Comparison

DATCU Mobile Banking vs MOBILITY CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DATCU Mobile Banking

Manage your banking tasks efficiently from your mobile device. Access account balances, transfer funds, pay bills, and deposit checks on the go. Offers enhanced accessibility features for a personalized experience.

Highlights
  • Biometric sign-in (Touch ID/Face ID)
  • Quick Balance viewing
  • Fund transfers
  • Bill payments
  • Mobile check deposit
  • Loan payments
  • Accessibility features
Features
Read full description

Welcome to DATCU Mobile Banking! Looking for time-saving shortcuts? We can't help you escape the traffic on Interstate 35. But we can help you get your banking chores done a lot faster. Just download our app onto your mobile device and you'll be able to manage all your DATCU accounts from wherever you are at any time of day. Do more with our DATCU Mobile Banking app. Features: - Sign in with Touch ID or Face ID - Use Quick Balance to view account balances without signing in - View Quick Balances on your Apple Watch - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, colorblindness, and visual sensitivity. ...and more!

About

MOBILITY CU

Manage your finances on the go with this secure mobile banking app. Check balances, send money, deposit checks, pay bills, and apply for loans directly from your smartphone or tablet.

Highlights
  • Check account balances
  • Send money with Zelle
  • Deposit checks remotely
  • Pay bills
  • Transfer funds
  • Apply for loans
Features
Read full description

With Mobility CU, you can safely and securely take your banking with you. From your phone or tablet, you can check your balances, send money with Zelle, deposit checks, pay bills, transfer money, apply for a loan and much more.

Screenshots

DATCU Mobile Banking4 screens
MOBILITY CU4 screens

Verdict

The call

The clearest difference is rating: MOBILITY CU at 4.9 against DATCU Mobile Banking's 2.9. MOBILITY CU also leads on review sentiment (35% vs 15%) and ratings volume (559 vs 171). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MOBILITY CU holds the better App Store score, 4.9 against 2.9. Both are backed by a comparable volume of ratings — 171 and 559 respectively. Written reviews point the same way: 15% of DATCU Mobile Banking's written reviews are positive against 35% of MOBILITY CU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 7 level
DATCU Mobile Banking versus MOBILITY CU: the parameters behind the verdict, then further details
ParameterDATCU Mobile BankingMOBILITY CU
PriceFreeFree
Rating2.9 (171 ratings)4.9 (559 ratings) — better
Positive reviews15.3% of reviews35.3% of reviews — better
Number of ratings171559 — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size142 MB185 MB
Age rating4+4+
DeveloperDATCU Credit UnionMOBILITY Credit Union

Customer experience

DATCU Mobile Banking

All ratings171 ratings
Positive42.1%
Neutral8.2%
Negative49.7%
Written reviews85 reviews
Positive15.3%
Neutral11.8%
Negative72.9%

MOBILITY CU

All ratings559 ratings
Positive97.5%
Neutral1.6%
Negative0.9%
Written reviews17 reviews
Positive35.3%
Neutral17.6%
Negative47.1%

User reviews

DATCU Mobile Banking

From 171 App Store ratings

What we love

  • 👍 Easy to use (some users)
  • 👍 Great service (some users)
  • 👍 App works great now (after update)
  • 👍 Mobile deposit (appreciated feature)

Room to improve

  • 🐛 App rarely works
  • 🐛 Incorrect balances shown
  • 🐛 Payment selection not working
  • 🐛 Cannot transfer money externally
  • 🐛 Mobile deposit never works

MOBILITY CU

From 559 App Store ratings

What we love

  • 👍 User-friendly and meets needs
  • 👍 Face ID is great
  • 👍 New app and design is loved
  • 👍 Clean and easy to maneuver
  • 👍 Well designed, pretty, clean, and straightforward

Room to improve

  • 🐛 App down for extended periods
  • 🐛 Transfers not obvious or intuitive
  • 🐛 Landscape mode missing on iPad
  • 🐛 Funds transfer fails frequently
  • 🐛 Manual disabling of screen rotation needed for check deposit

