Comparison

TIAA vs Scrub

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TIAA

Manage your retirement and brokerage accounts with secure, convenient access to your finances. Monitor investments, track fund performance, and trade equities, ETFs, and mutual funds. Set and monitor savings goals for your financial future.

Highlights
  • Retirement and brokerage account management
  • Investment and fund performance tracking
  • Brokerage trading (equities, ETFs, mutual funds)
  • Financial goal monitoring
  • Secure login with Face ID/Touch ID
  • Peek View for balance checks
  • Apple Watch integration
Features
Read full description

Manage your retirement and brokerage accounts using the TIAA mobile app. The app provides quick and secure access to all your TIAA finances and puts 100 years of top money management into the palm of your hand. The TIAA mobile app includes: • Security: Use your password, Touch ID, or Face ID to log in • Investment and retirement plan management: Monitor your account activity, contributions, and asset allocation; transfer money between funds in your retirement plan, fund a new brokerage account and track fund performance. • Brokerage trading: Buy and sell equities, ETFs, and mutual funds. • Goals: Monitor savings to achieve your financial goals. • Peek View: View your total portfolio and balances without logging in. • Contact TIAA & Support: Contact a professional or have quick access to all of our support tools and services, view tax forms and other statements. • Apple Watch: View your total portfolio and balances from your wrist. TIAA Brokerage, a division of TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC, distributes securities. Brokerage accounts are carried by Pershing, LLC, a subsidiary of The Bank of New York Mellon Corporation, Member FINRA, NYSE, SIPC. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.

About

Scrub

This program helps healthcare professionals achieve homeownership by offering cost savings on buying and selling homes. It connects users with trusted agents dedicated to providing excellent customer service to the healthcare community.

Highlights
  • Cost savings on home buying
  • Cost savings on home selling
  • Connect with qualified agents
  • Dedicated customer service
  • Program for healthcare providers
Read full description

Innovative program developed by a veteran real estate broker and nursing home administrator who has seen many nurses, CNAs and healthcare providers struggle to make ends meet and not able to reach their dream of home ownership. Scrub-to-Keys provide a cost savings in the buying and selling of homes. Discover this unique program. Our service team of qualified and trusting agents are ready to give you the utmost in customer service that is deserving to the healthcare community.

Screenshots

TIAA4 screens

Verdict

The call

The clearest difference is update cadence: TIAA at monthly against Scrub's every 10 months. TIAA also leads on ratings volume (8.3K vs 1) and device support. Scrub's advantage is rating (5.0 vs 4.6). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Scrub holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: TIAA has 8.3K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

TIAA ships an update monthly, Scrub every 10 months. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
TIAA versus Scrub: the parameters behind the verdict, then further details
ParameterTIAAScrub
PriceFreeFree
Rating4.6 (8.3K ratings)5.0 (1 ratings) — better
Positive reviews35.2% of reviews—
Number of ratings8.3K — better1
Update frequencyMonthly — betterEvery 10 months
AdsNo—
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — better—
Requires iOS16.015.1 — better
Further details — not scored
Size167 MB394 MB
Age rating4+4+
DeveloperTIAARobert Boyd

Bugs and requests

TIAA

Reported bugs

4 issues
  • Login issues and session expiration
  • Inconsistent display of account information
  • Unreliable check deposit functionality
  • Compatibility problems on certain devices

Requested features

5 requests
  • Add dark mode option
  • Improve performance and stability
  • Provide more customization options
  • Streamline navigation and information access
  • Integrate more advanced investment tools

Scrub

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

TIAA

No in-app purchases

None

Scrub

No in-app purchases

Questions

Is TIAA free?
TIAA is free to download, with no in-app purchases.
Is Scrub free?
Scrub is free to download, with no in-app purchases.
Which has better reviews, TIAA or Scrub?
Scrub is rated higher. TIAA averages 4.6 out of 5 from 8.3K ratings, while Scrub averages 5.0 from 1 ratings.
Which is updated more often, TIAA or Scrub?
TIAA ships an update monthly, and Scrub every 10 months. Most recently, TIAA was updated on November 6, 2026 and Scrub on October 30, 2026.

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