickly and easily with CEPTETEB Mobile, TEB’s digital banking platform. From credit card applications and investments, money transfers and saving solutions, everything you need is available in one simple app. Become a Customer in Minutes If you are not a CEPTETEB customer yet, you can open your account with a fully digital process. Complete your Turkish identity verification, join a video call, and start banking from anywhere. Fast and Free Money Transfers Send Money in seconds via FAST 24/7, IBAN, Easy Address, or QR code. Enjoy free money transfers from your CEPTETEB accounts. Smart Savings with Marifetli Hesap With CEPTETEB’s Marifetli Hesap, you can seamlessly manage your daily banking while your savings continue to grow. Track your interest earnings easily and manage your money as you wish. Plus, don’t miss out welcome rates for new accounts. TEB Bonus Credit Card Benefits Apply for a Bonus credit card in seconds via CEPTETEB Mobile and track your spending instantly. Plus, with TEB Infinite Bonus Credit Card enjoy exclusive perks including dining at select restaurants and airport lounge access. Fast & Easy Loan Applications CEPTETEB Mobile is by your side whenever you need extra cash. Complete your personal loan application in minutes and access your money instantly with advantageous interest rates and flexible payments postponement options. Investment Under Your Control Take control of your investments, monitor markets and trade with ease. Access TEB Yatırım Prime directly to trade stocks, VIOP, and warrants. Plus, use ‘’My Fund Advisor’’ to find the perfect portfolio mix based on your risk and return goals. Simplify your Life with CEPTETEB Super Beyond Banking. Book flight and bus tickets, shop for electronics, or rent a car – all within CEPTETEB Super. Explore exclusive pre-owned vehicle deals with TEB Arval and manage your insurance and pension transactions seamlessly with CEPTECardif. What else can you do with CEPTETEB Mobile • QR Code: Cardless withdrawals, deposits and payments • Finance Coach: Detailed income and expense analysis • TEB FX: Current trading with competitive rates • Investments: Trade stocks and join IPOs effortlessly • Insurance: Manage health, auto and credit card protection plans • Exclusive benefits: Special perks from GastroClub and GastroPay • Deals: Unique discounts from partner brands CEPTETEB İŞTE for Your Business Commercial and Corporate customers can easily manage all their Business financial processes by downloading the CEPTETEB İŞTE app.

Screenshots

İşCep4 screens
CEPTETEB4 screens

Verdict

The call

The clearest difference is ads: İşCep at none against CEPTETEB's shown. İşCep also leads on review sentiment (65% vs 49%) and rating (4.7 vs 4.5). CEPTETEB's advantage is iOS requirement (13 vs 15.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

İşCep holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: İşCep has 26K ratings behind it against 2K, so its average is the more settled of the two. Written reviews point the same way: 65% of İşCep's written reviews are positive against 49% of CEPTETEB's.

UpkeepUpdate frequency

İşCep ships an update monthly, CEPTETEB every 3 weeks. Both last shipped on September 24, 2026.

Scorecard5 real differences · 5 level
İşCep versus CEPTETEB: the parameters behind the verdict, then further details
ParameterİşCepCEPTETEB
PriceFreeFree
Rating4.7 (26K ratings) — better4.5 (2K ratings)
Positive reviews64.9% of reviews — better48.6% of reviews
Number of ratings26K — better2K
Update frequencyMonthlyEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod, Apple Watch — better
Requires iOS15.013 — better
Further details — not scored
Size542 MB202 MB
Age rating4+4+
DeveloperTürkiye İş Bankası A.Ş.Türk Ekonomi Bankası A.Ş.

Customer experience

İşCep

All ratings25,697 ratings
Positive92.8%
Neutral2.4%
Negative4.8%
Written reviews598 reviews
Positive64.9%
Neutral4.7%
Negative30.4%

CEPTETEB

All ratings1,973 ratings
Positive88.1%
Neutral3.1%
Negative8.8%
Written reviews148 reviews
Positive48.6%
Neutral5.4%
Negative45.9%

User reviews

İşCep

From 26K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 🔒 Secure banking
  • 💡 Practical features
  • 👍 User-friendly interface

Room to improve

  • 🐛 Bugs and crashes
  • 🔍 Complicated login process
  • 🔍 Difficult to navigate
  • 🔍 Outdated design
  • 🔍 Unreliable performance

CEPTETEB

From 2K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Excellent interface
  • 🚀 Fast and efficient
  • 🔒 Secure banking

Room to improve

  • 🐛 Frequent password reset issues
  • 🐛 Compatibility problems with newer devices
  • 🐛 Unreliable connectivity
  • 🐛 Confusing account management

Bugs and requests

İşCep

Reported bugs

5 issues
  • Login issues for users outside Turkey
  • Frequent crashes and technical problems
  • Inability to update phone number or reactivate app
  • Incorrect account information display
  • Unresponsive customer service

Requested features

5 requests
  • Biometric login (e.g., fingerprint, face recognition)
  • Improved international accessibility
  • Currency conversion and transfer features
  • Dedicated tablet/iPad app
  • Enhanced customer support

CEPTETEB

Reported bugs

4 issues
  • Login screen freezes
  • Incorrect error messages
  • Inability to change password
  • Unresponsive customer support

Requested features

4 requests
  • Fingerprint/biometric login
  • Improved international support
  • Customizable notification settings
  • Enhanced transaction history

In-app purchases

None

İşCep

No in-app purchases

None

CEPTETEB

No in-app purchases

Questions

Is İşCep free?
İşCep is free to download, with no in-app purchases.
Is CEPTETEB free?
CEPTETEB is free to download, with no in-app purchases.
Which has better reviews, İşCep or CEPTETEB?
İşCep is rated higher. İşCep averages 4.7 out of 5 from 26K ratings, while CEPTETEB averages 4.5 from 2K ratings.
Do İşCep or CEPTETEB have ads?
CEPTETEB shows ads; İşCep does not.
Which is updated more often, İşCep or CEPTETEB?
İşCep ships an update monthly, and CEPTETEB every 3 weeks. Most recently, İşCep was updated on September 24, 2026 and CEPTETEB on September 24, 2026.

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