交通银行 vs SC China
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
交通银行
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交通银行11.0版本焕新发布，秉持“智能、普惠、好用”的核心理念，以慧心解锁更简洁的服务交互，以贴心传递更温暖的金融陪伴，以匠心打磨更细腻的产品体验，用更优质的数字化服务，回应每一份期待。 一、数智未来，一一开启 【智能基金投资分析】从资产、收益、交易多维度复盘您的基金历史投资情况，一键生成专属基金账单。 【智能活动推荐】小鹿助手读懂您的需求，从海量活动里筛选适配内容，为您推荐专属活动。 【智能转账】和小鹿助手对话即可识别转账意图，便捷完成转账操作。 二、普惠关爱，一一相伴 【优化养老金融服务】升级养老缺口测算能力，结合个人收入与养老预期，针对备老、银龄不同人群，提供差异化养老规划建议。 【安心付Pro】老年用户可授权子女担任账户管理人，支持账户明细查询、额度管控等，守护账户安全。 【少年版】面向青少年的专属手机银行，监护人在线开通，支持未成年人自主查账，重要交易需监护人授权，助力财商启蒙。 三、好用便捷，一一呈现 【理财智能选品】以可视化产品地图展示期限与收益，帮您全局浏览理财产品，快速锁定心仪产品，告别选品焦虑。 【基金随心配】简易资产配置工具，您可自主挑选基金，搭建专属投资配置，生成个性化测算报告，低成本验证投资思路。 【交心付】惠民贷客户专属支付产品，单笔最高5万元，支持各类主流渠道消费，覆盖多元场景。
SC China
Manage your banking needs on the go with a fast, secure, and user-friendly mobile experience. Access accounts, make transfers, manage cards, and explore products all from your device.
- Account management
- Online bank transfers
- Card management
- Product information
- Biometric login
- Hassel-free payments
- Branch locator
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Standard Chartered Mobile Banking - All-New Upgrade, Experience Multiple Highlights Now • Highlight1: Access Leading Market Insights at Your Fingertips Pre-login page featuring the latest market views and expert forward-looking perspectives • Highlight 2: Enjoy Competitive Deposit Rates with One Click One-click product search to effortlessly secure promotional offers and capitalize on investment opportunities • Highlight 3: Enjoy Diverse Financial Services in One Place Upon login, the homepage presents a comprehensive overview of integrated financial services and your complete financial picture • Highlight 4: Comprehensive Investment Products at a Glance Enhanced investment trading platform featuring a new dedicated product section with enriched information • Highlight 5: Stay Instantly Informed with Live Updates Turn on push notifications to receive timely business updates, empowering you to manage your wealth with ease and confidence
Screenshots
Verdict
The clearest difference is rating: SC China at 4.7 against 交通银行's 3.6. SC China also leads on review sentiment (29% vs 16%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SC China holds the better App Store score, 4.7 against 3.6. Both are backed by a comparable volume of ratings — 385 and 512 respectively. Written reviews point the same way: 16% of 交通银行's written reviews are positive against 29% of SC China's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | 交通银行 | SC China |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (385 ratings) | 4.7 (512 ratings) — better |
| Positive reviews | 15.8% of reviews | 29.4% of reviews — better |
| Number of ratings | 385 | 512 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 364 MB | 125 MB |
| Age rating | 17+ | 4+ |
| Developer | 交通银行 | Standard Chartered Bank |
Customer experience
交通银行
SC China
User reviews
交通银行
From 385 App Store ratingsWhat we love
- 👍 User-friendly interface design
- 💰 Competitive fund purchase fees
- 🏦 Comprehensive banking services
- 🔒 Secure financial transactions
- 😊 Reliable customer service
Room to improve
- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🎨 Overly complex and cluttered UI design
- 📱 Poor compatibility with newer devices
- 🔐 Forced facial recognition requirement
SC China
From 512 App Store ratingsWhat we love
- 👍 Convenient for transfers and asset management
- 👍 Good for viewing accounts
- 👍 Smooth for transfers and purchases
- 👍 Excellent online customer service
- 👍 Optimized app for China
Room to improve
- 😞 Too slow and bad UX
- 😞 Terrible app, slow, bad UX
- 😞 Very bad app experience
- 😞 Primitive and worst banking app
- 😞 Slow, buggy, and frustrating
Bugs and requests
交通银行
Reported bugs
20 issues- App crashes on startup or during login
- Freezing at loading screen indefinitely
- White screen display errors
- Touch ID and Face ID authentication hangs
- Cannot download app from store
Show 15 moreShow fewer
- App force quits when connected to proxy
- iPad incompatibility
- Account information lost after version updates
- Blank menu pages with no clickable elements
- Facial recognition fails to recognize users
- Cannot input passwords on login screen
- App incompatible with non-4G devices using Wi-Fi only
- Face ID support removed in recent updates
- App crashes on jailbroken devices
- Cannot connect to network despite available connection
- Slow or missing SMS verification codes
- Forced login requirement to view balance
- Unresponsive buttons and interface elements
- App stuck on advertisement splash screen
- Crashes on iPhone X with display scaling issues
Requested features
10 requests- Touch ID and Face ID support
- Simplified and cleaner interface
- Tab bar navigation restoration
- Faster app loading performance
- Better offline functionality
Show 5 moreShow fewer
- English language support
- Skip startup guide option
- App-to-app login integration (like Alipay)
- Improved SMS verification reliability
- Optional facial recognition (not mandatory)
SC China
Reported bugs
7 issues- Blank page after loading for minutes
- No way back after blank page
- Keeps saying something wrong and logging me out
- Cannot log in, always crashes
- App stops working on iOS, continually loads
Show 2 moreShow fewer
- Login error, cannot log on to website
- Login button doesn't work after entering credentials
Requested features
10 requests- Update design and transfer experience
- Upgrade to newest branding
- Simplify transfer process
- Add landscape iPad support
- Update to configure Face ID on iPhone X
Show 5 moreShow fewer
- Support Face ID
- Allow pasting password into login field
- Optimize for plus-sized screens
- Show credit cards
- Add version for phone
In-app purchases
交通银行
No in-app purchases
SC China
No in-app purchases
