Discover Mobile vs SpendPath

You can manage your Discover credit card and bank accounts conveniently and securely from anywhere, using Discover’s Mobile App. Check your account balance, view your account info, make and edit payments, add your card into Apple Pay, manage your rewards, and more - all from your mobile device. FAST ACCOUNT ACCESS • Log in quickly with a 4-digit Passcode • Log in faster with Discover Touch ID, available for users with Discover passcode enabled on an eligible device – not supported on modified or jailbroken devices MANAGE YOUR DISCOVER CREDIT CARD ACCOUNT • Check your balance and available credit, and view or download monthly statements • View and search transaction activity • Make payments and edit or cancel pending payments • Redeem rewards, in any amount, as a statement credit towards your monthly bill, including your minimum payment due • Redeem rewards, in any amount, as an electronic deposit to your bank account • Redeem rewards for gift cards starting at only $5. Plus, get an added bonus on every card • Link your Discover card to your Amazon and PayPal accounts to make it easier to earn and pay with rewards for eligible purchases at checkout • View your FICO® Credit Score* for free and learn what it means to lenders *See FICO® Credit Score terms at Discover.com/FICO • Freeze or unfreeze your account to prevent new purchases, cash advances, and balance transfers • Add your card into Apple Pay to use for purchases in-store on eligible devices with iOS 9 • Send and receive messages from Discover Customer Service • View and edit your account profile • Activate a new card or report a current card as lost, stolen or misplaced • Use the Travel Notification feature to help ensure uninterrupted use of your card while traveling • Sign up to receive alerts about your account MANAGE YOUR DISCOVER BANK DEPOSIT ACCOUNT AND PERSONAL LOAN ACCOUNT • View account balances, summary and transaction history • Track account activity and schedule transactions • Transfer money • Pay bills • Deposit checks • Find ATMs - Nationwide ATMs available to use your Discover debit card • View statements • View and send secure messages • Make Personal Loan payments Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

Mobile Privacy Statement: https://www.discover.com/privacy-statement 

 Mobile Terms of Use:  https://www.discover.com/credit-cards/help-center/discover-terms-of-use.html

SPS SpendPath is the modern, compliance-driven mobile app designed for K-12 districts and local government entities that need a smarter, safer way to manage procurement card activity, travel, and discretionary spend. Built by Strategic Payment Services, SpendPath brings intelligent controls, mobile-first workflows, and real-time visibility directly to your staff — ensuring every dollar is spent responsibly and every approval moves without friction. SpendPath eliminates the bottlenecks and risks that come with manual expense processes. Staff can capture receipts instantly, submit expenses on the go, and complete approvals in minutes. Finance teams gain immediate insight into spend across departments, programs, and cardholders, with policy-driven guardrails that prevent non-compliant purchases before they occur. Designed specifically for public-sector operations, SpendPath reflects travel policies, audit requirements, and the accountability standards expected of districts, counties, and municipalities. Every workflow is built to strengthen internal controls, reduce administrative burden, and support responsible stewardship of public funds. Key Features: • Mobile Receipt Capture Snap, upload, and attach receipts instantly — no more lost paperwork or end-of-month scrambling. • Smart Expense Submission Submit expenses directly from your device with automated categorization and policy-aligned workflows. • Mobile Approvals Review and approve transactions in seconds, keeping operations moving without delays or bottlenecks. • Real-Time Spend Visibility View card activity, expense status, and department-level spend in a clean, intuitive interface. • Policy-Driven Guardrails Built-in controls ensure purchases align with district or municipal policy before they happen. • Audit-Ready Transparency Every transaction includes a clear trail of receipts, approvals, and documentation for effortless audits. • Role-Based Permissions Ensure the right people have the right access, from cardholders to department heads to finance teams. • Integrated Travel Workflows Submit, approve, and track travel requests with pre-configured rules and automated routing. SpendPath empowers public-sector staff to work faster and more confidently, while giving leadership the transparency and control needed to protect public dollars. Whether you’re a cardholder, approver, bookkeeper, or administrator, SpendPath simplifies your workflow and strengthens your organization’s financial integrity. SPS SpendPath — Smart controls. Modern workflows. Total transparency.