Account Tracker vs Moono
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Account Tracker
Manage your personal finances by tracking spending and monitoring balances across various accounts. Features include alerts, bill reminders, budgeting tools, detailed reports, and multi-currency support for comprehensive financial control.
- Track multiple account types
- Set bill reminders and alerts
- Create and monitor budgets
- Generate detailed financial reports
- Multi-currency support
- Data syncing across devices
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Apple "New apps and games we love" (on the Mac), March 2017 Apple "Staff Favourite" in the UK (on iOS), Jul/Aug 2010 Account Tracker is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances. This FREE version requires a subscription, either quarterly or yearly. When you sign up, the first month is free, to give you a chance to try the app before being charged. You can manage or cancel your subscription at any time by going to your account settings on the AppStore. If you prefer a subscription-free alternative, Account Tracker Pro gives you the same content, plus basic support for Apple Watch. Also check out Account Tracker for Mac, now available on the Mac App Store. It requires Account Tracker version 6 or above (to sync over iCloud or Dropbox), and macOS Sierra (10.12) or above. ACCOUNTS - Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc - Separate your accounts into groups, e.g. personal vs business accounts - Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc - Quickly and simply enter one-off transactions as they happen - Reconcile your account data with your statements - While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments - Alerts if an account is likely to go overdrawn or hit its overdraft limit BILLS - Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually - View all transactions with reminders set - Alerts to tell you when these transactions are due BUDGETS - Add budgets per category for spending, income and transfers across individual or multiple accounts - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Monitor your transactions against the goals you set REPORTS - Detailed reports to really understand your financial position - Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Export or print reports as PDF files DATA, BACKUPS AND SYNCING - Import historical transactions or bank statements from a CSV file - Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet - Local backup and restore on your device, plus transfer of backups by AirDrop, email, Dropbox or iCloud - Support for database syncing across multiple devices (using either Dropbox or iCloud) - PIN code protection, plus Face/Touch ID and 1Password integration PLUS - Full multi-currency support, per account and per transaction - The default currency is the one local to your device, but this can be overridden - Supports sub-categories and splitting a transaction across multiple categories/subcategories - Universal, retina enabled app that works on the iPhone, iPad and iPod Touch - buy once, use it on ALL of your devices - In-app user guide SUPPORT Please use the link to my support page from the AppStore page or from the app itself (or simply go to http://grahamhaley.co.uk/accounts/). Alternatively, contact me directly via my support pages and you will get a quick response. MORE INFORMATION Privacy policy: http://grahamhaley.co.uk/privacy/ Terms of use (EULA): http://www.apple.com/legal/itunes/appstore/dev/stdeula
Moono
Track your income and expenses consciously with this finance app. It offers offline functionality, iCloud synchronization, and detailed financial analytics. Customize accounts and categories with no limits.
- Offline expense and income tracking
- iCloud synchronization
- Customizable accounts and categories
- Financial analytics
- Data export
- Light and dark mode support
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Start spending your money consciously by tracking expenses and incomes with Moono. Moono: doesn't require Internet connection, iCloud synchronizable, simple and clear in usage, made with love and in native design. • All functionality without any registration • Add transactions quickly • Use different accounts, categories, text notes and photo attachments with no limits • Customise your accounts and categories with name, color and icon • Don't lose any of your account with function of Archiving • Use iOS and macOS at the same time with iCloud synchronization • Doesn’t require Internet access (only for iCloud synchronization) • Clear financial Analytics • Supports light and dark mode • Plenty of currencies • Export of data • Native intuitive design • Light weight app • Several languages available • No ads We are EAGER to hear your feedback. Don't hesitate to write: Email: team@moono.app Twitter: @MoonoApp Instagram: @moono.app Privacy Policy: https://moono.app/privacy Terms of Use: https://moono.app/termsofuse
Screenshots
Verdict
The clearest difference is monetization model: Moono at freemium against Account Tracker's subscription. Account Tracker's advantage is review sentiment (96% vs 84%) and iOS requirement (12.0 vs 16.0). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Account Tracker sells 3 in-app purchases, starting at $0.99 per 3 months and Moono sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.5 for Account Tracker against 4.5 for Moono. Both are backed by a comparable volume of ratings — 33 and 19 respectively. Written reviews are what separate them: 96% of Account Tracker's written reviews are positive against 84% of Moono's.
Account Tracker ships an update every 2 months, Moono every 5 weeks. The most recent releases landed on October 16, 2026 and September 28, 2026 respectively.
| Parameter | Account Tracker | Moono |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (33 ratings) | 4.5 (19 ratings) |
| Positive reviews | 95.8% of reviews — better | 83.9% of reviews |
| Number of ratings | 33 — better | 19 |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Freemium — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 12.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 16 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Graham Haley | Aleksandr Zolotarev |
Customer experience
Account Tracker
Moono
Bugs and requests
Account Tracker
Reported bugs
3 issues- Crashes when selecting accounts on iOS 8
- Login screen freezes
- Incompatible with older devices
Requested features
8 requests- Ability to attach photos of receipts to transactions
- Ability to delete old transactions
- Ability to set up a formula to calculate a transaction's amount based on the current balance of the account
- Ability to change an account name after it has been created
- Group sync that would automatically sync with all devices when changing information on one device
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- Ability to control when an item should receive a check mark
- Dark mode option
- Advanced analytics dashboard
Moono
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Account Tracker
- Full Access for 3 Months1 Month trial$0.993 Months
- Full Access for 12 Months1 Month trial$1.991 Year
- Version 6$3.99
Moono
- Annual Pro subscription3 Days trial$4.991 Year
- Moono Pro lifetime$9.99