Bugs and requests

DATCU Mobile Banking

Reported bugs

67 issues
  • App crashes
  • App is offline
  • Cannot login
  • System errors
  • Orientation flips
Show 62 more
  • Transaction list limited
  • Confusing balance display
  • Wasted screen space
  • Horrible new layout
  • App is trash
  • App is worthless
  • Server error on login
  • Card controls difficult
  • Loan payments not visible
  • Cannot see account balances on transfer
  • Less user friendly
  • Obscure info layout
  • Not easy to use anymore
  • Takes more steps
  • Cannot transfer funds to credit card/loan
  • Too busy interface
  • Missing pending transaction info
  • No balance after payment
  • Missing loan payoff details
  • App is crap
  • Cloudflare blocking access
  • App support page not found
  • Frozen account
  • App crashes instantly
  • Outdated look
  • Lacks basic features
  • Antiquated feel
  • Limited features and accessibility
  • Cannot make payments with external account
  • No help on login screen
  • App isn't working with update
  • Doesn't accept login info
  • Asks for PIN
  • Froze up
  • App looks outdated
  • Not as clean without screen real estate
  • Antiquated feel
  • Needs updating
  • Very limited to features and accessibility
  • Lack of app updates
  • App not working on iPhone 4
  • Crashes immediately loading presets
  • Cannot get it to work after OS update
  • Needs to be more secure
  • Graphs feature doesn't work
  • Needs new features
  • Sleeker interface needed
  • Not all inclusive
  • Doesn't show pending deposits or withdrawals
  • Doesn't show credit card account
  • Not much more functional than mobile website
  • App isn't working
  • Useless app
  • Cannot log in
  • Account freeze on login attempt
  • Bugs need to be worked out
  • Incorrect balances shown
  • Payment selection not working
  • Cannot transfer money externally
  • Mobile deposit never works
  • App rarely works
  • Show incorrect balances

Requested features

37 requests
  • Budgeting feature
  • In-depth income/expense tracking
  • Other financial tools
  • Access to monthly bank statements
  • Ability to see pending transactions
Show 32 more
  • Access to bill pay
  • See captured transactions without desktop login
  • See pending transactions without desktop login
  • Password feature on startup for security
  • Check images
  • New features
  • Sleeker interface
  • More all inclusive features
  • Show pending deposits or withdrawals
  • Show credit card account
  • Ability to see pending ACH withdrawals
  • Ability to see balance as each item cleared
  • Access desktop version on iPhone
  • 4-digit passcode entry
  • Option for both or either passcode/password
  • Photograph checks for deposit
  • New look for the app
  • Face ID for fast login
  • Support for passwords via Apple keyboard
  • Layout for X and XR phones
  • Show savings from paying off early
  • Show current loan amount
  • Show pending transactions on mobile
  • Show posted balances
  • Show available balances
  • Transfer funds from checking to credit card/loan
  • Mobile deposit
  • Access to account number
  • Dark mode option
  • Advanced analytics dashboard
  • Dark mode option
  • Advanced analytics dashboard

MOBILITY CU

Reported bugs

13 issues
  • App down for 2 weeks
  • Error messages during account verification
  • Old phone number not deleted
  • Funds transfer doesn't work
  • App loops back to 'pay loan' screen
Show 8 more
  • Scheduled transfers did not occur on time
  • App doesn't show statements for 'Other' accounts
  • Cannot register phone to log in after password change
  • App crashes when logging in with Touch ID since iOS 13
  • Login requires a token every time
  • Touch/Face login works inconsistently
  • Touch ID stopped working
  • Cannot delete old tokens

Requested features

6 requests
  • Update the app
  • Fix landscape mode on iPad
  • Fix manual disabling of screen rotation for check deposit
  • Fix check deposit rejection of account/routing numbers
  • Support Touch ID or Face ID for logon
Show 1 more
  • Support associated domains for 1Password integration

In-app purchases

None

DATCU Mobile Banking

No in-app purchases

None

MOBILITY CU

No in-app purchases

Questions

Is DATCU Mobile Banking free?
DATCU Mobile Banking is free to download, with no in-app purchases.
Is MOBILITY CU free?
MOBILITY CU is free to download, with no in-app purchases.
Which has better reviews, DATCU Mobile Banking or MOBILITY CU?
MOBILITY CU is rated higher. DATCU Mobile Banking averages 2.9 out of 5 from 171 ratings, while MOBILITY CU averages 4.9 from 559 ratings.
Do DATCU Mobile Banking or MOBILITY CU have ads?
Neither DATCU Mobile Banking nor MOBILITY CU shows ads.
Which is updated more often, DATCU Mobile Banking or MOBILITY CU?
DATCU Mobile Banking ships an update fortnightly, and MOBILITY CU fortnightly. Most recently, DATCU Mobile Banking was updated on October 13, 2026 and MOBILITY CU on October 7, 2026.

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