Scotiabank vs OCCU Mobile Banking

Complete your everyday transactions with more ease, accessibility, and security — for banking that’s as flexible as it is fast. Key features include: Budgeting, insights, and advice Create a budget and reach your financial goals faster with personalized insights and advice from Scotia Smart Money by Advice+. Rewards your way View your Scene+ points balance and redeem your rewards right in the app. Mobile cheque deposit Take a photo of a cheque and deposit money quickly and easily into your account. TransUnion credit score and report Check your credit score with TransUnion as often as you want, at no additional cost and zero impact to your score. Barrier-free banking With features such as dynamic font sizing and VoiceOver compatibility, the app was designed with accessibility top of mind. Advisor access Book an appointment to meet with a Scotiabank advisor on the phone or in-person. Next-level security Data encryption keeps financial information safer, 2-step verification confirms your identity, and notifications help you stay on top of what’s happening in your accounts. Switch between Scotiabank apps Sign in once and navigate easily between the Scotia mobile banking app and the Scotia iTRADE app. Personalized support Find quick answers with the Scotiabank chatbot, and connect with a live chat advisor. Important disclosures By pressing the button above or by downloading the mobile app published by Scotiabank, you consent to the installation of this app and to future updates and upgrades. You can withdraw your consent at any time by deleting this app, or get instructions on how to remove or disable the Scotiabank mobile app by contacting us at the address below. The Scotiabank mobile app lets you manage, move, and monitor your money using your mobile phone. When you use Scotiabank’s mobile deposit feature, we will access your device camera to take a picture of your cheque; record the cheque number, account number, institution transit number, and amount; record your device model, as well as its iOS version and manufacturer. When you download or update this app, or when you apply for, enrol in, or use a service through mobile banking, we may collect information about your computer or device, operating system, internet connection or telephone account, settings, IP address and device locational data, and transaction data, as well as personal information. We may collect, use, disclose, and retain this information as set out in the Scotiabank Privacy Agreement (scotiabank.com/ca/en/about/contact-us/privacy/privacy-agreement.html) and to determine which settings are appropriate for your computer system, to provide or enhance digital functionality and banking options, and for security purposes, internal analysis, and reporting. Please note that this app gives you access to Scotiabank accounts held in Canada. For information about our services in other countries, visit scotiabank.com. Have questions about the app? Visit scotiabank.com/app or give us a call at 1-877-277-9303 (Canada/USA) so we can help. The Bank of Nova Scotia 44 King St. West Toronto, ON M5H 1H1

OCCU Mobile Banking allows you to do your banking securely at anytime and anywhere – in the palm of your hand! Access and view your account balances, pay your bills, and transfer money conveniently. Use OCCU Mobile Banking for fast, easy, on-the-go banking. There are no new passwords to remember – all account login information is the same as your online banking. The app is compatible with iPhone, iPod Touch and iPad. With OCCU Mobile Banking you can: • Log in with your Username and Password • Set-up Fingerprint ID or Facial Recognition for secure and quick access • View your account activity, balances and recent transactions • Pay bills now or set them up for a future payment date • View and edit upcoming scheduled bills and transfers • Send money instantly with Interac e-Transfer® • Transfer money between your accounts, including different memberships • Quickly and securely deposit your cheques by using your smartphone or tablet • Display your balances at-a-glance without having to log in with QuickView It’s simple to use and free* Security Your security is our top priority, which is why our mobile banking app uses the same level of secure protection as our full online banking. Permissions In order to use OCCU Mobile Banking, you'll need to grant our app permission to access certain functions on your mobile phone, including: • Full network access – Allows our app to connect to the Internet. • Take pictures and videos – Deposit cheques using Deposit Anywhere™ right from your mobile phone by allowing our app access to your phone camera. • Access to your phone contacts – Get the utmost in convenience by allowing our app to access your list of contacts, that way you can send an Interac e-Transfer® to someone on your contact list without manually setting them up as a recipient in mobile banking. Access Access is available to all members who currently use our online banking service. If you’re not an Oshawa Community Credit Union member, no problem – simply contact us and set up a new membership. You’ll be set up with access right away. Use of the mobile app is subject to the terms and conditions found in our Oshawa Community Credit Union Account Access Agreement for personal accounts. *You may incur service charges for various online services depending on the type of account you have. In addition, your mobile carrier may charge you for using your mobile device to access the services provided by our mobile app.