PalmAgent ONE vs EquiForge

PalmAgent ONE is a city/county-specific closing cost app that comes preloaded with calculations and closing costs for real estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. PalmAgent is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry's #1 Closing Cost app to the next level with ONE Premium! Here's how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We offer both monthly and annual subscription plans. ONE Premium costs $0.99 per month (monthly plan) or $9.99 per year (annual plan). Payment will be charged to your Apple Account at the confirmation of purchase. You can cancel at any time during your 30-day free trial by going to your Apple Account subscription settings, and you will not be charged if you cancel before the trial ends. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. To learn more, please review our Terms of Use: http://palmagent.com/terms/ With ONE Premium you have: • Users can opt in for a free 30-day trial but are required to enter their payment information first. They will be charged for the monthly or annual subscription, depending on the option they choose, after the free 30-day trial is complete, unless they cancel before the next billing date. • After the 30-day free trial, payment will be charged to your Apple Account according to the subscription plan you selected. • ONE Premium subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current period, and the renewal cost will be displayed. • Subscriptions may be managed by the user, and auto-renewal may be turned off by going to the user's Apple Account subscription settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription, where applicable. If you're not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. For more information, please review our Privacy Policy and Terms of Use: https://palmagent.com/privacy/ https://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our customer support team is just an email away—simply write to support@palmagent.com.

EquiForge turns the complex math behind buying a home into clear, instant answers. • Estimator Engine — the main mortgage calculator: enter a home purchase price for a full monthly PITI breakdown by loan program (Conventional, FHA, VA, USDA), with a rate-buydown comparison. • Reverse PITI — work backward from a target monthly payment to an estimated home purchase price. • Buying Power — use your salary or hourly pay, monthly debts, and loan terms to estimate the home price you may qualify for. • Escrow Timeline — project property tax and escrow over 10 years, including new-construction "escrow shock." • Investor Analytics — cash flow, cap rate, cash-on-cash ROI, and cash-to-close. • CLARA — Customer Learning And Readiness Assistant, a guided interview that learns your goals and builds a shareable summary. • Knowledge Center & plain-language tooltips for every term (PITI, DTI, LTV, and more). Available in English, Spanish, French, Cantonese, Mandarin, Vietnamese, and Hindi. Light and dark mode. EquiForge Pro (optional subscription) unlocks Investor Analytics (cash flow, cap rate, ROI), the 10-year Escrow Timeline, and PDF report exports, plus priority access to new tools. The core calculators are always free. Pro is $4.99/month or $39.99/year with a 7-day free trial on the yearly plan. Payment is charged to your Apple ID; subscriptions auto-renew unless cancelled at least 24 hours before the period ends and can be managed in Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://equiforge.ai/privacy EquiForge provides educational estimates only — not financial, legal, or tax advice, and not a loan approval or offer. Consult licensed professionals before deciding.